Projected Income Statement: First Internet Bancorp

Forecast Balance Sheet: First Internet Bancorp

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 19/01/22 25/01/23 24/01/24 22/01/25 29/01/26 - -
Estimates

Cash Flow Forecast: First Internet Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 25.56 29.89 17.52 5.367 2.592 1.228
Change - 16.95% -41.4% -69.36% -51.7% -52.62%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 15/03/21 15/03/22 14/03/23 13/03/24 12/03/25 11/03/26
1USD in Million
Estimates

Forecast Financial Ratios: First Internet Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 60.9% 47.44% 39.3% 48.48% 50.4% 52.47% 53.41%
EBT Margin (%) - 60.95% 40.33% 6.16% 29.93% -42.96% 15.13% 28.68%
Net margin (%) - 51.84% 35.74% 10.5% 27.47% -29.7% 12.77% 23.5%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 1.14% 0.85% 0.17% 0.46% -0.6% 0.33% 0.67%
ROE - 13.44% 9.53% 2.35% 6.7% -9.15% 5.31% 10.23%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 0.24 0.24 0.24 0.24 0.24 0.24 0.24
Change - - 0% 0% 0% 0% 0% 0%
Book Value Per Share 1 - 38.99 40.26 41.97 44.31 41.41 43.3 48.17
Change - - 3.26% 4.25% 5.58% -6.54% 4.56% 11.25%
EPS 1 - 4.82 3.7 0.95 2.88 -4.03 2.168 4.675
Change - - -23.24% -74.32% 203.16% -239.93% 153.78% 115.69%
Nbr of stocks (in thousands) - 9,854 9,240 8,644 8,668 8,706 8,717 8,717
Announcement Date - 19/01/22 25/01/23 24/01/24 22/01/25 29/01/26 - -
1USD
Estimates
2026 *2027 *
P/E Ratio 12.1x 5.6x
PBR 0.6x 0.54x
EV / Sales 1.54x 1.31x
Yield 0.92% 0.92%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
26.17USD
Average target price
25.75USD
Spread / Average Target
-1.60%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. INBK Stock
  4. Financials First Internet Bancorp
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