Business Segments United Bank Limited

Stocks

End-of-day quote Pakistan S.E. Other stock markets 21/07/2026			5-day change	1st Jan Change
474.36 ^PKR	+0.51%		+4.49%	+11.72%

03:36pm	United Bank Limited Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
02:51pm	United Bank Limited Recommends Interim Cash Dividend for the Quarter Ended June 30, 2026	CI

Breakdown by Business Segment (PKR)

Fiscal Period: December	2021	2022	2023	2024	2025
Investment Funds
Treasury	868.05Cr	-1.39TCr	-6.11TCr	-58Cr	19TCr
Total Assets	1,43300Cr	1,34500Cr	4,03500Cr	5,86900Cr	9,19100Cr
EBT	802.22Cr	-1.44TCr	-6.19TCr	-216.03Cr	18TCr
Asset Management	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Diversified Commercial Banks
Branch Banking	5.57TCr	10TCr	17TCr	15TCr	12TCr
Total Assets	1,39700Cr	1,46800Cr	1,69300Cr	1,68800Cr	2,66400Cr
EBT	2.16TCr	6.21TCr	12TCr	8.91TCr	3.38TCr
International Branch Operations	1.17TCr	-123.28Cr	1.9TCr	2.52TCr	4.52TCr
Total Assets	31TCr	35TCr	42TCr	64TCr	1,27000Cr
EBT	635.67Cr	-800.43Cr	1.05TCr	1.73TCr	3.51TCr
Islamic Banking	547.98Cr	981.44Cr	2.06TCr	4.04TCr	4.16TCr
Total Assets	16TCr	24TCr	44TCr	61TCr	1,22700Cr
EBT	346.92Cr	692.98Cr	1.64TCr	3.22TCr	1.74TCr
Corporate / Commercial Banking	789.7Cr	888.02Cr	1.42TCr	1.63TCr	2.9TCr
Total Assets	45TCr	65TCr	42TCr	95TCr	56TCr
EBT	613.54Cr	733.3Cr	1.2TCr	1.4TCr	2.28TCr
Subsidiaries	531.89Cr	599.05Cr	964.31Cr	339.79Cr	483.6Cr
Total Assets	17TCr	22TCr	33TCr	744.6Cr	982.32Cr
EBT	60Cr	209.69Cr	382.74Cr	103.82Cr	201.14Cr
Retail Banking	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Commercial Banking	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Others	607.41Cr	1.46TCr	808.32Cr	682.58Cr	168.08Cr
Total Assets	15TCr	21TCr	21TCr	10TCr	21TCr
EBT	595.71Cr	1.24TCr	978.31Cr	-653.26Cr	-168.67Cr
Total Assets	-1,27800Cr	-1,51700Cr	-1,64800Cr	-1,79400Cr	-2,50300Cr
Securities and Commodities Markets Services
Trading and Sales	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Investment Banking
Corporate Finance	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-

Geographical breakdown of sales (PKR)

Fiscal Period: December	2021	2022	2023	2024	2025
Pakistan	8.5TCr	12TCr	16TCr	22TCr	38TCr
Total Assets	3,58900Cr	3,92100Cr	6,80500Cr	9,22800Cr	13,86200Cr
EBT	4.64TCr	7.5TCr	9.77TCr	13TCr	26TCr
Middle East	1.14TCr	-166.75Cr	1.88TCr	2.47TCr	4.45TCr
Total Assets	30TCr	35TCr	41TCr	63TCr	1,26700Cr
EBT	601.93Cr	-840.91Cr	1.03TCr	1.68TCr	3.44TCr
Export Processing Zones	36Cr	43Cr	24Cr	53Cr	75Cr
Total Assets	702.64Cr	383.67Cr	549.4Cr	144.83Cr	267.32Cr
EBT	34Cr	40Cr	20Cr	49Cr	71Cr
Africa	-	-	-	-	-
Total Assets	24Cr	-	-	-	-
EBT	-	-	-	-	-
Total Assets	-	-	-	-	-
Total Assets	-1,27800Cr	-1,51700Cr	-1,64800Cr	-1,79400Cr	-2,50300Cr
Europe	414.12Cr	479.23Cr	697.52Cr	-	-
Total Assets	16TCr	22TCr	33TCr	-	-
EBT	-60Cr	139.37Cr	240.71Cr	-	-
United States of America	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-