Income Statement Sumitomo Mitsui Trust Group, Inc.

Stocks

8309

JP3892100003

Banks

Market Closed - Japan Exchange Other stock markets 12:00:00 16/07/2026 pm IST			5-day change	1st Jan Change
6,700.00 ^JPY	-0.84%		+1.87%	+40.26%

08/07	Sumitomo Mitsui Trust Bank Signs $1.5 Billion Deal With NZ Infrastructure Investment Manager Morrison	MT
07/07	Sumitomo Mitsui Trust Bank to Acquire 15% Stake in NZ-Based Morrison	MT

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Published financial data: SUMITOMO MITSUI TRUST GROUP, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022	2023	2024	2025	2026
Interest Income On Loans	26TCr	43TCr	63TCr	69TCr	70TCr
Interest Income On Investments	11TCr	23TCr	37TCr	47TCr	57TCr
Interest Income, Total	38TCr	66TCr	1,00900Cr	1,16000Cr	1,26900Cr
Interest On Deposits	3.66TCr	31TCr	65TCr	75TCr	75TCr
Total Interest On Borrowings	7.12TCr	24TCr	48TCr	52TCr	54TCr
Interest Expense, Total	11TCr	55TCr	1,12900Cr	1,26500Cr	1,29100Cr
Net Interest Income	27TCr	11TCr	-12TCr	-11TCr	-2.2TCr
Trust Income	11TCr	11TCr	12TCr	12TCr	13TCr
Income From Trading Activities	1.35TCr	1.04TCr	7.59TCr	10TCr	8.87TCr
Gain (Loss) on Sale of Assets	-24Cr	-93Cr	-63Cr	-28Cr	-99Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-3.74TCr	472.2Cr	-19TCr	3TCr	14TCr
Income (Loss) on Equity Invest. (Income Block)	-	-	-	2.26TCr	-
Total Other Non Interest Income	81TCr	95TCr	1,14700Cr	1,35900Cr	1,32600Cr
Non Interest Income, Total	89TCr	1,06900Cr	1,15200Cr	1,63500Cr	1,68200Cr
Revenues Before Provison For Loan Losses	1,16200Cr	1,17800Cr	1,03200Cr	1,52900Cr	1,66000Cr
Provision For Loan Losses	3.77TCr	154.7Cr	754.7Cr	-	2.26TCr
Total Revenues	1,12400Cr	1,17700Cr	1,02500Cr	1,52900Cr	1,63700Cr
Selling General & Admin Expenses, Total	44TCr	46TCr	51TCr	51TCr	57TCr
Total Other Non Interest Expense	46TCr	43TCr	42TCr	65TCr	66TCr
Non Interest Expense, Total	89TCr	89TCr	92TCr	1,16200Cr	1,23700Cr
EBT, Excl. Unusual Items	23TCr	28TCr	10TCr	37TCr	40TCr
Asset Writedown	-146.8Cr	-1.82TCr	-740.7Cr	-1.3TCr	-1.4TCr
Other Unusual Items	-10L	466.7Cr	468.8Cr	-	4.15TCr
EBT, Incl. Unusual Items	23TCr	27TCr	9.8TCr	35TCr	43TCr
Income Tax Expense	5.78TCr	7.94TCr	1.76TCr	9.53TCr	11TCr
Earnings From Continuing Operations	17TCr	19TCr	8.03TCr	26TCr	32TCr
Net Income to Company	17TCr	19TCr	8.03TCr	26TCr	32TCr
Minority Interest	-115.7Cr	-102.9Cr	-114.1Cr	-150.3Cr	-297.8Cr
Net Income - (IS)	17TCr	19TCr	7.92TCr	26TCr	32TCr
Net Income to Common Incl Extra Items	17TCr	19TCr	7.92TCr	26TCr	32TCr
Net Income to Common Excl. Extra Items	17TCr	19TCr	7.92TCr	26TCr	32TCr
Per Share Items
Net EPS - Basic	225.7	258.57	109.16	359.57	451.8
Basic EPS - Continuing Operations	225.7	258.57	109.16	359.57	451.8
Basic Weighted Average Shares Outstanding	75Cr	74Cr	73Cr	72Cr	70Cr
Net EPS - Diluted	225.56	258.42	109.09	359.37	451.56
Diluted EPS - Continuing Operations	225.56	258.42	109.09	359.37	451.56
Diluted Weighted Average Shares Outstanding	75Cr	74Cr	73Cr	72Cr	70Cr
Normalized Basic EPS	189.9	239.67	85.17	318.39	351.89
Normalized Diluted EPS	189.78	239.53	85.12	318.22	351.7
Dividend Per Share	85	105	110	145	185
Payout Ratio	34.37	36.92	101.04	35.66	36.26
American Depositary Receipts Ratio (ADR)	0.2	0.2	0.2	0.2	0.2
Supplemental Items
Effective Tax Rate - (Ratio)	25.33	29.24	18	26.89	25.12
Total Current Taxes	-	-	-	11TCr	-
Total Deferred Taxes	-	-	-	-989.6Cr	-
Normalized Net Income	14TCr	18TCr	6.18TCr	23TCr	25TCr
Non-Cash Pension Expense	-1.95TCr	-1.53TCr	-1.17TCr	-2.27TCr	-960.5Cr

