Financial Ratios Red River Bancshares, Inc.

Stocks

RRBI

US75686R2022

Banks

Market Closed - Nasdaq 01:30:00 03/09/2026 am IST			5-day change	1st Jan Change
102.81 ^USD	+2.66%		+1.79%	+43.93%

28/08	Red River Bancshares Keeps Quarterly Dividend at $0.25 a Share, Payable Sept. 17 to Holders of Record Sept. 8	MT
28/08	Red River Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on September 17, 2026	CI

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Published financial data: RED RIVER BANCSHARES, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Interest Income On Loans	6.79Cr	7.58Cr	9.34Cr	11Cr	12Cr
Interest Income On Investments	94.16L	1.85Cr	2.51Cr	2.83Cr	2.98Cr
Interest Income, Total	7.73Cr	9.44Cr	12Cr	14Cr	15Cr
Interest On Deposits	56.17L	77.36L	3.21Cr	4.79Cr	4.43Cr
Total Interest On Borrowings	-	-	64T	-	-
Interest Expense, Total	56.17L	77.36L	3.21Cr	4.79Cr	4.43Cr
Net Interest Income	7.17Cr	8.66Cr	8.64Cr	8.93Cr	11Cr
Service Charges On Deposits	47.75L	55.65L	57.76L	56.74L	55.91L
Total Mortgage Banking Activities	86.76L	30.96L	19.65L	24.9L	23.98L
Gain (Loss) on Sale of Assets	-	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	19T	-5L	-14T	-28T	94T
Total Other Non Interest Income	1.1Cr	1.06Cr	1.34Cr	1.22Cr	1.19Cr
Non Interest Income, Total	2.45Cr	1.87Cr	2.11Cr	2.03Cr	2Cr
Revenues Before Provison For Loan Losses	9.62Cr	11Cr	11Cr	11Cr	13Cr
Provision For Loan Losses	19L	17.5L	7L	12L	23L
Total Revenues	9.43Cr	10Cr	11Cr	11Cr	12Cr
Salaries And Other Employee Benefits	3.21Cr	3.42Cr	3.69Cr	3.82Cr	4.12Cr
Occupancy Expense	48.94L	54.81L	59.38L	59.99L	69.22L
Federal Deposit Insurance	9L	10.58L	16.45L	16.54L	16.48L
Selling General & Admin Expenses, Total	94.33L	1.06Cr	1.18Cr	1.26Cr	1.23Cr
Total Other Non Interest Expense	68.65L	72.96L	76.6L	75.66L	80.13L
Non Interest Expense, Total	5.43Cr	5.87Cr	6.39Cr	6.6Cr	7.01Cr
EBT, Excl. Unusual Items	4.01Cr	4.5Cr	4.29Cr	4.24Cr	5.31Cr
Other Unusual Items	-	-	-	-17T	-
EBT, Incl. Unusual Items	4.01Cr	4.5Cr	4.29Cr	4.24Cr	5.31Cr
Income Tax Expense	71.08L	80.65L	80.65L	81.46L	1.04Cr
Earnings From Continuing Operations	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Net Income to Company	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Net Income - (IS)	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Net Income to Common Incl Extra Items	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Net Income to Common Excl. Extra Items	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Per Share Items
Net EPS - Basic	4.53	5.14	4.87	4.96	6.4
Basic EPS - Continuing Operations	4.53	5.14	4.87	4.96	6.4
Basic Weighted Average Shares Outstanding	72.81L	71.81L	71.64L	68.98L	66.77L
Net EPS - Diluted	4.51	5.13	4.86	4.95	6.38
