Financial Ratios Walker & Dunlop, Inc.

Equities

WD

US93148P1021

Banks

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16/08	Walker & Dunlop Arranges $1.2 Billion Refinancing for One High Line in Manhattan	MT
15/08	Sector Update: Financial Stocks Advance Premarket Thursday	MT

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Published financial data: WALKER & DUNLOP, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Interest and Dividend Income, Total	8.38Cr	7.43Cr	5.66Cr	6.51Cr	4.47Cr
Interest Expense, Total	7.25Cr	5.35Cr	4.25Cr	8.35Cr	12Cr
Net Interest Income	1.13Cr	2.08Cr	1.41Cr	-1.85Cr	-7.41Cr
Commission and Fees	21Cr	24Cr	28Cr	30Cr	31Cr
Asset Management Fee	-	-	-	7.19Cr	4.54Cr
Mortgage Banking	-	-	-	-	-
Loan Servicing Revenue	26Cr	36Cr	45Cr	35Cr	23Cr
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	32Cr	46Cr	51Cr	52Cr	47Cr
Revenues Before Provison For Loan Losses	80Cr	107.52Cr	125.12Cr	122.45Cr	99Cr
Provision For Loan Losses	72.73L	3.75Cr	-1.33Cr	-1.2Cr	-1.05Cr
Total Revenues	80Cr	103.77Cr	126.45Cr	123.65Cr	100Cr
Salaries And Other Employee Benefits	35Cr	47Cr	60Cr	61Cr	51Cr
Cost of Services Provided, Total	91.36L	88.56L	94.35L	1.64Cr	1.42Cr
Depreciation & Amortization - (IS) - (Collected)	15Cr	17Cr	21Cr	24Cr	23Cr
Amortization of Goodwill and Intangible Assets - (IS)	-	-	-	-	-
Other Operating Expenses	5.75Cr	6.07Cr	7.96Cr	11Cr	10Cr
Total Operating Expenses	57Cr	71Cr	90Cr	97Cr	86Cr
Operating Income	23Cr	33Cr	36Cr	26Cr	14Cr
EBT, Excl. Unusual Items	23Cr	33Cr	36Cr	26Cr	14Cr
Impairment of Goodwill	-	-	-	-	-6.2Cr
Asset Writedown	-	-	-	-	-
Other Unusual Items	-	-	-96L	-	6.25Cr
EBT, Incl. Unusual Items	23Cr	33Cr	35Cr	26Cr	14Cr
Income Tax Expense	5.71Cr	8.43Cr	8.64Cr	5.6Cr	3.5Cr
Earnings From Continuing Operations	17Cr	25Cr	27Cr	21Cr	10Cr
Net Income to Company	17Cr	25Cr	27Cr	21Cr	10Cr
Minority Interest	1L	2L	1L	48.89L	41.86L
Net Income - (IS)	17Cr	25Cr	27Cr	21Cr	11Cr
Preferred Dividend and Other Adjustments	56.49L	73.37L	88.37L	61L	27.52L
Net Income to Common Incl Extra Items	17Cr	24Cr	26Cr	21Cr	10Cr
Net Income to Common Excl. Extra Items	17Cr	24Cr	26Cr	21Cr	10Cr
Per Share Items
Net EPS - Basic	5.61	7.85	8.27	6.43	3.2
Basic EPS - Continuing Operations	5.61	7.85	8.27	6.43	3.2
Basic Weighted Average Shares Outstanding	2.99Cr	3.04Cr	3.11Cr	3.23Cr	3.27Cr
Net EPS - Diluted	5.45	7.69	8.15	6.36	3.18
Diluted EPS - Continuing Operations	5.45	7.69	8.15	6.36	3.18
Diluted Weighted Average Shares Outstanding	3.08Cr	3.11Cr	3.15Cr	3.27Cr	3.29Cr
Normalized Basic EPS	4.82	6.79	7.28	5.27	2.76
Normalized Diluted EPS	4.68	6.65	7.17	5.22	2.75
Dividend Per Share	1.2	1.44	2	2.4	2.52
Payout Ratio	21.5	18.42	24.25	37.48	79.02
Supplemental Items
Total Revenues (As Reported)	82Cr	108.37Cr	125.92Cr	125.88Cr	105.44Cr
Effective Tax Rate - (Ratio)	24.8	25.53	24.55	21.15	25.34
Current Domestic Taxes	3.51Cr	3.71Cr	5.22Cr	3.41Cr	3.41Cr
Current Foreign Taxes	-	-	-	35.16L	-3L
Total Current Taxes	3.51Cr	3.71Cr	5.22Cr	3.76Cr	3.38Cr
Deferred Domestic Taxes	2.2Cr	4.72Cr	3.42Cr	2.29Cr	8L
Deferred Foreign Taxes	-	-	-	-44.5L	4L
Total Deferred Taxes	2.2Cr	4.72Cr	3.42Cr	1.84Cr	11.98L
Normalized Net Income	14Cr	21Cr	23Cr	17Cr	9.02Cr
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	2.41Cr	2.83Cr	3.66Cr	3.4Cr	2.78Cr
Total Stock-Based Compensation	2.41Cr	2.83Cr	3.66Cr	3.4Cr	2.78Cr

