Ohio Valley Banc Corp. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2014. For the quarter, net interest income was $8,303,000 against $8,193,000 a year ago. Income before income taxes was $614,000 against $2,640,000 a year ago. Net income was $423,000 against $1,886,000 a year ago. Earnings per share was $0.10 against $0.47 a year ago. Book value per share was $20.94 against $19.62 a year ago. Return on average equity was 1.95% against 9.46% a year ago. Return on average assets was 0.21% against 1.00% a year ago.

For the nine months, net interest income was $33,480,000 against $32,385,000 a year ago. Income before income taxes was $11,193,000 against $11,051,000 a year ago. Net income was $8,073,000 against $8,112,000 a year ago. Earnings per share was $1.97 against $2.00 a year ago. Book value per share was $20.94 against $19.62 a year ago. Return on average equity was 9.62% against 10.40% a year ago. Return on average assets was 1.01% against 1.04% a year ago.