FOR IMMEDIATE RELEASE - January 12, 2012

CONTACT: Susan Munhall, Investor Relations Hudson City Bancorp, Inc. West 80 Century Road Paramus, New Jersey 07652 TELEPHONE: (201) 967-8290

E-MAIL: smunhall@hcsbnj.com

HUDSON CITY BANCORP, INC. ANNOUNCES EARNINGS RELEASE DATE

Paramus, New Jersey, January 12, 2012 - Hudson City Bancorp, Inc. (NASDAQ: HCBK), the holding company for Hudson City Savings Bank, will report the results of operations for the quarter ended December 31, 2011 on Wednesday, January 25, 2012. The earnings release, detailing the results of operations and financial condition of Hudson City Bancorp, will be issued prior to the opening of equity markets on that date.
Hudson City Bancorp maintains its corporate offices in Paramus, New Jersey. Hudson City Savings Bank, a well-established community financial institution serving its customers since 1868, is the largest thrift institution headquartered in New Jersey. Hudson City Savings currently operates a total of 135 branch offices in the New York metropolitan and surrounding areas.

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