Arto Vilhelm Seppänen

Sp Mortgage Bank Plc provides mortgage banking services. The company is headquartered in Helsinki, Finland.

S??st?pankkien Keskuspankki Suomi Oyj provides banking services. Its services include treasury, payments and cards. The firm offers Visa cards, treasury and payment services, and e-invoicing services to large companies. The company was founded in 2008 and is headquartered in Helsinki, Finland.

Part of Oma Säästöpankki Oyj, Liedon Säästöpankki sr is a bank based in Lieto, Finland. Liedon Säästöpankkisäätiö, a foundation associated with the Finnish company, provides grants to support and promote a better future. The company was founded in 1895. The CEO is Jouni Antero Niuro. Liedon Säästöpankki sr was acquired by Oma Säästöpankki Oyj from Säästöpankkiliitto osk on March 01, 2023. The foundation's activities began in the spring of 2023 when the bank's operating form changed to a foundation after Oma Säästöpankki Oyj acquired Liedon Säästöpankki's banking business.

Carnegie Investment Bank AB is the broker/delear subsidiary of Carnegie Holding AB in Sweden. Headquartered in Stockholm, the firm was founded in 1803 and offers institutional clients several services within research, equity sales and equity capital market transactions (ECM). The Fixed Income unit offers bond research and sales. Carnegie Investment Bank’s research and equity sales enjoy a global position in Nordic equities.

OP Asset Management Ltd. (OPAM) is the majority-owned asset management subsidiary of OP Cooperative, itself a subsidiary of OP Financial Group in Finland. Formerly known as Pohjola Asset Management Ltd., the firm was established as OKO Asset Management when when OKO Bank's and Pohjola's asset management operations merged. Headquartered in Helsinki, OPAM provides institutional investors with a full range of asset management services, depending on client needs: discretionary investment management, advisory investment management or opportunities to invest in individual mutual funds available from OP Mutual Funds and a wide range of international partners’ funds.

Cinia Oy provides data network and software solutions. It offers international connectivity services, customized networks, cyber security, monitoring, and management solutions. The company serves the transport and logistics, health and safety, electricity, energy, and manufacturing industry, as well as data centers and the financial sector. Cinia was founded on April 30, 1998 and is headquartered in Helsinki, Finland.

Seesam Insurance AS is an insurance company. It is engaged in providing insurance services in Estonia and, through its branches, in Latvia and Lithuania. The company was founded on May 31, 2011 and is headquartered in Tallinn, Estonia.

Sp-Henkivakuutus Oy provides life insurance solutions for private customers and companies. Its products include savings, asset management, pension, and loan insurance. The company was founded on January 29, 2007 and is headquartered in Helsinki, Finland.

Loimi-Hämeen Jätehuolto Oy provides waste management services. It engages in the collection and processing of municipal, commercial, and hazardous waste, development of the waste management system, and provision of information and advice. The company serves municipalities and their inhabitants in all matters relating to waste management. Loimi-Hämeen Jätehuolto was founded by Immo Seppo Ilmari Sundholm on December 13, 1995 and is headquartered in Forssa, Finland.

Lounea Oy engages in the telecommunication activities. It manages investments, leases of real estate, and provides management services to the Group companies. The company was founded on October 5, 1951 and is headquartered in Salo, Finland.

Part of Aktia Bank Plc, Avain Säästöpankki is a Finnish bank founded in 1920. The company is based in Kortesjärvi, Finland. Avain Säästöpankki is the oldest banking group in Finland and offers comprehensive retail banking services, as well as investment, home exchange, and insurance services to its customers. The bank has branches in several cities, including Kortesjärvi, Kalajoki, Kannus, Kaustinen, Kälviä, Raahe, Toholampi, and Ylivieska. The Finnish company provides assistance to customers with frequently asked questions related to loans. Margit Annamari Malm has been the CEO of the company since 2019.