Cheri L. Wolfe

HF Financial Corp. operates as a bank holding company for Home Federal Bank. The bank provides consumer and commercial business banking, including an array of financial products and services. It attracts deposits from the general public and uses such deposits, together with borrowings and other funds, to originate one- to four-family residential loans, commercial business loans, agriculture loans, consumer loans, multi- family and commercial real estate loans and construction loans. Its consumer loan portfolio includes automobile loans, recreational vehicle loans, boat loans, home equity loans and lines of credit and loans secured by deposit accounts. The company operates through two segments: Banking and Other. The Banking segment provides consumer and commercial business banking services, including leasing activities which is conducted through the Bank and Mid America Capital Services, Inc. The Other segment is composed of smaller non-reportable segments, the company and inter-segment eliminations. The company was founded in November 1991 and is headquartered in Sioux Falls, SD.