Diluted EPS - Continuing Operations	4.51	5.13	4.86	4.95	6.38
Diluted Weighted Average Shares Outstanding	73L	71.97L	71.82L	69.18L	67.05L
Normalized Basic EPS	3.44	3.91	3.75	3.84	4.97
Normalized Diluted EPS	3.43	3.91	3.74	3.83	4.95
Dividend Per Share	0.28	0.28	0.32	0.36	0.54
Payout Ratio	6.17	5.45	6.56	7.25	8.39
Supplemental Items
Effective Tax Rate - (Ratio)	17.74	17.93	18.78	19.22	19.5
Total Current Taxes	78.81L	77.52L	83.95L	73.82L	1.11Cr
Total Deferred Taxes	-8L	3L	-3L	8L	-7L
Normalized Net Income	2.5Cr	2.81Cr	2.68Cr	2.65Cr	3.32Cr
Non-Cash Pension Expense	-	-	-	-	-
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	3L	4L	4L	4L	5L
Total Stock-Based Compensation	3L	4L	4L	4L	5L

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Assets
Cash And Equivalents	78Cr	28Cr	31Cr	27Cr	21Cr
Investment Securities, Total	29Cr	39Cr	32Cr	25Cr	24Cr
Mortgage Backed Securities	38Cr	39Cr	40Cr	44Cr	53Cr
Total investments	67Cr	78Cr	72Cr	69Cr	78Cr
Gross Loans	168.45Cr	191.63Cr	199.29Cr	207.5Cr	224.87Cr
Allowance For Loan Losses	-1.92Cr	-2.06Cr	-2.13Cr	-2.17Cr	-2.34Cr
Other Adjustments to Gross Loans	-6L	-	-	-	-
Net Loans	166.47Cr	189.56Cr	197.15Cr	205.33Cr	222.53Cr
Gross Property Plant And Equipment	7.65Cr	8.43Cr	8.83Cr	9.2Cr	9.29Cr
Accumulated Depreciation	-2.47Cr	-2.58Cr	-2.75Cr	-2.98Cr	-3.22Cr
Net Property Plant And Equipment	5.18Cr	5.85Cr	6.07Cr	6.22Cr	6.08Cr
Goodwill	15.46L	15.46L	15.46L	15.46L	15.46L
Loans Held For Sale	42.9L	5L	13.06L	25.47L	31.48L
Accrued Interest Receivable	62.45L	88.3L	99.45L	1Cr	1.11Cr
Other Real Estate Owned And Foreclosed	7L	-	69T	38T	36T
Other Long-Term Assets, Total	4.02Cr	5.97Cr	6.17Cr	6.38Cr	6.03Cr
Total Assets	322.47Cr	308.27Cr	312.88Cr	314.96Cr	335.09Cr
Liabilities
Accrued Expenses, Total	63.6L	77.76L	79.04L	95.6L	93.34L
Interest Bearing Deposits	167.11Cr	161.7Cr	171.43Cr	175.16Cr	184.65Cr
Institutional Deposits	8.96Cr	9.14Cr	17Cr	19Cr	20Cr
Non-Interest Bearing Deposits	114.97Cr	109.05Cr	92Cr	87Cr	91Cr
Total Deposits	291.03Cr	279.89Cr	280.19Cr	280.51Cr	296.34Cr
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	5L	6L	6L	6L	3L
Federal Home Loan Bank Debt - Long-Term	-	-	-	-	-
Long-Term Leases	33.03L	36.33L	31.36L	22.68L	12.23L
Trust Preferred Securities (BS)	-	-	-	-	-
Accrued Interest Payable	13.1L	15.63L	80L	75.83L	61.28L
Unearned Revenue, Current	20L	14L	-	-	-
Unearned Revenue Non Current	-	-	-	-	-
Pension & Other Post Retirement Benefits	27L	30L	34L	41L	47L
Other Non Current Liabilities	-	-	-	6L	6L
Total Liabilities	292.66Cr	281.69Cr	282.5Cr	282.99Cr	298.58Cr
Common Stock, Total	6.02Cr	6Cr	5.51Cr	3.87Cr	2.75Cr
Additional Paid In Capital	18.14L	20.88L	24.07L	27.77L	32.17L
Retained Earnings	24Cr	27Cr	31Cr	34Cr	38Cr
Comprehensive Income and Other	-37.73L	-7.12Cr	-6.05Cr	-6.02Cr	-4.33Cr
