Stock BAY BANK OF AYUDHYA
Add to a list
To use this feature you must be a member
Log inSign up

Financials Bank of Ayudhya

Equities

BAY

TH0023010000

Banks

End-of-day quote Thailand S.E.
Other stock markets
 03:30:00 27/06/2024 am IST 		5-day change 1st Jan Change
24.7 THB -2.18% Intraday chart for Bank of Ayudhya +1.23% -12.57%
26/06 Mitsubishi UFJ to Invest in Thai Digital Financial Services Provider Ascend Money DJ
25/04 Bank of Ayudhya Public Company Limited Approves Dividend for the Six Months Ended December 31, 2023, Payable on May 23, 2024 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,20,673 2,29,868 2,61,130 2,26,190 2,07,800 1,81,687 - -
Enterprise Value (EV) 1 2,20,673 2,29,868 2,61,130 2,26,190 2,07,800 1,81,687 1,81,687 1,81,687
P/E ratio 6.74 x 9.98 x 7.73 x 7.36 x 6.31 x 5.88 x 5.14 x 6.1 x
Yield 2.83% 1.12% 2.39% - 3.01% 4.05% 4.76% 4.05%
Capitalization / Revenue 1.81 x 2.02 x 2.12 x 1.94 x 1.5 x 1.25 x 1.18 x 1.17 x
EV / Revenue 1.81 x 2.02 x 2.12 x 1.94 x 1.5 x 1.25 x 1.18 x 1.17 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.81 x 0.8 x 0.82 x 0.66 x 0.56 x 0.46 x 0.43 x 0.42 x
Nbr of stocks (in thousands) 73,55,762 73,55,762 73,55,762 73,55,762 73,55,762 73,55,762 - -
Reference price 2 30.00 31.25 35.50 30.75 28.25 24.70 24.70 24.70
Announcement Date 20/01/20 21/01/21 20/01/22 19/01/23 18/01/24 - - -
1THB in Million2THB
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,21,608 1,13,987 1,22,906 1,16,416 1,38,948 1,45,535 1,54,152 1,55,337
EBITDA - - - - - - - -
EBIT 1 69,439 65,522 73,952 65,381 77,113 79,804 84,514 80,950
Operating Margin 57.1% 57.48% 60.17% 56.16% 55.5% 54.83% 54.82% 52.11%
Earnings before Tax (EBT) 1 41,236 28,878 42,348 38,728 41,496 38,855 44,521 37,507
Net income 1 32,749 23,040 33,794 30,713 32,930 32,447 35,400 29,822
Net margin 26.93% 20.21% 27.5% 26.38% 23.7% 22.29% 22.96% 19.2%
EPS 2 4.450 3.130 4.590 4.180 4.480 4.200 4.810 4.050
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.8500 0.3500 0.8500 - 0.8500 1.000 1.175 1.000
Announcement Date 20/01/20 21/01/21 20/01/22 19/01/23 18/01/24 - - -
1THB in Million2THB
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q4 2021 S2 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2
Net sales - 28,787 - 28,220 28,643 - 29,711 - 30,045 32,146 35,392 41,365 38,533 -
EBITDA - - - - - - - - - - - - - -
EBIT - 16,154 - 16,158 16,308 - 16,498 - 16,715 18,351 19,399 22,648 21,949 -
Operating Margin - 56.12% - 57.26% 56.94% - 55.53% - 55.63% 57.09% 54.81% 54.75% 56.96% -
Earnings before Tax (EBT) - - - - - - - - - - - - - -
Net income 1 21,048 6,385 - 7,418 7,834 - 8,070 7,391 8,676 8,425 8,096 7,732 7,543 8,293
Net margin - 22.18% - 26.29% 27.35% - 27.16% - 28.88% 26.21% 22.87% 18.69% 19.57% -
EPS 2 2.860 0.8600 - 1.010 1.060 - 1.100 1.010 1.180 1.150 1.100 1.050 1.030 1.130
Dividend per Share - - 0.4500 - - 0.4000 - - - - - - - -
Announcement Date 20/07/21 20/01/22 20/01/22 20/04/22 20/07/22 20/07/22 20/10/22 19/01/23 21/04/23 20/07/23 19/10/23 18/01/24 19/04/24 -
1THB in Million2THB
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.8% 8.25% 11.2% 9.33% 9.28% 8.1% 8.63% 7%
ROA (Net income/ Total Assets) 1.44% 0.93% 1.32% 1.2% 1.22% 1.1% 1.18% 1%
Assets 1 22,66,646 24,84,610 25,54,360 25,59,415 27,02,686 29,49,727 30,00,000 29,82,200
Book Value Per Share 2 36.80 39.10 43.20 46.50 50.50 53.30 57.50 59.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20/01/20 21/01/21 20/01/22 19/01/23 18/01/24 - - -
1THB in Million2THB
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Bank of Ayudhya

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
24.7 THB
Average target price
29.5 THB
Spread / Average Target
+19.43%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
BANK OF AYUDHYA Stock Bank of Ayudhya
-12.57% 5.03B
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+17.23% 567B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+16.19% 305B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+19.63% 260B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+23.01% 188B
BANK OF CHINA LIMITED Stock Bank of China Limited
+27.52% 173B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+8.47% 159B
HDFC BANK LIMITED Stock HDFC Bank Limited
-0.77% 155B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+8.37% 149B
COMMONWEALTH BANK OF AUSTRALIA Stock Commonwealth Bank of Australia
+12.88% 141B
Other Banks
  1. Stock Market
  2. Equities
  3. BAY Stock
  4. Financials Bank of Ayudhya