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Cash And Equivalents	12Cr	32Cr	31Cr	23Cr	33Cr
Long-Term Investments - (FS Template)	-	-	18Cr	45Cr	37Cr
Trading Asset Securities, Total	1.56Cr	4.98Cr	3.74Cr	1.76Cr	3.15Cr
Loans and Lease Receivables - (FS Template)	54Cr	36Cr	27Cr	20Cr	4.01Cr
Other Receivables	5.21Cr	6.57Cr	21Cr	20Cr	23Cr
Net Property Plant And Equipment	2.23Cr	1.74Cr	2.48Cr	9.48Cr	12Cr
Goodwill	18Cr	25Cr	70Cr	96Cr	90Cr
Other Intangibles, Total	25.35L	18.8L	18Cr	20Cr	18Cr
Loans Held For Sale	79Cr	244.92Cr	181.16Cr	40Cr	59Cr
Restricted Cash	1.59Cr	3.69Cr	8.75Cr	3.23Cr	6.27Cr
Other Current Assets, Total	-	-	-	9.86Cr	8.98Cr
Other Long-Term Assets, Total	94Cr	109.96Cr	139.8Cr	116.59Cr	109.88Cr
Total Assets	267.52Cr	465.1Cr	520.6Cr	404.54Cr	405.23Cr
Liabilities
Accounts Payable, Total	-	-	-	-	-
Accrued Expenses, Total	-	-	-	12Cr	12Cr
Short-Term Borrowings	98Cr	259.55Cr	194.8Cr	55Cr	62Cr
Current Portion of Leases	86.07L	86.62L	1.04Cr	1.17Cr	1.46Cr
Long-Term Debt	29Cr	29Cr	74Cr	70Cr	77Cr
Long-Term Leases	1.95Cr	1.39Cr	1.91Cr	6.8Cr	8.68Cr
Deferred Tax Liability Non-Current	15Cr	19Cr	23Cr	24Cr	25Cr
Other Non Current Liabilities	19Cr	36Cr	68Cr	64Cr	44Cr
Total Liabilities	163.29Cr	345.48Cr	362.78Cr	232.85Cr	230.62Cr
Common Stock, Total	3L	3L	3L	3L	3L
Additional Paid In Capital	24Cr	24Cr	39Cr	41Cr	43Cr
Retained Earnings	80Cr	95Cr	115.43Cr	127.8Cr	129.84Cr
Comprehensive Income and Other	7L	19.68L	25.58L	-15.68L	-5L
Total Common Equity	103.57Cr	119.62Cr	155.02Cr	168.94Cr	172.38Cr
Minority Interest	65.96L	-	2.81Cr	2.74Cr	2.24Cr
Total Equity	104.23Cr	119.62Cr	157.82Cr	171.68Cr	174.61Cr
Total Liabilities And Equity	267.52Cr	465.1Cr	520.6Cr	404.54Cr	405.23Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	3.09Cr	3.15Cr	3.29Cr	3.31Cr	3.35Cr
ECS Total Common Shares Outstanding	3Cr	3.07Cr	3.2Cr	3.24Cr	3.29Cr
Book Value / Share	34.48	38.99	48.37	52.15	52.44
Tangible Book Value	85Cr	95Cr	67Cr	53Cr	64Cr
Tangible Book Value Per Share	28.39	30.82	20.83	16.39	19.47
Total Debt	129.88Cr	290.97Cr	271.77Cr	132.92Cr	149.91Cr
Net Debt	116.25Cr	253.88Cr	237.47Cr	108.57Cr	113.9Cr
Equity Method Investments, Total	-	-	-	20Cr	22Cr
Full Time Employees	823	988	1.3T	1.45T	1.33T

