GLENS FALLS, N.Y. (AP) _ Arrow Financial Corp. (AROW) on Monday reported fourth-quarter earnings of $12.1 million.

The Glens Falls, New York-based bank said it had earnings of 73 cents per share.

The bank holding company posted revenue of $43.1 million in the period. Its revenue net of interest expense was $37.7 million, which fell short of Street forecasts.

For the year, the company reported profit of $48.8 million, or $2.95 per share. Revenue was reported as $149.2 million.

Arrow Financial shares have fallen roughly 3% since the beginning of the year. The stock has fallen 3% in the last 12 months.

This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on AROW at https://www.zacks.com/ap/AROW

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