Valuation: OSB Group Plc

Market Cap 191.03Cr 254.14Cr 223.04Cr 207.69Cr 358.1Cr 24TCr 364.24Cr 2.46TCr 964.45Cr 12TCr 954.11Cr 933.5Cr 42TCr P/E 2026 *
7.17x
P/E 2027 * 6.25x
Enterprise Value 191.03Cr 254.14Cr 223.04Cr 207.69Cr 358.1Cr 24TCr 364.24Cr 2.46TCr 964.45Cr 12TCr 954.11Cr 933.5Cr 42TCr EV / Sales 2026 *
2.75x
EV / Sales 2027 * 2.61x
Free-Float
99.48%
Yield 2026 *
6.63%
Yield 2027 * 6.93%

Last Transcript: OSB Group Plc

Current month+12.33%
1 month+12.33%
3 months+2.33%
6 months-6.86%
Current year-6.86%
1 month 7.29
Extreme 7.29
7.47
Current year 6.65
Extreme 6.65
8.08
1 year 6.65
Extreme 6.65
8.08
3 years 4.45
Extreme 4.45
8.08
5 years 4.45
Extreme 4.45
8.08
10 years 2.77
Extreme 2.7684
8.08
Manager TitleAgeSince
Chief Executive Officer 57 01/12/2011
Director of Finance/CFO - 10/05/2024
Chief Operating Officer - 01/09/2025
Director TitleAgeSince
Director/Board Member 57 01/12/2011
Chairman 71 04/02/2020
Director/Board Member 67 04/01/2022
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 254.14Cr
-0.60%-1.93%+32.94%+157.03% 3.19TCr
+0.58%+0.72%+25.85%+17.77% 1.1TCr
+1.04%-5.80% - - 475.91Cr
+1.46%+2.04%-8.25%+12.61% 445Cr
+1.48%+2.94%+43.51%+87.36% 420.35Cr
-5.04%+5.00%+21.06%+218.18% 348.37Cr
+0.22%+1.00%+2.36%+36.51% 326.13Cr
+0.85%+2.21%-7.98%+31.89% 314.19Cr
-0.65%-1.78%+5.63%+67.45% 291.7Cr
Average -0.08%-0.28%+14.39%+78.60% 768.72Cr
Weighted average by Cap. -0.17%-0.67%+24.15%+105.72%

Financials

2026 *2027 *
Net sales 69Cr 92Cr 81Cr 75Cr 129.99Cr 8.81TCr 132.22Cr 894.45Cr 350.1Cr 4.37TCr 346.35Cr 338.86Cr 15TCr 73Cr 98Cr 86Cr 80Cr 137.46Cr 9.32TCr 139.81Cr 945.81Cr 370.2Cr 4.62TCr 366.23Cr 358.32Cr 16TCr
Net income 28Cr 37Cr 32Cr 30Cr 52Cr 3.51TCr 53Cr 355.95Cr 139.32Cr 1.74TCr 137.83Cr 134.85Cr 6.01TCr 30Cr 40Cr 35Cr 32Cr 56Cr 3.8TCr 57Cr 385.19Cr 150.77Cr 1.88TCr 149.15Cr 145.93Cr 6.5TCr
Net Debt - -
Logo OSB Group Plc
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Employees
2,489
Sector
Banks
Date Price Change Volume
21/26/21 $7.470 0.00% 2,495
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
5.595GBP
Average target price
6.780GBP
Spread / Average Target
+21.18%

Annual profits - Rate of surprise