DateJ:anuar1y42,014

FORIMMEDIATERELEASE:

CONTACT: TrenBtT. royerP,residen&tCEO

330-364-777o7r trent@onlinefirstfed.com

FFD FINANCIAL DECLARES QUARTERLY DIVIDEND

Dover, Ohio: FFD FINANCIAL CORPORATION (OTC Markets: FFDF) announced that the Board of Directors declared a dividend of eighteen cents ($0.18) per share to shareholders of record on January 31, 2014, payable on February 14, 2014. The rate of $0.18 per share represents an increase of one cent ($0.01), or 5.9%, over the dividend paid for the same period the prior year and represents an approximate 3.13% annualized dividend yield based on the most recent closing share price of $23.01. This is the seventy-second consecutive quarter FFD Financial Corporation has paid a dividend.

FFD Financial Corporation is a bank holding company for First Federal Community Bank, National Association. First Federal Community Bank has full service offices in downtown Dover, downtown New Philadelphia, on the Boulevard in Dover, in Sugarcreek, and in Berlin. First Federal earned a Bauer Financial 5-Star Superior rating, denoting the highest level of strength, safety, and performance. The Corporation maintains an interactive web site at www.onlinefirstfed.com.

321 N. Wooster Avenue, Post Office Box 38

Dover, OH 44622

330-364-7777 www.onlinefirstfed.com

Stock Symbol: FFDF

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