Fiscal Period: March	2022	2023	2024	2025	2026
Assets
Cash And Equivalents	18,22300Cr	21,60200Cr	22,83200Cr	23,06200Cr	24,04100Cr
Investment Securities, Total	9,53700Cr	8,44900Cr	11,72700Cr	13,22200Cr	15,02800Cr
Trading Asset Securities, Total	97TCr	1,51500Cr	2,01600Cr	3,42300Cr	3,33400Cr
Total investments	10,50400Cr	9,96400Cr	13,74300Cr	16,64600Cr	18,36200Cr
Gross Loans	30,88200Cr	31,83500Cr	33,44600Cr	32,94600Cr	33,29800Cr
Allowance For Loan Losses	-16TCr	-13TCr	-12TCr	-13TCr	-14TCr
Net Loans	30,71800Cr	31,70500Cr	33,32800Cr	32,81600Cr	33,15500Cr
Gross Property Plant And Equipment	-	-	-	42TCr	-
Accumulated Depreciation	-	-	-	-20TCr	-
Net Property Plant And Equipment	22TCr	22TCr	23TCr	22TCr	22TCr
Goodwill	2.95TCr	2.17TCr	1.48TCr	808.2Cr	279.2Cr
Other Intangibles, Total	9.62TCr	11TCr	13TCr	17TCr	19TCr
Accrued Interest Receivable	-	-	-	30TCr	-
Other Receivables	-	-	-	2,43300Cr	-
Restricted Cash	1.63TCr	1.61TCr	2.26TCr	82TCr	4.11TCr
Other Current Assets, Total	57TCr	61TCr	64TCr	73TCr	67TCr
Deferred Tax Assets Long-Term (Collected)	1.56TCr	1.07TCr	792.9Cr	819.7Cr	1.29TCr
Other Long-Term Assets, Total	4,23500Cr	4,76100Cr	4,92700Cr	1,04200Cr	5,48600Cr
Total Assets	64,63300Cr	69,02300Cr	75,87700Cr	78,24700Cr	82,17400Cr
Liabilities
Accrued Expenses, Total	2.13TCr	1.95TCr	2.13TCr	22TCr	2.3TCr
Interest Bearing Deposits	39,81800Cr	42,84800Cr	46,63900Cr	38,24100Cr	50,35000Cr
Non-Interest Bearing Deposits	-	-	-	9,12500Cr	-
Total Deposits	39,81800Cr	42,84800Cr	46,63900Cr	47,36600Cr	50,35000Cr
Short-Term Borrowings	4,67200Cr	5,27600Cr	5,96800Cr	12,82600Cr	5,63800Cr
Current Portion of Long-Term Debt	-	-	-	6,56300Cr	-
Long-Term Debt	13,52900Cr	12,87400Cr	14,41700Cr	6,06600Cr	15,15600Cr
Long-Term Leases	-	-	-	1.28TCr	-
