Financials Chartered Life Insurance Company Limited

Equities

CLICL

BD0755CLICL3

End-of-day quote Dhaka S.E. 03:30:00 27/06/2024 am IST 5-day change 1st Jan Change
46.4 BDT -1.90% Intraday chart for Chartered Life Insurance Company Limited +1.53% -14.23%

Valuation

Fiscal Period: December 2022
Capitalization 1 2,302
Enterprise Value (EV) 1 2,254
P/E ratio 20.7 x
Yield 0.33%
Capitalization / Revenue 3.01 x
EV / Revenue 2.95 x
EV / EBITDA 12.8 x
EV / FCF 34.1 x
FCF Yield 2.93%
Price to Book 6.14 x
Nbr of stocks (in thousands) 37,500
Reference price 2 61.40
Announcement Date 11/05/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 96.13 128 186.4 335.2 552.9 764.7
EBITDA 1 21.01 33.14 61.78 126.1 164.5 176.1
EBIT 1 17.15 29.64 57.32 119.2 151.7 155.3
Operating Margin 17.84% 23.15% 30.76% 35.55% 27.44% 20.31%
Earnings before Tax (EBT) 1 16.22 28.98 56.4 117.2 145.1 130.5
Net income 1 16.22 28.2 55.26 115.6 136.5 111.2
Net margin 16.87% 22.02% 29.65% 34.48% 24.7% 14.55%
EPS 2 0.9011 1.566 3.070 5.136 6.069 2.966
Free Cash Flow 1 15.51 14.1 26.71 25.14 20.39 66.14
FCF margin 16.14% 11.01% 14.33% 7.5% 3.69% 8.65%
FCF Conversion (EBITDA) 73.84% 42.53% 43.23% 19.93% 12.39% 37.57%
FCF Conversion (Net income) 95.65% 49.99% 48.34% 21.75% 14.93% 59.46%
Dividend per Share - - - - - 0.2000
Announcement Date 31/05/18 19/05/19 27/08/20 22/03/21 06/06/22 11/05/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 20.7 - 8.87 - - -
Net Cash position 1 - 5.94 - 23.7 35 48.7
Leverage (Debt/EBITDA) 0.9839 x - 0.1436 x - - -
Free Cash Flow 1 15.5 14.1 26.7 25.1 20.4 66.1
ROE (net income / shareholders' equity) 9.01% 15.7% 30.7% 57.1% 60.7% 37.1%
ROA (Net income/ Total Assets) 4.61% 7.38% 12.2% 18.6% 17.4% 12.8%
Assets 1 351.5 381.8 454 622.3 784.1 872.4
Book Value Per Share 2 10.00 10.00 10.00 10.00 10.00 10.00
Cash Flow per Share 2 0.7300 1.430 0.8300 1.110 1.750 2.240
Capex 1 2 6.54 7.93 25.5 62.7 63.1
Capex / Sales 2.08% 5.11% 4.26% 7.61% 11.33% 8.24%
Announcement Date 31/05/18 19/05/19 27/08/20 22/03/21 06/06/22 11/05/23
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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