Business Segments UMB Financial Corporation

Equities

Market Closed - Nasdaq Other stock markets 01:30:00 11/04/2026 am IST			5-day change	1st Jan Change
120.23 ^USD	-0.48%		+4.51%	+4.51%

08/04	Autonomous Research Initiates Coverage on UMB Financial With Outperform Rating, $135 Price Target	MT
07/04	RBC Lifts Price Target on UMB Financial to $138 From $134, Keeps Outperform Rating	MT

Breakdown by Business Segment (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
Regional Commercial Banks
Commercial Banking	62Cr	69Cr	66Cr	75Cr	134.42Cr
Total Assets	1.52TCr	1.75TCr	2.07TCr	2.15TCr	3.32TCr
Income Tax Expense	5.92Cr	6.65Cr	4.84Cr	7.12Cr	12Cr
EBT	33Cr	35Cr	30Cr	39Cr	62Cr
Net Income	27Cr	29Cr	25Cr	32Cr	50Cr
Institutional Banking (Including Healthcare Services)	36Cr	48Cr	54Cr	60Cr	70Cr
Total Assets	1.23TCr	1.31TCr	1.25TCr	1.46TCr	1.95TCr
Income Tax Expense	1.21Cr	3.06Cr	2.68Cr	3.31Cr	5.26Cr
EBT	6.83Cr	16Cr	16Cr	19Cr	27Cr
D&A	-	-	-	-	73.49L
Net Income	5.62Cr	13Cr	13Cr	15Cr	21Cr
Personal Banking	28Cr	26Cr	22Cr	23Cr	45Cr
Total Assets	783.1Cr	699Cr	655Cr	707.3Cr	1.35TCr
Income Tax Expense	47.64L	32.3L	-36.63L	-43.44L	-21.69L
EBT	2.69Cr	1.71Cr	-3.19Cr	-3.52Cr	-1.1Cr
D&A	-	-	-	-	4L
Net Income	2.21Cr	1.39Cr	-2.82Cr	-3.09Cr	-88.3L
Institutional Banking	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Bank (Including Payment Solutions)	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Credit Agencies
Healthcare Services	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Investment Funds
Institutional Investment Management	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Asset Servicing	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-

Geographical breakdown of sales (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
United States	126.27Cr	143.01Cr	142.07Cr	156.8Cr	249.78Cr
Total Assets	4.27TCr	3.85TCr	4.4TCr	5.04TCr	7.31TCr
Interest Expense	-4.6Cr	-22Cr	-92Cr	-117.01Cr	-149.21Cr
Income Tax Expense	7.6Cr	10Cr	7.16Cr	10Cr	17Cr
D&A	5.57Cr	5.4Cr	5.87Cr	5.28Cr	14Cr
CAPEX	-3.37Cr	-5.17Cr	-2.69Cr	-2.42Cr	-4.86Cr
Net Income	35Cr	43Cr	35Cr	44Cr	70Cr
EBT	43Cr	53Cr	42Cr	54Cr	87Cr