Total Common Equity	30Cr	27Cr	30Cr	32Cr	37Cr
Total Equity	30Cr	27Cr	30Cr	32Cr	37Cr
Total Liabilities And Equity	322.47Cr	308.27Cr	312.88Cr	314.96Cr	335.09Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	71.81L	71.8L	70.92L	67.78L	65.77L
ECS Total Common Shares Outstanding	71.8L	71.84L	70.92L	67.77L	65.77L
Book Value / Share	41.52	36.99	42.85	47.18	55.52
Tangible Book Value	30Cr	26Cr	30Cr	32Cr	36Cr
Tangible Book Value Per Share	41.31	36.78	42.63	46.95	55.29
Tangible Book Value Per Share (As Reported)	41.31	36.78	42.63	46.95	55.29
Average Assets	290.51Cr	313.43Cr	302.79Cr	308.84Cr	320.38Cr
Average Loans	162.16Cr	181.65Cr	194.34Cr	204.63Cr	214.52Cr
Total Debt	38.42L	42.58L	37.67L	28.64L	15.44L
Deposits at Interest - Cash	76Cr	24Cr	25Cr	24Cr	19Cr
Debt Equivalent of Unfunded Proj. Benefit Obligation	27L	30L	34L	41L	47L
Net Debt	-78Cr	-27Cr	-30Cr	-27Cr	-21Cr
Full Time Employees	342	340	353	358	367
Part Time Employees	16	11	9	11	8
Number Of Offices	27	28	27	28	28

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Net Income	3.3Cr	3.69Cr	3.49Cr	3.42Cr	4.28Cr
Depreciation, Depletion & Amortization	19.06L	20.76L	21.98L	25.25L	27.47L
Amortization of Goodwill and Intangible Assets - (CF)	6L	5L	5L	7L	8L
Total Depreciation, Depletion & Amortization	25.52L	26.09L	27.46L	32.19L	35.46L
(Gain) Loss On Sale of Asset - (CF)	-2L	60T	60T	-10T	43T
(Gain) Loss on Sale of Investments - (CF)	22.85L	9L	1L	-1L	-3L
Provision for Credit Losses	19L	17.5L	7L	12L	23L
Stock-Based Compensation (CF)	3L	4L	4L	4L	5L
Changes in Accrued Interest Receivable	6L	-25.85L	-11.15L	-1L	-10.83L
Changes in Accrued Interest Payable	-5L	3L	64.37L	-4L	-14.55L
Change In Income Taxes	-70T	4L	-5L	4L	49T
Change in Other Net Operating Assets (Collected)	2.42Cr	30.58L	-15.42L	-20.92L	-14.88L
Other Operating Activities	-18.39L	21.6L	-20.45L	15.7L	-59T
Cash from Operations	6.23Cr	4.59Cr	4.01Cr	3.83Cr	4.48Cr
Capital Expenditure	-34.27L	-84.44L	-49.16L	-48.78L	-25.79L
Sale of Property, Plant, and Equipment	5L	-	15T	11T	12T
Investment in Marketable and Equity Securities, Total	-18Cr	-20Cr	7.32Cr	2.84Cr	-6.71Cr
Net (Increase) Decrease in Loans Originated / Sold - Investing	-9.63Cr	-23Cr	-7.7Cr	-8.28Cr	-17Cr
Other Investing Activities, Total	-44.37L	6L	15T	69T	5L
Cash from Investing	-28Cr	-44Cr	-87.41L	-5.92Cr	-24Cr
Short Term Debt Issued, Total	-	-	6Cr	-	-
Total Debt Issued	-	-	6Cr	-	-
Short Term Debt Repaid, Total	-	-	-6Cr	-	-
Long-Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-	-	-6Cr	-	-
Issuance of Common Stock	-	-	-	-	-
Repurchase of Common Stock	-78.78L	-2L	-49.99L	-1.63Cr	-1.11Cr
Common Dividends Paid	-20.33L	-20.11L	-22.89L	-24.83L	-35.87L
Common & Preferred Stock Dividends Paid	-20.33L	-20.11L	-22.89L	-24.83L	-35.87L