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	17Cr	25Cr	27Cr	21Cr	11Cr
Depreciation, Depletion & Amortization	1.47Cr	1.91Cr	3.39Cr	2.96Cr	1.05Cr
Amortization of Goodwill and Intangible Assets - (CF)	14Cr	15Cr	18Cr	21Cr	22Cr
Total Depreciation, Depletion & Amortization	15Cr	17Cr	21Cr	24Cr	23Cr
Amortization of Deferred Charges, Total	54.51L	46.52L	70.77L	-	-
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-3.96Cr	-
Total Asset Writedown	-	-	-	-	6.2Cr
Provision for Credit Losses	72.73L	3.75Cr	-1.33Cr	-1.2Cr	-1.05Cr
Stock-Based Compensation (CF)	2.41Cr	2.83Cr	3.66Cr	3.4Cr	2.78Cr
Tax Benefit from Stock Options	-	-	-	-	-
Net (Increase) Decrease in Loans Originated / Sold - Operating	26Cr	-161.16Cr	62Cr	137.27Cr	-18Cr
Change in Accounts Payable	-	-	-	-	-
Change in Other Net Operating Assets (Collected)	-3.3Cr	6.08Cr	-2.16Cr	-4.11Cr	-2.33Cr
Other Operating Activities	-16Cr	-35Cr	-24Cr	-18Cr	-21Cr
Cash from Operations	43Cr	-141.14Cr	87Cr	158.27Cr	-5L
Capital Expenditure	-47.11L	-29.83L	-92.08L	-2.2Cr	-1.62Cr
Cash Acquisitions	-71.8L	-4.68Cr	-42Cr	-11Cr	-
Purchase / Sale of Intangible Assets	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-1.69Cr	-1.01Cr	-10Cr	-1.86Cr	-1.57Cr
Net (Increase) Decrease in Loans Originated / Sold - Investing	-4.31Cr	18Cr	9.18Cr	6.77Cr	16Cr
Other Investing Activities, Total	-78.55L	-52.48L	6.06Cr	-4.68Cr	-18.69L
Cash from Investing	-7.97Cr	12Cr	-38Cr	-13Cr	13Cr
Short Term Debt Issued, Total	18Cr	178.2Cr	27Cr	3.65Cr	19Cr
Long-Term Debt Issued, Total	-	-	60Cr	-	20Cr
Total Debt Issued	18Cr	178.2Cr	87Cr	3.65Cr	39Cr
Short Term Debt Repaid, Total	-44Cr	-17Cr	-86Cr	-143.46Cr	-12Cr
Long-Term Debt Repaid, Total	-22.5L	-29.77L	-37Cr	-3.66Cr	-12Cr
Total Debt Repaid	-44Cr	-17Cr	-123.2Cr	-147.12Cr	-24Cr
Issuance of Common Stock	55.11L	1.4Cr	52.52L	5L	33.83L
Repurchase of Common Stock	-3.07Cr	-4.58Cr	-1.89Cr	-4.24Cr	-2.05Cr
Common Dividends Paid	-3.73Cr	-4.54Cr	-6.45Cr	-8.01Cr	-8.48Cr
Common & Preferred Stock Dividends Paid	-3.73Cr	-4.54Cr	-6.45Cr	-8.01Cr	-8.48Cr
Other Financing Activities, Total	-1.1Cr	-1.63Cr	-1.27Cr	-2.71Cr	-3.51Cr
Cash from Financing	-33Cr	151.76Cr	-46Cr	-158.38Cr	67.69L
Net Change in Cash	1.62Cr	22Cr	3.52Cr	-13Cr	13Cr
Supplemental Items
Cash Interest Paid	6.36Cr	4.59Cr	3.79Cr	7.67Cr	11Cr
Cash Income Tax Paid (Refund)	3.99Cr	2.97Cr	4.34Cr	5.85Cr	3.09Cr
Net Debt Issued / Repaid	-26Cr	161.11Cr	-37Cr	-143.47Cr	14Cr

