First Horizon National Corporation reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported net interest income of $170,598,000 against $178,877,000 for the same period last year. Total revenue was $317,041,000 against $360,073,000 for the same period last year. Income before income taxes was $30,680,000 against $38,037,000 for the same period last year. Income from continuing operations was $43,594,000 or $0.17 per diluted share against $38,563,000 or $0.13 per diluted share for the same period last year. Net income available to common shareholders was $40,681,000 or $0.17 per diluted share against $34,940,000 or $0.13 per diluted share for the same period last year. Return on average assets (annualized) was 0.69% against 0.60% for the same period last year. Return on average common equity (annualized) was 7.20% against 5.69% for the same period last year.

For the year, the company reported net interest income of $688,667,000 against $700,832,000 for the same period last year. Total revenue was $1,359,996,000 against $1,486,843,000 for the same period last year. Loss before income taxes was $101,705,000 against income before income taxes of $149,848,000 for the same period last year. Loss from continuing operations was $16,443,000 or $0.11 per diluted share against income from continuing operations of $131,196,000 or $0.47 per diluted share for the same period last year. Net loss available to common shareholders was $27,759,000 or $0.11 per diluted share against net income available to common shareholders of $131,196,000 or $0.50 per diluted share for the same period last year. Book value per common share as at December 31, 2012 was $9.09 against $9.28 as at December 31, 2011. Tangible book value per common share was $8.44 against $8.66 as at December 31, 2011.

The company reported net charge-offs of $19,781,000 for the fourth quarter of 2012 against $75,294,000 for the same period last year.