Valuation United Bank Limited

Stocks

End-of-day quote Pakistan S.E. Other stock markets 15/07/2026			5-day change	1st Jan Change
462.58 ^PKR	+1.89%		-5.65%	+8.95%

21/05	United Bank Q1 consol profit egp 615 mln	RE
15/04	United Bank Limited, 2025 Earnings Call, Apr 15, 2026

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Market Cap ¹	1,67,198	1,23,336	2,17,708	4,67,918	10,63,279	11,58,415	-
Change	-	-26.23%	76.52%	114.93%	127.24%	8.95%	-
Enterprise Value (EV)	1,67,198	1,23,336	2,17,708	4,67,918	10,63,279	11,58,415	11,58,415
Change	-	-26.23%	76.52%	114.93%	127.24%	8.95%	0%
P/E	5.5x	3.91x	3.95x	6.23x	-	-	-
PBR	0.76x	-	0.8x	1.46x	-	-	-
PEG	-	1.06x	0.1x	0.2x	-	-	-
Capitalization / Revenue	22,37,193x	11,44,723x	-	-	-	-	-
EV / Revenue	-	-	-	-	-	-	-
EV / EBITDA	-	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	9	11	22	22	29.5	32	32
Rate of return	13.2%	21.8%	24.7%	11.5%	6.95%	6.92%	6.92%
EPS ²	12.42	12.88	22.52	30.7	-	-	-
Distribution rate	72.5%	85.4%	97.7%	71.7%	-	-	-
Net sales	74,736	1,07,743	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-
EBIT	50,376	-	-	-	-	-	-
Net income	30,409	31,535	55,145	-	-	-	-
Net Debt	-	-	-	-	-	-	-
Reference price ²	68.29	50.38	88.92	191.12	424.59	462.58	462.58
Nbr of stocks (in thousands)	24,48,359	24,48,359	24,48,359	24,48,359	25,04,248	25,04,248	-
Announcement Date	23/02/22	22/02/23	21/02/24	19/02/25	25/02/26	-	-

¹PKR in Million²PKR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
UNITED BANK LIMITED	-	-	-	7.05%	409.01Cr
ICICI BANK LIMITED	20.22x	-	-	0.87%	11TCr
ANZ GROUP HOLDINGS LIMITED	14.73x	-	-	4.61%	7.6TCr
CRÉDIT AGRICOLE S.A.	7.8x	-	-	6.49%	6.17TCr
INDUSTRIAL BANK CO., LTD.	4.82x	-	-	6.25%	5.45TCr
FIFTH THIRD BANCORP	18.58x	-	-	2.85%	5.17TCr
QATAR NATIONAL BANK (Q.P.S.C.)	9.72x	-	-	4.48%	4.3TCr
PT BANK CENTRAL ASIA TBK	12.54x	-	-	5.57%	4.16TCr
BANK LEUMI LE-ISRAEL B.M.	10.18x	-	-	3.95%	3.37TCr
STANDARD BANK GROUP LIMITED	9.83x	-	-	5.83%	3.2TCr
Average	12.04x			4.79%	5.03TCr
Weighted average by Cap.	13.11x			4.18%