Valuation: United Bank Limited

Market Cap 1,05400Cr 380.39Cr 337.86Cr 315.96Cr 287.93Cr 542.06Cr 37TCr 549.51Cr 3.82TCr 1.48TCr 19TCr 1.43TCr 1.4TCr 60TCr P/E 2024
6.23x
P/E 2025 -
Enterprise Value 1,05400Cr 380.39Cr 337.86Cr 315.96Cr 287.93Cr 542.06Cr 37TCr 549.51Cr 3.82TCr 1.48TCr 19TCr 1.43TCr 1.4TCr 60TCr EV / Sales 2024
-
EV / Sales 2025 -
Free-Float
37.99%
Yield 2024
11.5%
Yield 2025 6.95%
1 day-0.81%
1 week-2.02%
Current month-0.81%
1 month-7.00%
3 months-12.94%
6 months+18.30%
Current year-1.63%
1 week 416.5
Extreme 416.5
431.5
1 month 411.11
Extreme 411.11
448
Current year 293.25
Extreme 293.25
517
1 year 293.25
Extreme 293.25
517
3 years 71.75
Extreme 71.75
517
5 years 45.75
Extreme 45.75
517
10 years 43.75
Extreme 43.75
517
Manager TitleAgeSince
Chief Executive Officer - 03/04/2023
Director of Finance/CFO - 01/08/2024
Chief Operating Officer - -
Director TitleAgeSince
Chairman 91 19/12/2013
Chairman 68 19/10/2002
Director/Board Member 39 01/03/2014
Change 5-day change 1-year change 3-year change Capi.($)
-0.81%-2.02%+8.31%+481.70% 377.54Cr
-0.10%-3.50%+7.64%+130.27% 89TCr
-3.31%-0.80%+30.10%+107.66% 42TCr
+0.12%-5.71%+5.91%+100.24% 38TCr
-2.56%-0.84%+24.47%+133.21% 36TCr
+0.14%-5.24%+37.31%+123.98% 32TCr
-2.70%+0.21%+29.12%+125.35% 34TCr
-2.71%-1.00%+38.97%+122.56% 30TCr
+0.43%-2.55%+36.16%+140.07% 27TCr
-1.17%-4.58%+55.88%+175.16% 26TCr
Average -1.33%-0.63%+27.39%+164.02% 35.31TCr
Weighted average by Cap. -1.26%-0.66%+24.97%+127.37%

Financials

2024 2025
Net sales 24TCr 88Cr 78Cr 73Cr 67Cr 125.75Cr 8.5TCr 127.48Cr 886.71Cr 343.25Cr 4.33TCr 331.31Cr 324.12Cr 14TCr 43TCr 154.82Cr 137.51Cr 128.6Cr 117.19Cr 220.62Cr 15TCr 223.65Cr 1.56TCr 602.23Cr 7.59TCr 581.27Cr 568.66Cr 24TCr
Net income 7.52TCr 27Cr 24Cr 23Cr 21Cr 39Cr 2.61TCr 39Cr 272.6Cr 105.53Cr 1.33TCr 101.85Cr 100Cr 4.27TCr 13TCr 47Cr 42Cr 39Cr 36Cr 67Cr 4.52TCr 68Cr 471.52Cr 182.53Cr 2.3TCr 176.18Cr 172.36Cr 7.39TCr
Net Debt - -
Logo United Bank Limited
United Bank Limited (the Bank) is engaged in commercial banking and related services. Its segments include Corporate / Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, and Others. The Corporate/Commercial Banking segment include project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees. The Treasury segment include fixed income, equity, foreign exchange, credit, funding, own position securities, lending and borrowings and derivatives. The Branch Banking include deposits, lending and banking services to private individuals and small businesses including credit cards and branchless banking. The Islamic Banking segment represents Islamic Banking branches and Islamic banking windows in the conventional branches of the Bank. The International Branch segment represents Bank's operations in overseas locations including one branch each in export processing zones in Karachi and Sialkot.
Employees
23,916
Sector
Banks
Date Price Change Volume
01/26/01 PKR 417.66 -0.81% 4,72,998
30/26/30 PKR 421.08 +0.24% 16,82,267
29/26/29 PKR 420.09 -0.96% 2,70,516
28/26/28 PKR 424.18 -0.77% 3,29,997
25/26/25 PKR 427.47 +0.28% 3,84,286
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
417.66PKR
Average target price
542.50PKR
Spread / Average Target
+29.89%

Annual profits - Rate of surprise