Current Income Taxes Payable	-	-	-	6.15TCr	-
Other Current Liabilities - (Bank / Utility Template)	1,44800Cr	2,03500Cr	2,36300Cr	1,22600Cr	3,48200Cr
Unearned Revenue Non Current	-	-	-	11TCr	-
Pension & Other Post Retirement Benefits	1.36TCr	1.37TCr	1.4TCr	1.26TCr	1.12TCr
Deferred Tax Liability Non-Current	4.65TCr	6.8TCr	20TCr	14TCr	25TCr
Other Non Current Liabilities	2,34000Cr	3,06600Cr	3,11300Cr	52TCr	3,67600Cr
Total Liabilities	61,88800Cr	66,20000Cr	72,73900Cr	75,12000Cr	78,58300Cr
Common Stock, Total	26TCr	26TCr	26TCr	26TCr	26TCr
Additional Paid In Capital	58TCr	55TCr	53TCr	51TCr	42TCr
Retained Earnings	1,68300Cr	1,80300Cr	1,80200Cr	1,96800Cr	2,17100Cr
Treasury Stock	-271.4Cr	-2.29TCr	-2.36TCr	-3.64TCr	-604.1Cr
Comprehensive Income and Other	20TCr	21TCr	54TCr	40TCr	71TCr
Total Common Equity	2,71700Cr	2,79300Cr	3,10700Cr	3,09700Cr	3,55800Cr
Minority Interest	2.87TCr	2.95TCr	3.05TCr	3.04TCr	3.28TCr
Total Equity	2,74500Cr	2,82300Cr	3,13800Cr	3,12700Cr	3,59100Cr
Total Liabilities And Equity	64,63300Cr	69,02300Cr	75,87700Cr	78,24700Cr	82,17400Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	75Cr	73Cr	72Cr	71Cr	69Cr
ECS Total Common Shares Outstanding	75Cr	73Cr	72Cr	71Cr	70Cr
Book Value / Share	3.63T	3.84T	4.32T	4.36T	5.11T
Tangible Book Value	2,59100Cr	2,66200Cr	2,95800Cr	2,92200Cr	3,37000Cr
Tangible Book Value Per Share	3.46T	3.66T	4.11T	4.11T	4.84T
Average Loans	31,73600Cr	31,85900Cr	33,62400Cr	-	32,73700Cr
Total Debt	18,20100Cr	18,15000Cr	20,38500Cr	25,46700Cr	20,79400Cr
Debt Equivalent of Unfunded Proj. Benefit Obligation	-18TCr	-22TCr	-32TCr	-31TCr	-57TCr
Net Debt	-1,79300Cr	-5,51300Cr	-5,10600Cr	-1,82200Cr	-7,24900Cr
Full Time Employees	22.02T	22.46T	22.91T	-	22.53T