Net Increase (Decrease) in Deposit Accounts - (CF)	57Cr	-11Cr	29.52L	32.18L	16Cr
Cash from Financing	56Cr	-11Cr	-43.36L	-1.56Cr	14Cr
Net Change in Cash	34Cr	-51Cr	2.7Cr	-3.65Cr	-5.56Cr
Supplemental Items
Cash Interest Paid	60.8L	74.83L	2.57Cr	4.84Cr	4.58Cr
Cash Income Tax Paid (Refund)	79.89L	73.51L	89.99L	69.37L	1.1Cr
Net Debt Issued / Repaid	-	-	0	-	-

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Profitability
Return on Assets	1.12	1.17	1.12	1.09	1.32
Return On Equity %	11.29	13.09	12.25	10.98	12.49
Return on Common Equity	11.29	13.09	12.25	10.98	12.49
Shareholders Value Added	-14.2L	36.15L	12.51L	-24.86L	24.7L
Margin Analysis
SG&A Margin	49.26	48.54	51.09	52.38	49.05
Net Interest Income / Total Revenues %	76.05	83.6	80.92	82.38	85.66
EBT Excl. Non-Recurring Items Margin %	42.47	43.4	40.2	39.12	43.11
Income From Continuing Operations Margin %	34.94	35.62	32.65	31.58	34.71
Net Income Margin %	34.94	35.62	32.65	31.58	34.71
Net Avail. For Common Margin %	34.94	35.62	32.65	31.58	34.71
Normalized Net Income Margin	26.55	27.13	25.13	24.45	26.95
Asset quality
Nonperforming Loans / Total Loans %	0.02	0.12	0.13	0.16	0.16
Nonperforming Loans / Total Assets %	0.01	0.08	0.08	0.1	0.1
Nonperforming Assets / Total Assets %	0.03	0.08	0.08	0.1	0.11
NPAs / Loans and OREO	0.06	0.12	0.13	0.16	0.16
NPAs / Equity	0.33	0.89	0.86	1.02	0.97
Allowance for Credit Losses / Net Charge-offs %	2.84T	6.92T	7T	3.59T	3.7T
Allowance for Credit Losses / Nonperforming Loans %	6.01T	871.85	842.32	671.95	668.54
Allowance for Credit Losses / Total Loans %	1.14	1.08	1.07	1.05	1.04
Net Charge-offs / Total Average Loans %	0.04	0.02	0.02	0.03	0.03
Provision for Loan Losses / Net Charge-offs %	281.48	587.25	240.98	198.35	363.92
Earning Assets / IBL	179.81	180.66	172.11	163.4	162.32
Interest Income / Average Assets	2.66	3.01	3.92	4.44	4.68
Interest Expense / Average Assets	0.19	0.25	1.06	1.55	1.38
Net Interest Income / Average Assets	2.47	2.76	2.85	2.89	3.29
Non Interest Income / Average Assets	0.84	0.6	0.7	0.66	0.62
Non Interest Expense / Average Asset	1.87	1.87	2.11	2.14	2.19
Capital And Funding
Total Average Common Equity / Total Average Assets %	9.95	8.94	9.17	9.93	10.54
Total Average Equity / Total Average Assets %	9.95	8.94	9.17	9.93	10.54
Total Equity + Allowance for Loan Losses / Total Loans %	18.84	14.94	16.32	16.46	17.28
Gross Loans / Total Deposits %	57.88	68.46	71.13	73.97	75.88
Net Loans / Total Deposits %	57.2	67.73	70.36	73.2	75.09
Tier 1 Capital Ratio %	16.76	16.38	17.24	17.12	17.02
Total Capital Ratio %	17.83	17.39	18.28	18.13	18.03
Core Tier 1 Capital Ratio	16.76	16.38	17.24	17.12	17.02
Equity Tier 1 Capital Ratio	9.2	8.57	9.67	10.11	10.86
