Cash flow The Bankers Investment Trust PLC

Equities

BNKR

GB00BN4NDR39

Investment Trusts

Real-time Estimate Cboe Europe Other stock markets 08:23:21 17/04/2026 pm IST			5-day change	1st Jan Change
141.80 ^GBX	+1.43%		+4.03%	+6.37%

14/04	Bankers Investment Trust Reports Net Asset Value	MT
10/04	Bankers Investment Trust Reports Net Asset Value	MT

fe794dcfbdfba787d8.8UwBqGMpptlaBxdEO3skGR2RQbidHLcDBAhG6Fcq27c.lS5t5Aloi5EAa3F8CxpBKUTFF8L5Q_5Wak4lpTBOqY-hKlHLB3D2izt-Qg

Published financial data: THE BANKERS INVESTMENT TRUST PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: October	2021	2022	2023	2024	2025
Gain (Loss) on Sale of Investment, Total (Rev)	31Cr	-20Cr	3.74Cr	21Cr	20Cr
Interest And Invest. Income (Rev)	3.5Cr	3.82Cr	4.18Cr	3.86Cr	3.15Cr
Other Revenues, Total	60T	48T	-	-	-
Total Revenues	34Cr	-16Cr	7.91Cr	24Cr	23Cr
Gross Profit	34Cr	-16Cr	7.91Cr	24Cr	23Cr
Selling General & Admin Expenses, Total	72.17L	77.15L	69.36L	75.19L	73.09L
Other Operating Expenses	-4T	-2T	-15T	-13T	-10T
Other Operating Expenses, Total	72.13L	77.13L	69.21L	75.06L	72.99L
Operating Income	34Cr	-17Cr	7.22Cr	24Cr	22Cr
Interest Expense, Total	-34.6L	-44.87L	-45.87L	-33.27L	-33.4L
Net Interest Expenses	-34.6L	-44.87L	-45.87L	-33.27L	-33.4L
EBT, Excl. Unusual Items	33Cr	-18Cr	6.76Cr	23Cr	22Cr
EBT, Incl. Unusual Items	33Cr	-18Cr	6.76Cr	23Cr	22Cr
Income Tax Expense	27.05L	31.46L	30.61L	32.53L	33.77L
Earnings From Continuing Operations	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Net Income to Company	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Net Income - (IS)	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Net Income to Common Incl Extra Items	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Net Income to Common Excl. Extra Items	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Per Share Items
Net EPS - Basic	0.25	-0.14	0.05	0.19	0.2
Basic EPS - Continuing Operations	0.25	-0.14	0.05	0.19	0.2
Basic Weighted Average Shares Outstanding	130.7Cr	130.76Cr	127.21Cr	118.96Cr	107Cr
Net EPS - Diluted	0.25	-0.14	0.05	0.19	0.2
Diluted EPS - Continuing Operations	0.25	-0.14	0.05	0.19	0.2
Diluted Weighted Average Shares Outstanding	130.7Cr	130.76Cr	127.21Cr	118.96Cr	107Cr
Normalized Basic EPS	0.16	-0.08	0.03	0.12	0.13
Normalized Diluted EPS	0.16	-0.08	0.03	0.12	0.13
Dividend Per Share	0.02	0.02	0.03	0.03	0.03
Payout Ratio	8.52	-16.2	48.35	13.91	13.66
Supplemental Items
EBITA	34Cr	-17Cr	7.22Cr	24Cr	22Cr
EBIT	34Cr	-17Cr	7.22Cr	24Cr	22Cr
Total Revenues (As Reported)	34Cr	-16Cr	7.91Cr	24Cr	23Cr
Effective Tax Rate - (Ratio)	0.81	-1.79	4.53	1.39	1.53
Current Domestic Taxes	-	-	-	-	-
Current Foreign Taxes	27.05L	31.46L	30.61L	31.94L	31.15L
Total Current Taxes	27.05L	31.46L	30.61L	31.94L	31.15L
Normalized Net Income	21Cr	-11Cr	4.23Cr	15Cr	14Cr
Interest on Long-Term Debt	34.6L	44.86L	45.86L	33.26L	33.36L
Supplemental Operating Expense Items
Marketing Expenses	1L	1L	68T	2L	4L
Selling and Marketing Expenses	1L	1L	68T	2L	4L
General and Administrative Expenses	61.43L	63.51L	59.66L	61.9L	58.74L

