Fernando Morales Ruiz

Banco Citibank de El Salvador SA operates as a bank. It provides products and services including saving and fixed deposits, personal and commercial loans, credit cards, financial, investments, and internet banking services. The company is headquartered in La libertad, El Salvador.

Scotiabank (Panamá) SA engages in the provision of personal and corporate banking services. Its products include saving accounts, fixed terms, debit and credit cards, private and corporate loans, term deposits with rising interest, debt, home, and vehicle protection insurance, as well as personal accident insurance and credit card fraud insurance. The company was founded on October 31, 2002 and is headquartered in Panama City, Panama.

Indesa Holding Corp. specializes in economic and financial advisory services. It offers economic research and advisory, corporate finance and relevant transaction services through its subsidiaries. The company was founded in 1968 by Guillermo O. Chapman, Jr. and is headquartered in Panama City, Panama.

Asociación Nacional para la Conservación de la Naturaleza (ANCON) is a non-governmental, non-profit organization founded in 1985 by Osvaldo Heilbron, Don Fernando Eleta, Stanley Fidanque, Roy Watson, Ira Rubinoff, Joaquín Vallarino, and Fernando Manfredo. The non-profit company is based in Ancon Panama, Panama. ANCON's Programa Nacional de Restauración Forestal aims to increase forest coverage in degraded or deforested areas of the country, with a system of monitoring and maintenance to ensure the success and quality of reforestation efforts. ANCON has been working for over 35 years to conserve natural resources for present and future generations, and their efforts include reforestation projects such as Reserva Natural Privada Punta Patiño, Reserva de Cerro Azul, and Finca de Chilibre.