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	6.35	6.71	5.39	4.52	2.55
Return On Equity %	17.77	21.97	19.15	12.68	5.96
Return on Common Equity	17.31	21.4	18.71	12.82	6.13
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	44.66	46.03	48.47	50.44	53.03
Income From Continuing Operations Margin %	21.77	23.7	21.01	16.9	10.35
Net Income Margin %	21.79	23.72	21.02	17.29	10.77
Net Avail. For Common Margin %	21.08	23.02	20.32	16.8	10.5
Normalized Net Income Margin	18.11	19.91	17.89	13.79	9.06
Asset Turnover
Asset Turnover	0.29	0.28	0.26	0.27	0.25
Short Term Liquidity
Current Ratio	1.56	1.26	1.39	1.74	1.81
Quick Ratio	0.74	0.31	0.42	0.96	0.83
Operating Cash Flow to Current Liabilities	0.43	-0.54	0.44	2.35	-0
Long Term Solvency
Total Debt/Equity	124.61	243.24	172.2	77.42	85.86
Total Debt / Total Capital	55.48	70.87	63.26	43.64	46.19
LT Debt/Equity	30.08	25.54	48.11	44.97	49.26
Long-Term Debt / Total Capital	13.39	7.44	17.67	25.35	26.51
Total Liabilities / Total Assets	61.04	74.28	69.68	57.56	56.91
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	11.38	30.43	21.86	-2.21	-19.42
Gross Profit, 1 Yr. Growth %	11.38	30.43	21.86	-2.21	-19.42
Earnings From Cont. Operations, 1 Yr. Growth %	7.64	41.98	8	-21.35	-50.62
Net Income, 1 Yr. Growth %	7.39	41.99	7.96	-19.54	-49.79
Normalized Net Income, 1 Yr. Growth %	6.87	43.39	9.45	-22.56	-44.31
Diluted EPS Before Extra, 1 Yr. Growth %	9.71	41.14	6.02	-21.96	-50
Common Equity, 1 Yr. Growth %	14.81	15.5	29.59	8.98	2.03
Total Assets, 1 Yr. Growth %	-3.84	73.86	11.93	-22.29	0.17
Tangible Book Value, 1 Yr. Growth %	17.61	10.87	-29.38	-20.45	20.52
Cash From Operations, 1 Yr. Growth %	567.27	-430.1	-161.67	81.82	-100.03
Capital Expenditures, 1 Yr. Growth %	-0.23	-36.68	208.68	138.87	-26.34
Dividend Per Share, 1 Yr. Growth %	20	20	38.89	20	5
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	6.43	20.53	26.07	9.16	-11.23
Gross Profit, 2 Yr. CAGR %	6.43	20.53	26.07	9.16	-11.23
Earnings From Cont. Operations, 2 Yr. CAGR %	-9.57	23.62	23.83	-7.83	-37.68
Net Income, 2 Yr. CAGR %	-9.38	23.49	23.81	-6.8	-36.44
Normalized Net Income, 2 Yr. CAGR %	-0.42	23.79	25.28	-9.17	-36.59
Diluted EPS Before Extra, 2 Yr. CAGR %	-8.23	24.44	22.33	-9.06	-37.54
Common Equity, 2 Yr. CAGR %	13.12	15.15	22.34	18.84	5.45
Total Assets, 2 Yr. CAGR %	10.06	29.3	39.5	-6.74	-11.77
Tangible Book Value, 2 Yr. CAGR %	11.58	14.19	-11.52	-25.05	-2.08
Cash From Operations, 2 Yr. CAGR %	-36.72	369.32	42.68	5.9	-97.56
Capital Expenditures, 2 Yr. CAGR %	-4.88	-20.52	39.81	171.54	32.64
Dividend Per Share, 2 Yr. CAGR %	-	20	29.1	29.1	12.25
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	12.02	13.89	20.97	15.83	-1.34
Gross Profit, 3 Yr. CAGR %	12.02	13.89	20.97	15.83	-1.34
Earnings From Cont. Operations, 3 Yr. CAGR %	14.86	5.1	18.18	6.45	-25.14
Net Income, 3 Yr. CAGR %	15.03	5.25	18.08	7.24	-24.17
Normalized Net Income, 3 Yr. CAGR %	7.59	12.45	18.81	5.76	-24.13
Diluted EPS Before Extra, 3 Yr. CAGR %	15.12	5.93	17.97	5.3	-25.5
Common Equity, 3 Yr. CAGR %	19.28	13.91	19.78	17.72	12.95
Total Assets, 3 Yr. CAGR %	-4.3