Fiscal Period: October	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2.54Cr	6.59Cr	1.45Cr	6.67Cr	3.71Cr
Trading Asset Securities, Total	85.98L	1T	1.31Cr	3.35Cr	75.45L
Total Cash And Short Term Investments	3.4Cr	6.59Cr	2.76Cr	10Cr	4.46Cr
Accounts Receivable, Total	-	-	1.36Cr	-	-
Other Receivables	16.34L	22.53L	25.4L	22.46L	24.73L
Total Receivables	16.34L	22.53L	1.61Cr	22.46L	24.73L
Prepaid Expenses	19.87L	22.44L	29.02L	24L	21.09L
Total Current Assets	3.76Cr	7.04Cr	4.66Cr	10Cr	4.92Cr
Long-term Investments	169.22Cr	143.37Cr	142.88Cr	145.53Cr	151.63Cr
Total Assets	172.98Cr	150.41Cr	147.54Cr	156.02Cr	156.55Cr
Liabilities
Accounts Payable, Total	-	16.02L	1.37Cr	-	-
Accrued Expenses, Total	33.44L	16.49L	16.47L	11.53L	11.6L
Current Portion of Long-Term Debt	-	1.5Cr	-	-	-
Other Current Liabilities	4L	9L	16.38L	11.62L	33.62L
Total Current Liabilities	37.5L	1.92Cr	1.7Cr	23.15L	45.22L
Long-Term Debt	14Cr	12Cr	12Cr	12Cr	13Cr
Total Liabilities	14Cr	14Cr	14Cr	13Cr	13Cr
Common Stock, Total	3.28Cr	3.29Cr	3.29Cr	3.29Cr	3.29Cr
Additional Paid In Capital	16Cr	16Cr	16Cr	16Cr	16Cr
Retained Earnings	138.22Cr	115.55Cr	112.84Cr	122.9Cr	123.05Cr
Comprehensive Income and Other	1.25Cr	1.25Cr	1.25Cr	1.25Cr	1.25Cr
Total Common Equity	158.74Cr	136.07Cr	133.35Cr	143.41Cr	143.57Cr
Total Equity	158.74Cr	136.07Cr	133.35Cr	143.41Cr	143.57Cr
Total Liabilities And Equity	172.98Cr	150.41Cr	147.54Cr	156.02Cr	156.55Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	131.31Cr	129.49Cr	122.1Cr	112.39Cr	97Cr
ECS Total Common Shares Outstanding	131.31Cr	129.49Cr	123.42Cr	114.59Cr	99Cr
Book Value / Share	1.21	1.05	1.08	1.25	1.45
Tangible Book Value	158.74Cr	136.07Cr	133.35Cr	143.41Cr	143.57Cr
Tangible Book Value Per Share	1.21	1.05	1.08	1.25	1.45
Total Debt	14Cr	14Cr	12Cr	12Cr	13Cr
Net Debt	10Cr	7.34Cr	9.73Cr	2.35Cr	8.06Cr
Account Code - Inventory Valuation	3	3	3	3	3

Fiscal Period: October	2021	2022	2023	2024	2025
Net Income	33Cr	-18Cr	6.46Cr	23Cr	22Cr
Amortization of Deferred Charges, Total - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-31Cr	20Cr	-3.74Cr	-21Cr	-20Cr
Other Operating Activities, Total	-12Cr	6.53Cr	2.95Cr	16Cr	17Cr
Change In Accounts Receivable	2T	1T	-58T	32T	-
Change In Accounts Payable	4L	16.02L	1.21Cr	-1.37Cr	-
Change in Other Net Operating Assets	42T	-17.36L	-1.44Cr	4L	2L
Cash from Operations	-9.8Cr	8.8Cr	5.44Cr	17Cr	18Cr
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	7.42Cr	-	-	-	-
Total Debt Issued	7.42Cr	-	-	-	-
Short Term Debt Repaid, Total	-	-	-1.5Cr	-	-
Long-Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-	-	-1.5Cr	-	-
Issuance of Common Stock	2.65Cr	-	-	-	-
Repurchase of Common Stock	-22.74L	-1.82Cr	-5.96Cr	-9.82Cr	-18Cr
Common Dividends Paid	-2.82Cr	-2.9Cr	-3.12Cr	-3.2Cr	-2.96Cr
Common & Preferred Stock Dividends Paid	-2.82Cr	-2.9Cr	-3.12Cr	-3.2Cr	-2.96Cr
Other Financing Activities, Total	-2L	-	-	-	-
Cash from Financing	7Cr	-4.72Cr	-11Cr	-13Cr	-21Cr
Foreign Exchange Rate Adjustments	-8L	-3L	81T	-14T	-7L
Net Change in Cash	-2.88Cr	4.04Cr	-5.13Cr	3.75Cr	-2.96Cr
Supplemental Items
Cash Interest Paid	30.72L	45.03L	45.25L	45.06L	33.22L
Cash Income Tax Paid (Refund)	31.03L	37.66L	32.9L	29.32L	34.93L
Levered Free Cash Flow	21Cr	-11Cr	4.06Cr	15Cr	14Cr
Unlevered Free Cash Flow	21Cr	-11Cr	4.35Cr	15Cr	14Cr
Change In Net Working Capital	-4L	5L	16.49L	3L	-22.71L
Net Debt Issued / Repaid	7.42Cr	-	-1.5Cr	-	-