Fiscal Period: March	2022	2023	2024	2025	2026
Net Income	23TCr	27TCr	9.8TCr	26TCr	43TCr
Depreciation, Depletion & Amortization	3.08TCr	3.28TCr	3.76TCr	4.3TCr	5TCr
Amortization of Goodwill and Intangible Assets - (CF)	788.2Cr	800.1Cr	702.3Cr	673.4Cr	402.5Cr
Total Depreciation, Depletion & Amortization	3.87TCr	4.08TCr	4.46TCr	4.97TCr	5.41TCr
(Gain) Loss On Sale of Asset - (CF)	170.3Cr	1.91TCr	803.7Cr	28Cr	1.49TCr
(Gain) Loss on Sale of Investments - (CF)	5.55TCr	1.73TCr	18TCr	-4.3TCr	-13TCr
Total Asset Writedown	-	-	-	1.3TCr	-
(Income) Loss On Equity Investments - (CF)	-1.55TCr	-1.81TCr	-1.87TCr	-2.26TCr	-2.38TCr
Change in Trading Asset Securities	4.52TCr	1.89TCr	-21TCr	-28TCr	-26TCr
Change in Unearned Revenues	-	-	-	43Cr	-
Change in Other Net Operating Assets (Collected)	1,43700Cr	-83TCr	60TCr	2,76700Cr	-46TCr
Other Operating Activities	-1,10000Cr	6.71TCr	-20TCr	50TCr	-1,38600Cr
Cash from Operations	69TCr	-41TCr	50TCr	3,25000Cr	-1,76400Cr
Capital Expenditure	-888.2Cr	-865.8Cr	-1.78TCr	-1.29TCr	-1.67TCr
Sale of Property, Plant, and Equipment	195Cr	36Cr	40Cr	207.1Cr	70Cr
Cash Acquisitions	-	-	-	-	-
Purchase / Sale of Intangible Assets	-4.29TCr	-5.42TCr	-5.87TCr	-7.29TCr	-7.36TCr
Investment in Marketable and Equity Securities, Total	-82TCr	1,02300Cr	-2,50600Cr	-1,66700Cr	-1,46400Cr
Other Investing Activities, Total	-440.1Cr	-	-204.3Cr	-1.33TCr	500.2Cr
Cash from Investing	-88TCr	96TCr	-2,58400Cr	-1,76400Cr	-1,54900Cr
Long-Term Debt Issued, Total	2.49TCr	1.99TCr	4.58TCr	15TCr	13TCr
Total Debt Issued	2.49TCr	1.99TCr	4.58TCr	15TCr	13TCr
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-9.15TCr	-12TCr	-3TCr	-7TCr	-15TCr
Total Debt Repaid	-9.15TCr	-12TCr	-3TCr	-7TCr	-15TCr
Issuance of Common Stock	-	10L	20L	10L	-
Repurchase of Common Stock	-2.1Cr	-5.04TCr	-2.11TCr	-3.35TCr	-6TCr
Common Dividends Paid	-5.81TCr	-7.05TCr	-8TCr	-9.19TCr	-12TCr
Common & Preferred Stock Dividends Paid	-5.81TCr	-7.05TCr	-8TCr	-9.19TCr	-12TCr
Net Increase (Decrease) in Deposit Accounts - (CF)	-81TCr	3,03000Cr	3,79100Cr	73TCr	2,98400Cr
Other Financing Activities, Total	-34Cr	-42Cr	-43Cr	-136.1Cr	-61Cr
Cash from Financing	-94TCr	2,81300Cr	3,70500Cr	68TCr	2,78800Cr
Foreign Exchange Rate Adjustments	5.91TCr	8TCr	4.06TCr	5.93TCr	1.42TCr
Miscellaneous Cash Flow Adjustments	-10L	10L	-10L	-10L	20L
Net Change in Cash	-1,06500Cr	3,43900Cr	1,66500Cr	2,22500Cr	-51TCr
Supplemental Items
Cash Interest Paid	-	-	-	1,26100Cr	-
Cash Income Tax Paid (Refund)	5.59TCr	7.72TCr	4.15TCr	1.83TCr	11TCr
Net Debt Issued / Repaid	-6.66TCr	-9.62TCr	1.58TCr	7.92TCr	-2.1TCr

