Valuation : Pathfinder Bancorp, Inc.

Market Cap 11Cr 9.29Cr 8.76Cr 7.98Cr 15Cr 1.03TCr 15Cr 104.36Cr 40Cr 523.7Cr 41Cr 40Cr 1.66TCr P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 18Cr 16Cr 15Cr 14Cr 25Cr 1.75TCr 25Cr 176.6Cr 68Cr 886.2Cr 69Cr 67Cr 2.81TCr EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.7%
Yield 2024
2.29%
Yield 2025 2.83%
Manager TitleAgeSince
Chief Executive Officer 58 14/04/2022
Director of Finance/CFO 52 28/06/2024
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 01/06/2023
Director/Board Member 65 01/01/2005
Chairman 57 06/06/2024
Change 5-day change 1-year change 3-year change Capi.($)
+1.74%-2.35%+17.64%+145.82% 94TCr
+1.72%-0.76%+24.80%+120.59% 44TCr
0.00%-1.10%+26.83%+102.93% 41TCr
+1.84%-1.58%+53.71%+163.59% 35TCr
-0.15%-0.10%+23.73%+126.22% 33TCr
+1.26%-0.33%+35.54%+124.72% 30TCr
-0.21%-2.53%+42.53%+137.29% 29TCr
+1.65%+0.29%+11.39%+118.17% 27TCr
-0.03%-3.28%+60.32%+189.64% 27TCr
Average +0.87%-0.75%+32.94%+136.55% 39.94TCr
Weighted average by Cap. +1.02%-0.97%+29.84%+136.56%

Financials

2024 2025
Net sales 3.96Cr 3.4Cr 3.21Cr 2.93Cr 5.47Cr 378.39Cr 5.52Cr 38Cr 15Cr 191.92Cr 15Cr 15Cr 609.6Cr 3.05Cr 2.62Cr 2.47Cr 2.25Cr 4.21Cr 291.49Cr 4.25Cr 29Cr 11Cr 147.85Cr 11Cr 11Cr 469.61Cr
Net income 33.83L 29.09L 27.45L 25.01L 46.75L 32Cr 47.17L 3.27Cr 1.26Cr 16Cr 1.27Cr 1.24Cr 52Cr -34.17L -29.39L -27.73L -25.26L -47.22L -33Cr -47.65L -3.3Cr -1.27Cr -17Cr -1.28Cr -1.26Cr -53Cr
Net Debt 9.89Cr 8.5Cr 8.02Cr 7.31Cr 14Cr 945.11Cr 14Cr 96Cr 37Cr 479.38Cr 37Cr 36Cr 1.52TCr 7.48Cr 6.43Cr 6.07Cr 5.53Cr 10Cr 714.7Cr 10Cr 72Cr 28Cr 362.51Cr 28Cr 27Cr 1.15TCr
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
-
Sector
Banks
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