Fiscal Period: October	2021	2022	2023	2024	2025
Profitability
Return on Assets	13.76	-6.63	3.03	9.74	8.93
Return on Total Capital	13.79	-6.65	3.05	9.8	8.95
Return On Equity %	23.22	-12.16	4.79	16.62	15.1
Return on Common Equity	23.22	-12.16	4.79	16.62	15.1
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	2.1	-4.71	8.77	3.08	3.17
EBITA Margin %	97.9	104.71	91.25	96.92	96.84
EBIT Margin %	97.9	104.71	91.25	96.92	96.84
Income From Continuing Operations Margin %	96.11	109.37	81.59	94.23	93.92
Net Income Margin %	96.11	109.37	81.59	94.23	93.92
Net Avail. For Common Margin %	96.11	109.37	81.59	94.23	93.92
Normalized Net Income Margin	60.56	67.15	53.41	59.73	59.62
Levered Free Cash Flow Margin	60.68	67.44	51.33	59.59	60.6
Unlevered Free Cash Flow Margin	61.3	65.73	54.95	60.44	61.51
Asset Turnover
Asset Turnover	0.22	-0.1	0.05	0.16	0.15
Short Term Liquidity
Current Ratio	10.04	3.67	2.74	45.31	10.88
Quick Ratio	9.51	3.56	2.57	44.27	10.42
Operating Cash Flow to Current Liabilities	-26.12	4.59	3.2	72.43	40.71
Long Term Solvency
Total Debt/Equity	8.74	10.24	9.37	8.63	8.73
Total Debt / Total Capital	8.03	9.29	8.56	7.94	8.03
LT Debt/Equity	8.74	9.13	9.37	8.63	8.73
Long-Term Debt / Total Capital	8.03	8.29	8.56	7.94	8.03
Total Liabilities / Total Assets	8.23	9.54	9.62	8.08	8.29
EBIT / Interest Expense	97.34	-38.23	15.74	71.09	66.89
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	386.17	-147.62	-148.3	208.41	-5.46
Gross Profit, 1 Yr. Growth %	386.17	-147.62	-148.3	208.41	-5.46
EBITA, 1 Yr. Growth %	421.98	-150.93	-142.09	227.58	-5.55
EBIT, 1 Yr. Growth %	421.98	-150.93	-142.09	227.58	-5.55
Earnings From Cont. Operations, 1 Yr. Growth %	454.42	-154.19	-136.03	256.2	-5.77
Net Income, 1 Yr. Growth %	454.42	-154.19	-136.03	256.2	-5.77
Normalized Net Income, 1 Yr. Growth %	442.23	-152.81	-138.41	244.88	-5.63
Diluted EPS Before Extra, 1 Yr. Growth %	438.73	-154.16	-137.04	280.91	4.77
Accounts Receivable, 1 Yr. Growth %	-	-	-	-	-
Total Assets, 1 Yr. Growth %	30.18	-13.05	-1.91	5.75	0.34
Tangible Book Value, 1 Yr. Growth %	25.89	-14.28	-1.99	7.55	0.11
Common Equity, 1 Yr. Growth %	25.89	-14.28	-1.99	7.55	0.11
Cash From Operations, 1 Yr. Growth %	150.58	-189.81	-38.2	208.41	0.94
Levered Free Cash Flow, 1 Yr. Growth %	453.19	-152.93	-136.76	258.06	-3.85
Unlevered Free Cash Flow, 1 Yr. Growth %	432.06	-151.06	-140.38	239.23	-3.79
Dividend Per Share, 1 Yr. Growth %	1.02	6.99	9.97	5	2.08
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	58.4	52.16	-52.04	22.05	70.75
Gross Profit, 2 Yr. CAGR %	58.4	52.16	-52.04	22.05	70.75
EBITA, 2 Yr. CAGR %	60.14	63.05	-53.7	17.43	75.9
EBIT, 2 Yr. CAGR %	60.14	63.05	-53.7	17.43	75.9
