Item 5.07. Submission of Matters to a Vote of Security Holders.

(a)CF Bankshares Inc. (the "Company") held its Annual Meeting of Stockholders (the "Annual Meeting") on June 1, 2022. At the close of business on April 12, 2022 (the record date for the Annual Meeting), a total of 5,249,006 shares of Voting Common Stock of the Company were outstanding and entitled to vote. At the Annual Meeting, 4,151,195 of the outstanding shares of Voting Common Stock entitled to vote were represented in person or by proxy.

(b)The purpose of the Annual Meeting was to consider and vote upon the individual matters as described below. As a result of the votes cast, each of Thomas P. Ash, James Frauenberg II and David L. Royer were elected as directors of the Company for three-year terms expiring in 2025 and each of Proposals 2 and 3 were approved by the requisite votes of the stockholders of the Company.

The results of the voting at the Annual Meeting were as follows:



1.Results of the voting on the election of directors of the Company were as
follows:

Nominee                 For     Votes Withheld  Broker Non-votes
Thomas P. Ash        3,324,196      26,614           800,385
James Frauenberg II  3,324,250      26,560           800,385
David L. Royer       2,633,604     717,206           800,385

2.Results of the voting with respect to the approval of the non-binding advisory resolution on the compensation of the Company's named executive officers (Proposal 2) were as follows:



   For     Against  Abstain  Broker Non-votes
3,260,614  23,151   67,045       800,385


3.Results of the voting with respect to the ratification of the appointment of BKD, LLP as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2022 (Proposal 3) were as follows:



   For     Against   Abstain   Broker Non-votes
4,127,210   3,972    20,013          N/A


(c)Not applicable.

(d)Not applicable.


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