Coverage Ratio	311.86	272.57	658.11	244.03	152.58
Leverage Ratio %	9.67	10.71	11.56	11.86	12.21
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	-	-	672	-	-
EBT + Interest Expense / Interest Expense	8.13	6.81	2.34	1.88	2.2
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	3.94	20.8	-0.23	3.3	18.21
Non Interest Income, 1 Yr. Growth %	7.16	-23.46	12.63	-3.87	-1.64
Provision For Loan Losses, 1 Yr. Growth %	-69.81	-7.89	-58	63.27	91.67
Total Revenues, 1 Yr. Growth %	10.23	9.88	3.07	1.47	13.68
Earnings From Cont. Operations, 1 Yr. Growth %	17.08	12.03	-5.52	-1.85	24.91
Net Income, 1 Yr. Growth %	17.08	12.03	-5.52	-1.85	24.91
Normalized Net Income, 1 Yr. Growth %	16.22	12.28	-4.53	-1.85	25.45
Diluted EPS Before Extra, 1 Yr. Growth %	17.75	13.75	-5.26	1.85	28.89
Dividend Per Share, 1 Yr. Growth %	16.67	0	14.29	12.5	50
Gross Loans, 1 Yr. Growth %	5.86	13.76	4	4.12	8.37
Allowance For Loan Losses, 1 Yr. Growth %	6.82	7.57	3.43	1.85	7.68
Net Loans, 1 Yr. Growth %	6	13.88	4	4.15	8.38
Non Performing Loans, 1 Yr. Growth %	-90.36	641.69	7.06	27.67	8.23
Non Performing Assets, 1 Yr. Growth %	-76.72	141.68	9.97	25.75	8.07
Total Assets, 1 Yr. Growth %	22.03	-4.4	1.5	0.66	6.39
Total Deposits, 1 Yr Growth %	24.35	-3.83	0.11	0.11	5.64
Tangible Book Value, 1 Yr. Growth %	4.46	-10.92	14.42	5.26	14.27
Average Interest Earning Assets, 1 Yr. Growth %	26.74	9.37	-3	1.53	3.62
Average Interest Bearing Liabilities, 1 Yr. Growth %	27.7	8.86	1.82	6.94	4.31
Common Equity, 1 Yr. Growth %	4.44	-10.87	14.34	5.23	14.2
Total Equity, 1 Yr. Growth %	4.44	-10.87	14.34	5.23	14.2
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	6.16	12.06	9.78	1.52	10.51
Non Interest Income, 2 Yr. CAGR %	23.84	-9.43	-7.15	4.05	-2.76
Provision For Loan Losses, 2 Yr. CAGR %	2.46	-47.27	-37.8	-17.19	76.9
Total Revenues, 2 Yr. CAGR %	10.1	10.06	6.42	2.27	7.4
Earnings From Cont. Operations, 2 Yr. CAGR %	15.21	14.53	2.88	-3.7	10.73
Net Income, 2 Yr. CAGR %	15.21	14.53	2.88	-3.7	10.73
Normalized Net Income, 2 Yr. CAGR %	14.67	14.24	3.54	-2.91	11.22
Diluted EPS Before Extra, 2 Yr. CAGR %	13.68	15.73	3.81	-1.77	14.58
Dividend Per Share, 2 Yr. CAGR %	18.32	8.01	6.9	13.39	29.9
Gross Loans, 2 Yr. CAGR %	8.2	9.74	8.77	4.06	6.22
Allowance For Loan Losses, 2 Yr. CAGR %	17.3	7.2	5.48	2.64	4.72
Net Loans, 2 Yr. CAGR %	8.08	9.86	8.83	4.08	6.24
Non Performing Loans, 2 Yr. CAGR %	-75.51	-15.45	181.79	16.91	17.55
Non Performing Assets, 2 Yr. CAGR %	-61.09	-25	63.03	17.6	16.57
Total Assets, 2 Yr. CAGR %	27.35	8.01	-1.5	1.08	3.49
Total Deposits, 2 Yr CAGR %	30.04	9.36	-1.88	0.11	2.84
Tangible Book Value, 2 Yr. CAGR %	8.85	-3.54	0.96	9.74	9.67
Average Interest Earning Assets, 2 Yr. CAGR %	24.23	17.74	-	-	-
Average Interest Bearing Liabilities, 2 Yr. CAGR %	19.86	17.9	-	-	-
