Valuation: United Bank Limited

Capitalization 96TCr 343.68Cr 296.42Cr 271.54Cr 256.58Cr 473.02Cr 33TCr 484.93Cr 3.24TCr 1.26TCr 16TCr 1.29TCr 1.26TCr 55TCr P/E ratio 2024
6.23x
P/E ratio 2025 -
Enterprise value 96TCr 343.68Cr 296.42Cr 271.54Cr 256.58Cr 473.02Cr 33TCr 484.93Cr 3.24TCr 1.26TCr 16TCr 1.29TCr 1.26TCr 55TCr EV / Sales 2024
-
EV / Sales 2025 -
Free-Float
35.29%
Yield 2024
11.5%
Yield 2025 6.95%
1 day+2.52%
1 week-4.37%
Current month+0.22%
1 month-6.10%
3 months-20.01%
6 months+2.98%
Current year-10.01%
1 week 371
Extreme 371
396.7
1 month 370.26
Extreme 370.26
451.5
Current year 293.25
Extreme 293.25
517
1 year 251.63
Extreme 251.63
517
3 years 54.7
Extreme 54.7
517
5 years 45.75
Extreme 45.75
517
10 years 43.75
Extreme 43.75
517
Manager TitleAgeSince
Chief Executive Officer - 03/04/2023
Director of Finance/CFO - 01/08/2024
Chief Investment Officer - -
Director TitleAgeSince
Chairman 91 19/12/2013
Chairman 68 19/10/2002
Director/Board Member 39 01/03/2014
Change 5d. change 1-year change 3-years change Capi.($)
+2.52%-4.37%+48.21%+545.33% 343.68Cr
0.00%-0.66%+20.52%+93.29% 33TCr
-0.79%-0.36%-14.39%+29.55% 9.19TCr
-2.11%+0.58%+20.90%+46.15% 7.58TCr
-0.13%-4.24%+5.19%+14.00% 6.23TCr
-0.24%-1.15%-4.62%+41.14% 5.92TCr
+0.29%-1.41%-22.98%+2.70% 5.44TCr
-0.71%-2.12%+20.48%+89.64% 4.31TCr
+0.29%-1.14%-0.29%+2.06% 4.33TCr
-2.86%-2.86%-37.37%-33.89% 4.12TCr
Average -0.39%-1.23%+3.57%+83.00% 8.09TCr
Weighted average by Cap. -0.52%-0.39%+6.69%+55.98%

Financials

2024 2025
Net sales 24TCr 88Cr 76Cr 69Cr 66Cr 120.86Cr 8.5TCr 123.9Cr 826.8Cr 321.98Cr 4TCr 329.52Cr 322.5Cr 14TCr 43TCr 154.06Cr 132.88Cr 121.72Cr 115.02Cr 212.05Cr 15TCr 217.38Cr 1.45TCr 564.9Cr 7.02TCr 578.13Cr 565.81Cr 25TCr
Net income 7.52TCr 27Cr 23Cr 21Cr 20Cr 37Cr 2.61TCr 38Cr 254.18Cr 99Cr 1.23TCr 101.3Cr 99Cr 4.3TCr 13TCr 47Cr 40Cr 37Cr 35Cr 64Cr 4.52TCr 66Cr 439.66Cr 171.22Cr 2.13TCr 175.23Cr 171.49Cr 7.43TCr
Net Debt - -
Logo United Bank Limited
United Bank Limited (the Bank) is engaged in commercial banking and related services. Its segments include Corporate / Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. The Corporate/Commercial Banking segment include project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees. The Treasury segment include fixed income, equity, foreign exchange, credit, funding, own position securities, lending and borrowings and derivatives. The Branch Banking include deposits, lending and banking services to private individuals and small businesses including credit cards and branchless banking. The Islamic Banking segment represents Islamic Banking branches and Islamic banking windows in the conventional branches of the Bank. The International Branch segment represents Bank's operations in overseas locations including one branch each in export processing zones in Karachi and Sialkot.
Employees
23,916
Sector
Banks
Date Price Change Volume
19/26/19 382.07 +2.52% 13,45,462
18/26/18 372.67 -1.80% 13,26,131
15/26/15 379.50 -1.23% 31,89,104
14/26/14 384.21 -2.50% 20,42,273
13/26/13 394.05 -1.38% 12,58,589
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
382.07PKR
Average target price
480.25PKR
Spread / Average Target
+25.70%

Annual profits - Rate of surprise