Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

EBT: Breakdown by Business Segment

Breakdown by Business Segment (INR)
Fiscal Period: March 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Personal Credit Agencies

          

Vehicle Finance

3.68TCr 3.57TCr 3.98TCr 4.78TCr 5.69TCr

Total Assets

49TCr 52TCr 67TCr 84TCr 1,01200Cr

Interest Expense

-3.51TCr -3.2TCr -3.87TCr -5.43TCr -6.72TCr

CAPEX

- - - - -

EBT

1.24TCr 2TCr 2.24TCr 2.52TCr 2.82TCr

D&A

84Cr 81Cr 88Cr 134.8Cr 146.52Cr

Mortgage Bankers and Loan Correspondents

          

Loan against Property

621.68Cr 597.31Cr 986.46Cr 1.37TCr 2.04TCr

Total Assets

13TCr 16TCr 20TCr 29TCr 39TCr

Interest Expense

-848.71Cr -907.09Cr -1.13TCr -1.72TCr -2.47TCr

EBT

339.37Cr 408.65Cr 728.79Cr 923.4Cr 1.4TCr

D&A

10Cr 9.82Cr 13Cr 22Cr 34Cr

Home Loans

265.91Cr 294.24Cr 483.4Cr 903.55Cr 1.29TCr

Total Assets

3.73TCr 4.74TCr 8.02TCr 13TCr 18TCr

Interest Expense

-206.7Cr -262.37Cr -395.06Cr -770.18Cr -1.15TCr

EBT

121.79Cr 189.45Cr 296.01Cr 469.9Cr 693.12Cr

D&A

3.71Cr 5.36Cr 8.6Cr 18Cr 25Cr

Credit Agencies

          

Others

72Cr 130.88Cr 485.94Cr 1.23TCr 1.52TCr

Total Assets

554.02Cr 1.76TCr 9.63TCr 18TCr 24TCr

Interest Expense

-25Cr -38Cr -348.3Cr -1.06TCr -1.62TCr

CAPEX

- - - - -

EBT

15Cr -24Cr 63Cr 399.8Cr 582.35Cr

D&A

4.32Cr 4.48Cr 11Cr 24Cr 39Cr

Unallocated

366.41Cr 366.92Cr 345.74Cr 301.85Cr 322.39Cr

Total Assets

8.71TCr 8.22TCr 8.78TCr 12TCr 20TCr

Interest Expense

14Cr 112.14Cr - -256.09Cr -524.91Cr

EBT

329.51Cr 334.37Cr 283.98Cr 289.17Cr 245.34Cr

D&A

- - 3L 13L 15L

Eliminations

- - - - -

Corporate

- - - - -

Total Assets

- - - - -

EBT

- - - - -

Geographical Revenue Distribution History

Geographical breakdown of sales (INR)
Fiscal Period: March 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

India

5.02TCr 4.98TCr 6.3TCr 8.61TCr 11TCr

Total Assets

75TCr 82TCr 1,13600Cr 1,56700Cr 2,01900Cr

Interest Expense

-4.56TCr -4.28TCr -5.73TCr -9.21TCr -12TCr

Income Tax Expense

526.51Cr 748.71Cr 937.92Cr 1.19TCr 1.48TCr

D&A

88Cr 86Cr 108.99Cr 178.62Cr 227.51Cr

CAPEX

-33Cr -96Cr -189.45Cr -1.08TCr -199.53Cr

Net Income

1.52TCr 2.15TCr 2.66TCr 3.42TCr 4.26TCr

EBT

2.05TCr 2.91TCr 3.61TCr 4.61TCr 5.74TCr