National Commercial Bank Jamaica Limited reported unaudited consolidated earnings results for the first quarter ended December 31, 2016. For the period, the company reported net interest income was JMD 7,202,708,000 against JMD 7,035,767,000 a year ago. Operating income was JMD 14,220,737,000 against JMD 12,602,564,000 a year ago. Operating income has an improvement of 13% or $1.6 billion over the prior year's first quarter results. The performance was driven by gains realized on investment activities executed by the Treasury and Wealth Management segments, stemming from greater trading activity when compared to the prior year. Operating profit was JMD 4,105,983,000 against JMD 3,033,290,000 a year ago. Profit before taxation was JMD 4,926,989,000 against JMD 3,172,667,000 a year ago. Profit attributable to stockholders of the bank was JMD 3,560,533,000 against JMD 2,395,110,000 a year ago. Earnings per basic and diluted were JMD 1.45 against JMD 0.96 a year ago. Net cash used in operating activities was JMD 13,545,126,000 against net cash provided by operating activities of JMD 6,003,993,000 a year ago. Acquisition of property, plant and equipment was JMD 513,453,000 against JMD 173,562,000 a year ago. Acquisition of intangible asset, computer software was JMD 422,842,000 against JMD 320,419,000 a year ago. Return on average total assets was 2.3% against 1.8% a year ago. Return on average equity was 14.0% against 10.9% a year ago. Capital expenditure was JMD 936,295,000.