Valuation Ujjivan Small Finance Bank Limited

Equities

End-of-day quote NSE India S.E. Other stock markets 09/09/2024			5-day change	1st Jan Change
42.56 ^INR	-0.91%		-3.51%	-25.20%

26/07	Ujjivan Small Finance Bank's Net Profit Slips in Fiscal Q1	MT
25/07	Transcript : Ujjivan Small Finance Bank Limited, Q1 2025 Earnings Call, Jul 25, 2024

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027
Capitalization ¹	47,180	52,714	25,579	49,356	86,773	82,311	-	-
Change	-	11.73%	-51.48%	92.96%	75.81%	-5.14%	-	-
Enterprise Value (EV)	47,180	52,714	25,579	49,356	86,773	82,311	82,311	82,311
Change	-	11.73%	-51.48%	92.96%	75.81%	-5.14%	0%	0%
P/E ratio	12.5x	610x	-6.17x	4.3x	6.77x	6.57x	5.63x	5.08x
PBR	1.58x	1.74x	0.98x	1.23x	1.52x	1.26x	1.06x	0.9x
PEG	-	-6.2x	0x	-0x	0.6x	-7.17x	0.3x	0.5x
Capitalization / Revenue	2.41x	2.58x	1.23x	1.5x	2.07x	1.68x	1.42x	1.23x
EV / Revenue	0x	0x	0x	0x	0x	1.68x	1.42x	1.23x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	3.78x	3.21x	2.75x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	-	-	-	-	1.5	1.067	1.211	1.517
Rate of return	-	-	-	-	3.39%	2.51%	2.85%	3.56%
EPS ²	2.18	0.05	-2.4	5.87	6.54	6.48	7.559	8.379
Distribution rate	-	-	-	-	22.9%	16.5%	16%	18.1%
Net sales ¹	19,558	20,394	20,869	32,871	41,962	49,101	57,941	67,124
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	6,372	8,093	5,905	14,850	19,171	21,784	25,642	29,877
Net income ¹	-	83	-4,146	10,999	12,815	12,506	14,538	15,772
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	27.30	30.50	14.80	25.25	44.30	42.56	42.56	42.56
Nbr of stocks (in thousands)	17,28,223	17,28,314	17,28,314	19,54,707	19,58,763	19,33,989	-	-
Announcement Date	19/05/20	18/05/21	12/05/22	11/05/23	18/05/24	-	-	-

¹INR in Million²INR

Estimates

Add to a list Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E ratio	EV / Sales	EV / EBITDA	Yield (Y)	Capi. ($)
UJJIVAN SMALL FINANCE BANK LIMITED	6.63x	-	-	+2.48%	99Cr
AGRICULTURAL BANK OF CHINA LIMITED	4.24x	-	-	+7.36%	22TCr
ICICI BANK LIMITED	18.85x	-	-	+0.94%	10TCr
PT BANK CENTRAL ASIA TBK	23.5x	-	-	+2.70%	8.26TCr
ANZ GROUP HOLDINGS LIMITED	14.35x	-	-	+5.21%	6.34TCr
INDUSTRIAL BANK CO., LTD.	4.46x	-	-	+6.36%	4.8TCr
CRÉDIT AGRICOLE S.A.	6.98x	-	-	+7.40%	4.77TCr
CHINA CITIC BANK CO., LTD.	3.46x	-	-	+8.24%	4.07TCr
QATAR NATIONAL BANK (Q.P.S.C.)	9.16x	-	-	+4.45%	3.98TCr
JAPAN POST BANK CO., LTD.	13.18x	-	-	+3.86%	3.53TCr
Average	10.48x	-	-	+4.90%	6.77TCr
Weighted average by Cap.	10.65x	-	-	+5.25%