Howard Bancorp Inc. reported earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported net income avail to common shares of $526,000 or $0.13 per share compared to $294,000 or $0.07 per share a year ago. Net interest income was $4,386,000 compared to $3,574,000 a year ago. Pretax income was $733,000 compared to $745,000 a year ago. Return on average assets was 0.45% against 0.46% a year ago. Return on average common equity was 6.17% against 5.12% a year ago.

For the year, the company reported net income avail to common shares of $1,796,000 or $0.44 per share compared to $1,005,000 or $0.31 per share a year ago. Net interest income was $15,810,000 compared to $13,532,000 a year ago. Pretax income was $2,945,000 compared to $2,759,000 a year ago. Return on average assets was 0.46% against 0.45% a year ago. Return on average common equity was 5.58% against 5.63% a year ago. Book value per common share was $8.80 against $8.45 a year ago.