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Bank Millennium has significantly modified the Consolidation Loan offer, thanks to which customers can now transfer their loans and credit from other banks in a very simple and quick way.
Thanks to strong simplification of the process, when talking to the RM it is sufficient to just indicate the products to be transferred and in case of loans - to deliver the agreement from the other bank. No documents are required to consolidate authorised overdrafts and credit cards. In result of changes made to the loan application processing system, every Relationship Manager in Bank Millennium has the possibility to proactively propose reduction of instalments to customers. Customers can decide to consolidate at all stages of applying for a standard cash loan and may transfer any number of products to Bank Millennium. They can also get extra cash for any purpose.
In the fourth quarter of the year we usually observe stepped-up interest in debt consolidation. It is only natural that customers, following a period of very significant Christmas spending, are seeking ways to reduce monthly charges arisen during that time - hence our proposal. We have also made sure that the price of this offer is attractive. In case of transferring liabilities to us the customer will not pay a commission and - as in the case of every Bank Millennium Cash Loan - he will get a Lowest Interest Rate Guarantee. We believe that the offer will be appreciated by customers, because rather than pay many instalments to other banks, they will now be making a single lower monthly payment to Bank Millennium - says Wioletta Pawi