Common Equity, 2 Yr. CAGR %	8.79	-3.52	0.95	9.69	9.62
Total Equity, 2 Yr. CAGR %	8.79	-3.52	0.95	9.69	9.62
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	6.58	10.83	7.8	7.58	6.8
Non Interest Income, 3 Yr. CAGR %	19.01	5.49	-2.61	-6.07	2.12
Provision For Loan Losses, 3 Yr. CAGR %	-1.53	-1.12	-51.12	-14.2	9.54
Total Revenues, 3 Yr. CAGR %	9.53	10.03	7.68	4.75	5.94
Earnings From Cont. Operations, 3 Yr. CAGR %	12.64	14.14	7.41	1.28	5.02
Net Income, 3 Yr. CAGR %	12.64	14.14	7.41	1.28	5.02
Normalized Net Income, 3 Yr. CAGR %	12.21	13.87	7.6	1.91	5.7
Diluted EPS Before Extra, 3 Yr. CAGR %	9.77	13.7	8.26	3.15	7.54
Dividend Per Share, 3 Yr. CAGR %	23.13	11.87	10.06	8.74	24.47
Gross Loans, 3 Yr. CAGR %	8.24	10.02	7.79	7.2	5.48
Allowance For Loan Losses, 3 Yr. CAGR %	15.26	13.96	5.93	4.26	4.29
Net Loans, 3 Yr. CAGR %	8.15	9.98	7.88	7.24	5.49
Non Performing Loans, 3 Yr. CAGR %	-63.39	-23.66	-8.53	116.43	13.94
Non Performing Assets, 3 Yr. CAGR %	-48.45	-28.47	-14.79	49.51	14.33
Total Assets, 3 Yr. CAGR %	20.12	15.74	5.79	-0.78	2.82
Total Deposits, 3 Yr CAGR %	20.93	17.6	6.18	-1.22	1.92
Tangible Book Value, 3 Yr. CAGR %	15.57	1.81	2.11	2.37	11.23
Average Interest Earning Assets, 3 Yr. CAGR %	17.81	19.06	10.38	-	-
Average Interest Bearing Liabilities, 3 Yr. CAGR %	14.25	16.08	12.28	-	-
Common Equity, 3 Yr. CAGR %	15.46	1.8	2.1	2.36	11.17
Total Equity, 3 Yr. CAGR %	15.46	1.8	2.1	2.36	11.17
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	8.44	10.82	7.85	7.01	8.87
Non Interest Income, 5 Yr. CAGR %	12	8.08	7.76	4.91	-2.67
Provision For Loan Losses, 5 Yr. CAGR %	2.76	2.39	-18.06	-7.89	-18.23
Total Revenues, 5 Yr. CAGR %	9.44	10.47	8.28	6.86	7.57
Earnings From Cont. Operations, 5 Yr. CAGR %	16.89	21.43	8.63	6.64	8.73
Net Income, 5 Yr. CAGR %	16.89	21.43	8.63	6.64	8.73
Normalized Net Income, 5 Yr. CAGR %	14.11	14.83	8.66	6.83	9.04
Diluted EPS Before Extra, 5 Yr. CAGR %	13.83	19.11	7.34	7.24	10.75
Dividend Per Share, 5 Yr. CAGR %	-	-	16.36	12.47	17.61
Gross Loans, 5 Yr. CAGR %	8	8.96	8.45	7.6	7.16
Allowance For Loan Losses, 5 Yr. CAGR %	12.71	13.62	11.24	9.29	5.44
Net Loans, 5 Yr. CAGR %	7.94	8.92	8.42	7.58	7.22
Non Performing Loans, 5 Yr. CAGR %	-43.66	-25.61	-17.18	-9.47	1.12
Non Performing Assets, 5 Yr. CAGR %	-30.34	-25.64	-18.29	-12.73	-3.41
Total Assets, 5 Yr. CAGR %	14.41	12.32	10.95	9.64	4.86
Total Deposits, 5 Yr CAGR %	14.59	12.9	11.23	10.26	4.83
Tangible Book Value, 5 Yr. CAGR %	14.33	8.21	9.49	4.91	5.07
Average Interest Earning Assets, 5 Yr. CAGR %	13.2	13.42	11.65	10.7	7.18
Average Interest Bearing Liabilities, 5 Yr. CAGR %	9.37	10.69	10.58	11.24	9.57
Common Equity, 5 Yr. CAGR %	14.45	8.33	9.42	4.89	5.05
Total Equity, 5 Yr. CAGR %	14.45	8.33	9.42	4.89	5.05