John A. Foxgrover

Oportun, Inc. provides consumer financial services. The firm focuses on offering unsecured credit to under-banked Hispanic families that lack FICO scores, credit histories, and traditional banking relationships. It provides loans without collateral to clients who lack credit history by using its sophisticated risk-scoring system that emphasizes a client's true capacity to afford a loan and engages with customers in their neighborhoods, in their language and with familiar faces from the community to build relationships of trust that lead to a lifetime of growth and prosperity. The company was founded by James Gutierrez and Gabriel Manjarrez in 2005 and is headquartered in San Carlos, CA.

First Marblehead Corp. provides outsourcing services to national and regional financial and educational institutions for designing and implementing education loan programs. It helps education financing need by offering national and regional financial institutions and educational institutions the Monogram platform, an integrated suite of design, implementation and credit risk management services for private label, customizable private education loan programs. The firm also offers outsourced tuition planning, billing and payment technology services through its subsidiary Tuition Management Systems LLC. The company was founded by Daniel Maxwell Meyers and Stephen E. Anbinder in 1991 and is headquartered in Medford, MA.

Headquartered in Charlotte, North Carolina, Banc of America Securities (BAS) is the investment banking subsidiary of Bank of America Corp (NYSE: BAC). The firm provides both the domestic and international equity and investment banking markets, and pursues a strategy pioneered by Citigroup that combines corporate lending with investment banking advice and services. They provide high-yield debt underwriting and leveraged finance, in addition to industry coverage groups such as healthcare, media and telecom, financial institutions, real estate and gaming. BAS also does a significant amount of work for Financial Sponsors, or private equity firms, often financing leveraged transactions. Following the strategy of Goldman Sachs, the firm lacks a standalone mergers and acquisitions department, instead employing mergers and acquisitions senior bankers throughout the industry coverage groups. The firm is registered as a broker/dealer with the SEC, is a member of the NYSE, and the NASD. The use of Banc in the BAS's name is indicative of the fact that the company is not a bank, and their deposits and other holdings are not insured by the FDIC.