Elmira Savings Bank announced earnings results for the fourth quarter ended December 31, 2020. For the fourth quarter, the company announced net interest income was USD 4.310 million compared to USD 4.159 million a year ago. Net income was USD 1.284 million compared to USD 940,000 a year ago. Basic earnings per share from continuing operations was USD 0.37 compared to USD 0.27 a year ago. For the full year, net interest income was USD 16.580 million compared to USD 16.428 million a year ago. Net income was USD 4.159 million compared to USD 3.486 million a year ago. Basic earnings per share from continuing operations was USD 1.19 compared to USD 1 a year ago.