Peoples Financial Corporation announced unaudited earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported net interest income of $5,653,000 against $4,873,000 a year ago. Net income was $825,000 or $0.16 per share against net loss of $622,000 or $0.13 per share a year ago.

For the year, the company reported net interest income of $22,561,000 against $21,854,000 a year ago. Net income was $2,641,000 or $0.51 per share against $1,203,000 or $0.23 per share a year ago. Return on average assets was 0.32% against 0.15% a year ago. Return on average equity was 2.40% against 1.14% a year ago.