Bjorn Norrman

Fitch Ratings CIS Ltd. is an investment research firm headquartered in Moscow, Russia. The firm was founded in 2003 and is a subsidiary of Fitch Ratings Ltd. It provides credit ratings, commentary and research.

JPMorgan Securities Plc is a brokerage firm headquartered in London, UK. The firm was founded in 1992 and is a wholly-owned subsidiary of JP Morgan Capital Holdings Ltd., ultimately owned by JPMorgan Chase & Co. (NYSE: JPM) in the US. JPMorgan Securities provides market research, proprietary pricing data and analytics, and trade execution across multiple asset classes such as credit, equities and FX. They help institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

TIAA-CREF Investment Management LLC (TCIM) is a registered investment advisor headquartered in New York City. The firm was founded in 1997 and is a wholly-owned subsidiary of TIAA-CREF Asset Management LLC, ultimately owned by TIAA Board of Governors. TCIM provides investment management and certain administrative services necessary for the operation of the College Retirement Equities Fund (CREF), a diversified open-end registered investment management company that consists of eight accounts, that issues individual, group and tax-deferred variable annuity contracts.

Moody's Investors Service Ltd. is the Great Britain-based investment research subsidiary of Moody's Corp. (NYSE: MCO) in the US. The firm was founded in 1985 under the name Rapidcredit Ltd. Headquartered in London, Moody's Investors Service provides credit ratings, research, and risk analysis. Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.

Jadwa Investment Co. (Jadwa) is an independent Saudi Arabia-based brokerage firm which was established in 2006. They are headquartered in Riyadh and to provide individual and corporate investor asset management, financial advisory, M&A and research brokerage services.

Part of The Hearst Family Trust, India Ratings & Research Pvt Ltd. is an Indian company that provides investment research. The company is based in Mumbai, India. The company was founded in 2001. Rohit Karan Sawhney has been the CEO of the company since 2017.

Tracker Group Ltd. aligns capital market actions with climate reality. The private company is based in London, UK and has subsidiaries in the United States. Carbon Tracker, an independent financial think tank, is a subsidiary of the British company. The company was founded in 2011 by Mark Campanale.

European Investment Fund (EIF) is a venture capital firm founded in 1994. The firm is headquartered in Luxembourg.

Francisco Partners is a leading global private equity firm focused exclusively on investments in technology and technology-enabled businesses. The firm objective is to generate superior investment returns by partnering with the management teams facing strategic or operational inflection points and using differentiated experience, insight and resources to build value for shareholders, employees and customers. It provides transformational capital, working in close concert with management to reposition, recapitalize or otherwise rejuvenate companies, with an intense focus on corporate strategy, financial strategy, and recruiting and team building. It is active across a broad range of technology sectors, including semiconductors, and capital equipment, electronics components, systems and manufacturing, IT services and business process outsourcing, communications, security and enterprise application and infrastructure software.

Part of Evercore, Inc., Evercore Holdings Ltd. functions as an investment holding British company. The company is based in London, UK.

Moody's Investors Service España SA (Moody’s Spain) is the Spain-based subsidiary of Moody’s Corp. (NYSE: MCO) in the US. The firm is headquartered in Madrid and as founded in 1993. Moody’s Spain provides data sources and investment research to various corporate and institutional clients.

European Investment Bank is a long term lending bank representing the interest of the European Union members. It raises substantial volumes of funds on the capital markets and provides finance and expertise for investment projects towards the integration, balanced development and economic and social cohesion among members. Its services include lending, blending and advising. The Lending service offers loans, guarantees, microfinance as well as equity investment. The Blending service includes unlock financing from other sources and blended together to form full financing package. The Advising service covers administrative and project management assistance with facilities investment implementation. The company was founded in 1958 and is headquartered in Luxembourg.

Legal & General Investment Management Ltd. (LGIM) is a fund management firm headquartered in London. The firm was founded in 1970 and is a wholly-owned subsidiary of Legal & General Investment Management (Holdings) Ltd., which is owned by Legal & General Group plc (LSE: LGEN, ADR: LGGNY). LGIM provides investment management services to pension funds, institutional and private clients. Their clients are primarily in Great Britain, and marginally in the US though their Chicago-based subsidiary LGIM America, which established in 2006.

Part of The Hearst Family Trust, Fitch Ratings CIS Ltd. is a credit rating agency based in London, UK. Fitch Ratings is dedicated to providing value beyond the rating. The British company was founded in 2002 and is a leading provider of credit ratings, commentary, and research.

Teachers Insurance & Annuity Association of America-College provides financial products and services. It offers retirement plans, mutual funds, annuities, life insurance, brokerage and trading services, managed accounts and education savings. The company was founded by Andrew Carnegie in 1918 and is headquartered in New York, NY.

Homeownership Preservation Foundation operates as a foundation that provides assistance to homeowners, renters, and buyers. The American company's focus is on preserving homeownership and helping individuals navigate the complexities of the housing market. The CEO of the private company is Gene Spencer.

Carlyle Tactical Private Credit Fund is a diversified and closed-end management investment company. It engages in the business of opportunistically allocating assets across a wide range of credit strategies. The company was founded on December 13, 2017 and is headquartered in New York, NY.

GreenPath, Inc. operates as a non-profit financial wellness and credit counseling organization. It offers debt counseling and management, credit report review, housing services, and student loan and bankruptcy counseling. The company was founded in 1961 and is headquartered in Farmington Hills, MI.

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Joh. Berenberg, Gossler & Co. KG (United Kingdom) (Berenberg-UK) is the Great Britain-based broker/dealer division of Joh. Berenberg, Gossler & Co. KG, a multinational full-service investment bank in Germany. Headquartered in London, Berenberg-UK was founded in 2003 and provides trading and brokerage services to institutional and corporate clients.

Part of Stifel Financial Corp., Keefe, Bruyette & Woods Ltd. is a wealth management and British investment banking company that helps individuals and organizations achieve their financial objectives. The company is based in London, UK. KBW's Equity Sales & Trading Division offers financial industry-specific knowledge and access to research and capital markets transactions. Additionally, 67 KBW employees lost their lives on September 11, 2001, and the company has since prioritized assisting the affected families through the KBW Family Fund. The company was founded in 2004.

Nomura International Plc provides a variety of financial services including advisement, investment banking and asset management. It trades in and sells fixed income and equity products, including related derivatives; and provides investment banking services, and corporate finance and private equity services. The company is also involved in asset and principal finance business. It offers investment advisory and management, custody, and employment services. Nomura International was founded in 1981 and is headquartered in London, the United Kingdom.

Part of The Hearst Family Trust, Fitch Ratings Singapore Pte Ltd. is a company that provides investment research. The company is based in Singapore, Singapore. Sing Chan Ng has been the CEO of the Singaporean company since 2005.

Part of The Hearst Family Trust, Fitch Ratings (Hong Kong) Ltd. provides investment research. The company is based in Hong Kong, Hong Kong.