Contact:

Craig Fortin
NB&T Financial Group, Inc.
937-283-3002

Date: September 17, 2013

NB&T FINANCIAL GROUP ANNOUNCES THIRD QUARTER DIVIDEND

NB&T Financial Group, Inc.(Nasdaq: NBTF), parent company of The National Bank and Trust Company, Wilmington, Ohio, has declared a dividend of $.30 per share payable October 21, 2013 to shareholders of record on September 30, 2013. This dividend is the same as the previous quarter's dividend and the dividend declared in August 2012. John J. Limbert, President and CEO, commented, "We appreciate the continued support of our shareholders, and we're proud to provide this tangible return for that support."

NB&T Financial had, as of June 30, 2013, total assets of $660 million, cash management accounts totaling $38 million, trust and brokerage assets with a market value of $315 million, and loans serviced for others of $42 million, resulting in a total of $1.05 billion in assets under management, and currently operates 22 full service offices in six southwestern Ohio counties.

###

distributed by