Financial Ratios United Community Banks, Inc.

Interest Income On Loans

Interest Income On Investments

Interest Income, Total

Interest On Deposits

Total Interest On Borrowings

Interest Expense, Total

Trust Income

Total Mortgage Banking Activities

Gain (Loss) on Sale of Loans

Gain (Loss) on Sale of Invest. & Securities - (Rev)

Total Other Non Interest Income

Non Interest Income, Total

Provision For Loan Losses

Salaries And Other Employee Benefits

Stock-Based Compensation (IS)

Amort. of Goodwill & Intang. Assets

Occupancy Expense

Federal Deposit Insurance

Selling General & Admin Expenses, Total

(Income) Loss on Real Estate Property

Total Other Non Interest Expense

Restructuring Charges

Total Merger & Related Restructuring Charges

Asset Writedown

Insurance Settlements

Legal Settlements

Other Unusual Items

Income Tax Expense

Net Income to Company

Preferred Dividend and Other Adjustments

Net Income to Common Incl Extra Items

Net Income to Common Excl. Extra Items

Net EPS - Basic

Basic EPS - Continuing Operations

Basic Weighted Average Shares Outstanding

Net EPS - Diluted

Diluted EPS - Continuing Operations

Diluted Weighted Average Shares Outstanding

Normalized Basic EPS

Normalized Diluted EPS

Dividend Per Share

Payout Ratio

Effective Tax Rate - (Ratio)

Current Domestic Taxes

Total Current Taxes

Deferred Domestic Taxes

Total Deferred Taxes

Normalized Net Income

Non-Cash Pension Expense

Stock-Based Comp., SG&A Exp. (Total)

Stock-Based Comp., Other (Total)

Total Stock-Based Compensation

Cash And Equivalents

Investment Securities, Total

Trading Asset Securities, Total

Mortgage Backed Securities

Total investments

Gross Loans

Allowance For Loan Losses

Other Adjustments to Gross Loans

Gross Property Plant And Equipment

Accumulated Depreciation

Goodwill

Other Intangibles, Total

Investment in FHLB

Loans Held For Sale

Accrued Interest Receivable

Restricted Cash

Deferred Tax Assets Long-Term (Collected)

Other Real Estate Owned And Foreclosed

Other Long-Term Assets, Total

Total Assets

Accrued Expenses, Total

Interest Bearing Deposits

Institutional Deposits

Non-Interest Bearing Deposits

Short-Term Borrowings

Current Portion of Long-Term Debt

Current Portion of Leases

Long-Term Debt

Federal Home Loan Bank Debt - Long-Term

Long-Term Leases

Trust Preferred Securities (BS)

Other Non Current Liabilities

Total Liabilities

Preferred Stock Redeemable

Total Preferred Equity

Common Stock, Total

Additional Paid In Capital

Retained Earnings

Comprehensive Income and Other

Total Common Equity

ECS Total Shares Outstanding on Filing Date

ECS Total Common Shares Outstanding

Book Value / Share

Tangible Book Value

Tangible Book Value Per Share

Tangible Book Value Per Share (As Reported)

Average Assets

Average Loans

Total Debt

Deposits at Interest - Cash

Federal Funds Sold

Debt Equivalent of Unfunded Proj. Benefit Obligation

Net Debt

Equity Method Investments, Total

Full Time Employees

Number Of Offices

Net Income

Depreciation, Depletion & Amortization

Amortization of Goodwill and Intangible Assets - (CF)

Total Depreciation, Depletion & Amortization

Gain (Loss) on Sale of Loans & Receivables - (CF)

(Gain) Loss On Sale of Asset - (CF)

(Gain) Loss on Sale of Investments - (CF)

Total Asset Writedown

Provision for Credit Losses

Stock-Based Compensation (CF)

Change in Other Net Operating Assets (Collected)

Other Operating Activities

Capital Expenditure

Sale of Property, Plant, and Equipment

Cash Acquisitions

Divestitures

Investment in Marketable and Equity Securities, Total

Net (Increase) Decrease in Loans Originated / Sold - Investing

Other Investing Activities, Total

Short Term Debt Issued, Total

Long-Term Debt Issued, Total

Total Debt Issued

Short Term Debt Repaid, Total

Long-Term Debt Repaid, Total

Total Debt Repaid

Issuance of Common Stock

Repurchase of Common Stock

Issuance of Preferred Stock

Repurchase of Preferred Stock

Common Dividends Paid

Preferred Dividends Paid

Common & Preferred Stock Dividends Paid

Net Increase (Decrease) in Deposit Accounts - (CF)

Other Financing Activities, Total

Cash Interest Paid

Cash Income Tax Paid (Refund)

Net Debt Issued / Repaid