Earnings From Cont. Operations, 2 Yr. CAGR %	61.74	73.33	-55.81	13.29	83.21
Net Income, 2 Yr. CAGR %	61.74	73.33	-55.81	13.29	83.21
Normalized Net Income, 2 Yr. CAGR %	61.19	69.21	-54.96	15.1	80.4
Diluted EPS Before Extra, 2 Yr. CAGR %	56.65	70.82	-55.21	18.77	99.77
Accounts Receivable, 2 Yr. CAGR %	-	-	-	-	-
Total Assets, 2 Yr. CAGR %	18.47	6.39	-7.65	1.85	3.01
Tangible Book Value, 2 Yr. CAGR %	16.82	3.88	-8.34	2.66	3.76
Common Equity, 2 Yr. CAGR %	16.82	3.88	-8.34	2.66	3.76
Cash From Operations, 2 Yr. CAGR %	27.64	50.01	-25.5	38.05	84.01
Levered Free Cash Flow, 2 Yr. CAGR %	59.64	71.12	-55.89	14.72	85.54
Unlevered Free Cash Flow, 2 Yr. CAGR %	58.64	64.83	-54.59	17.03	80.66
Dividend Per Share, 2 Yr. CAGR %	2.04	3.96	8.47	7.45	3.53
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	167.7	6.11	3.8	-10.81	12.09
Gross Profit, 3 Yr. CAGR %	167.7	6.11	3.8	-10.81	12.09
EBITA, 3 Yr. CAGR %	200.06	9.31	3.82	-11.11	9.21
EBIT, 3 Yr. CAGR %	200.06	9.31	3.82	-11.11	9.21
Earnings From Cont. Operations, 3 Yr. CAGR %	251.94	12.34	2.68	-11.4	6.54
Net Income, 3 Yr. CAGR %	251.94	12.34	2.68	-11.4	6.54
Normalized Net Income, 3 Yr. CAGR %	228.45	11.12	3.23	-11.23	7.73
Diluted EPS Before Extra, 3 Yr. CAGR %	244.53	9.95	2.62	-8.58	13.91
Accounts Receivable, 3 Yr. CAGR %	-	-	-	-	-
Total Assets, 3 Yr. CAGR %	15.26	6.86	3.55	-3.38	1.34
Tangible Book Value, 3 Yr. CAGR %	14.35	5.37	1.88	-3.33	1.8
Common Equity, 3 Yr. CAGR %	14.35	5.37	1.88	-3.33	1.8
Cash From Operations, 3 Yr. CAGR %	70.77	13.52	11.62	19.62	27.9
Levered Free Cash Flow, 3 Yr. CAGR %	355.54	10.49	2.48	-11.35	8.16
Unlevered Free Cash Flow, 3 Yr. CAGR %	792.4	8.72	3.13	-11.24	9.63
Dividend Per Share, 3 Yr. CAGR %	3.37	3.66	5.92	7.3	5.63
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	13.65	-2.08	34.57	12.22	26.66
Gross Profit, 5 Yr. CAGR %	13.65	-2.08	34.57	12.22	26.66
EBITA, 5 Yr. CAGR %	13.68	-0.7	42.09	12.49	28.2
EBIT, 5 Yr. CAGR %	13.68	-0.7	42.09	12.49	28.2
Earnings From Cont. Operations, 5 Yr. CAGR %	13.93	0.7	53.46	12.72	29.44
Net Income, 5 Yr. CAGR %	13.93	0.7	53.46	12.72	29.44
Normalized Net Income, 5 Yr. CAGR %	13.97	0.16	48.36	12.7	29.05
Diluted EPS Before Extra, 5 Yr. CAGR %	11.78	-0.59	52.34	13.4	33.95
Accounts Receivable, 5 Yr. CAGR %	-	-	49.2	-	-
Total Assets, 5 Yr. CAGR %	11.5	5.48	5.48	4.83	3.33
Tangible Book Value, 5 Yr. CAGR %	11.36	4.78	4.67	4.28	2.63
Common Equity, 5 Yr. CAGR %	11.36	4.78	4.67	4.28	2.63
Cash From Operations, 5 Yr. CAGR %	53.28	31.21	22.55	22.76	36.33
Levered Free Cash Flow, 5 Yr. CAGR %	13.03	-0.21	79.03	12.17	29.95
Unlevered Free Cash Flow, 5 Yr. CAGR %	12.76	-1.05	171.13	11.97	29.06
Dividend Per Share, 5 Yr. CAGR %	5.06	4.59	5.38	5.16	4.96