Capitol Federal Financial, Inc. announced unaudited consolidated earnings results for the first quarter ended December 31, 2014. For the quarter, the company reported total interest and dividend income of $74,900,000 against $72,234,000 a year ago. Net interest income was $48,036,000 against $44,245,000 a year ago. Income before income tax expense was $29,978,000 against $26,443,000 a year ago. Net income was $20,472,000 against $17,813,000 a year ago. Diluted net earnings per share were $0.15 against $0.12 a year ago. Net income available to common stockholders was $20,430,000 against $17,763,000 a year ago. Return on average assets was 0.73% and return on average equity was 5.50%.

For the quarter, the company reported net charge-offs of $103,000 against $418,000 a year ago.

The company anticipates the effective tax rate for fiscal year 2015 will be approximately 32% to 33%, based on fiscal year 2015 estimates as of December 31, 2014.