News Alert

FOR FURTHER INFORMATION CONTACT: Heather Wietzel InsuranceIR LLC (513) 252-8259

PR@citizensinc.com
FOR IMMEDIATE RELEASE January 20, 2012
News Alert

Citizens, Inc. Schedules Year-End 2011 Reporting

News release on results planned for Monday, March 12, 2012

Investor conference call scheduled for Tuesday, March 13, 2012 at 10:00 a.m. CDT

AUSTIN, TEXAS (January 20, 2012) - Citizens, Inc., (NYSE: CIA) today announced its anticipated schedule for fourth-quarter and year-end 2011 reporting.

On Monday, March 12, 2012, Citizens plans to issue its news release regarding fourth-quarter and year-end results. On Tuesday, March 13, 2012, Citizens will host a conference call to discuss operating results at 10:00 a.m. Central Time. The conference call will be hosted by Rick D. Riley, Vice Chairman and President, Kay Osbourn, Chief Financial Officer, and other members of the Company's management team.
To participate in the Citizens, Inc., conference call, please dial (888) 637-2456 and ask to join the Citizens' call. We recommend participants dial in three to five minutes before the call is scheduled to begin. A recording of the conference call will be available on Citizens' website at www.citizensinc.com in the Investor Information section under News Release & Publications following the call.
Citizens, Inc. is a financial services company listed on the New York Stock Exchange under the symbol CIA. The Company utilizes a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated whole life cash value insurance policies, life insurance product sales in the U.S. and the acquisition of other U.S.-based life insurance companies.

P.O. Box 149151 Austin, Texas 78714-9151 Phone: 512-837-7100 Fax: 512-836-9334 email: PR@citizensinc.com website: www.citizensinc.com

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