Valuation: United Bank Limited

Market Cap 1,13600Cr 409.5Cr 351.27Cr 328.01Cr 300.94Cr 565.91Cr 39TCr 575.23Cr 3.87TCr 1.52TCr 20TCr 1.54TCr 1.5TCr 65TCr P/E 2024
6.23x
P/E 2025 -
Enterprise Value 1,13600Cr 409.5Cr 351.27Cr 328.01Cr 300.94Cr 565.91Cr 39TCr 575.23Cr 3.87TCr 1.52TCr 20TCr 1.54TCr 1.5TCr 65TCr EV / Sales 2024
-
EV / Sales 2025 -
Free-Float
37.99%
Yield 2024
11.5%
Yield 2025 6.95%
1 day-1.80%
1 week-3.21%
Current month-2.48%
1 month-2.64%
3 months+18.74%
6 months-5.02%
Current year+6.85%
1 week 452
Extreme 452
471.41
1 month 443
Extreme 443
481.97
Current year 293.25
Extreme 293.25
517
1 year 293.25
Extreme 293.25
517
3 years 68.05
Extreme 68.05
517
5 years 45.75
Extreme 45.75
517
10 years 43.75
Extreme 43.75
517
Manager TitleAgeSince
Chief Executive Officer - 03/04/2023
Director of Finance/CFO - 01/08/2024
Chief Operating Officer - -
Director TitleAgeSince
Chairman 91 19/12/2013
Chairman 68 19/10/2002
Director/Board Member 39 01/03/2014
Change 5-day change 1-year change 3-year change Capi.($)
-1.80%-3.21%+17.70%+508.57% 409.5Cr
+0.48%+6.11%+14.47%+149.00% 35TCr
+0.70%+0.29%-1.38%+47.71% 11TCr
-1.85%-2.93%+10.52%+52.33% 8.07TCr
-2.59%-4.98%+13.07%+69.15% 6.76TCr
+2.18%+0.77%-19.11%+14.43% 5.73TCr
-4.07%-5.26%+28.41%+114.77% 4.98TCr
0.00%-0.79%-25.88%-31.89% 4.34TCr
-1.79%-2.71%-15.82%+1.73% 4.12TCr
+0.80%+1.61%+19.32%+162.26% 3.78TCr
Average -0.80%-0.56%+4.13%+108.81% 8.33TCr
Weighted average by Cap. -0.27%+2.37%+7.13%+94.68%

Financials

2024 2025
Net sales 24TCr 88Cr 76Cr 71Cr 65Cr 121.78Cr 8.42TCr 123.78Cr 832.85Cr 326.13Cr 4.22TCr 330.87Cr 323.67Cr 14TCr 43TCr 154.6Cr 132.62Cr 123.83Cr 113.61Cr 213.65Cr 15TCr 217.17Cr 1.46TCr 572.18Cr 7.41TCr 580.5Cr 567.87Cr 25TCr
Net income 7.52TCr 27Cr 23Cr 22Cr 20Cr 37Cr 2.59TCr 38Cr 256.04Cr 100.26Cr 1.3TCr 101.72Cr 100Cr 4.29TCr 13TCr 47Cr 40Cr 38Cr 34Cr 65Cr 4.48TCr 66Cr 442.89Cr 173.42Cr 2.25TCr 175.94Cr 172.12Cr 7.43TCr
Net Debt - -
Logo United Bank Limited
United Bank Limited (the Bank) is engaged in commercial banking and related services. Its segments include Corporate / Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. The Corporate/Commercial Banking segment include project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees. The Treasury segment include fixed income, equity, foreign exchange, credit, funding, own position securities, lending and borrowings and derivatives. The Branch Banking include deposits, lending and banking services to private individuals and small businesses including credit cards and branchless banking. The Islamic Banking segment represents Islamic Banking branches and Islamic banking windows in the conventional branches of the Bank. The International Branch segment represents Bank's operations in overseas locations including one branch each in export processing zones in Karachi and Sialkot.
Employees
23,916
Sector
Banks
Date Price Change Volume
19/26/19 PKR 453.66 -1.80% 22,98,632
18/26/18 PKR 461.98 -1.42% 11,25,546
17/26/17 PKR 468.64 -0.13% 5,60,193
13/26/13 PKR 469.23 +0.11% 2,91,971
12/26/12 PKR 468.70 -0.19% 6,10,384
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
453.66PKR
Average target price
542.50PKR
Spread / Average Target
+19.58%

Annual profits - Rate of surprise