Fiscal Period: March	2022	2023	2024	2025	2026
Profitability
Return on Assets	0.27	0.29	0.11	0.34	0.4
Return On Equity %	6.23	6.9	2.7	8.27	9.54
Return on Common Equity	6.25	6.93	2.68	8.31	9.54
Shareholders Value Added	-15TCr	-13TCr	-27TCr	-11TCr	-7.77TCr
Margin Analysis
SG&A Margin	38.76	39.13	49.38	33.54	34.98
Net Interest Income / Total Revenues %	23.83	9.25	-11.75	-6.89	-1.35
EBT Excl. Non-Recurring Items Margin %	20.42	24.22	9.83	24.02	24.46
Income From Continuing Operations Margin %	15.15	16.32	7.84	16.94	19.58
Net Income Margin %	15.04	16.23	7.73	16.85	19.4
Net Avail. For Common Margin %	15.04	16.23	7.73	16.85	19.4
Normalized Net Income Margin	12.66	15.05	6.03	14.92	15.11
Asset quality
Nonperforming Loans / Total Loans %	0.71	0.48	0.35	0.32	0.24
Nonperforming Loans / Total Assets %	0.34	0.22	0.15	0.13	0.1
Nonperforming Assets / Total Assets %	0.34	0.22	0.15	0.13	0.1
NPAs / Loans and OREO	0.71	0.48	0.35	0.32	0.24
NPAs / Equity	8.02	5.38	3.71	3.34	2.23
Allowance for Credit Losses / Net Charge-offs %	589.57	485.3	491.87	366.57	626.6
Allowance for Credit Losses / Nonperforming Loans %	74.21	85.54	101.18	124.33	178.27
Allowance for Credit Losses / Total Loans %	0.53	0.41	0.35	0.39	0.43
Net Charge-offs / Total Average Loans %	0.09	0.08	0.07	-	0.07
Provision for Loan Losses / Net Charge-offs %	136.01	5.78	31.51	-	99.22
Earning Assets / IBL	100.27	100.83	100.21	-	100.21
Capital And Funding
Total Average Common Equity / Total Average Assets %	4.27	4.12	4.07	4.03	4.15
Total Average Equity / Total Average Assets %	4.31	4.17	4.11	4.06	4.19
Total Equity + Allowance for Loan Losses / Total Loans %	9.33	9.18	9.64	9.79	11.11
Gross Loans / Total Deposits %	77.56	74.3	71.71	69.56	66.13
Net Loans / Total Deposits %	77.15	73.99	71.46	69.28	65.85
Tier 1 Capital Ratio %	9.9	12.01	12.55	12.96	12.31
Total Capital Ratio %	15.61	13.24	13.64	14.34	13.69
Core Tier 1 Capital Ratio	-	10.79	11.35	11.52	11.01
Tier 2 Capital Ratio	-	1.24	1.1	-	1.37
Interbank Ratio	-	-	-	121.88	-
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	4.2	2.13	1.21	1.69	1.79
EBT + Interest Expense / Interest Expense	3.11	1.49	1.09	1.28	1.33
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	18.34	-59.35	-210.6	-12.41	-79.1
Non Interest Income, 1 Yr. Growth %	6.47	19.63	7.79	43.78	2.87
Provision For Loan Losses, 1 Yr. Growth %	1.05T	-95.9	387.85	-	-
Total Revenues, 1 Yr. Growth %	5.78	4.68	-12.91	50.44	7.04
Earnings From Cont. Operations, 1 Yr. Growth %	18.27	12.8	-58.16	222.55	23.7
Net Income, 1 Yr. Growth %	18.9	12.97	-58.53	225.3	23.26
Normalized Net Income, 1 Yr. Growth %	26.59	24.45	-65.1	252.47	8.42
Diluted EPS Before Extra, 1 Yr. Growth %	18.9	14.57	-57.78	229.41	25.65
Dividend Per Share, 1 Yr. Growth %	13.33	23.53	4.76	31.82	27.59
Gross Loans, 1 Yr. Growth %	1.2	3.09	5.06	-3.57	1.07
Allowance For Loan Losses, 1 Yr. Growth %	26.42	-20.43	-9.38	10.32	9.89
Net Loans, 1 Yr. Growth %	1.09	3.21	5.12	-3.62	1.03
Non Performing Loans, 1 Yr. Growth %	71	-30.97	-23.39	-10.22	-23.36
Non Performing Assets, 1 Yr. Growth %	71	-30.97	-23.39	-10.22	-23.36
Total Assets, 1 Yr. Growth %	3.97	6.79	9.93	3.12	5.02
Total Deposits, 1 Yr Growth %	-1.99	7.61	8.85	1.56	6.3
Tangible Book Value, 1 Yr. Growth %	0.33	2.75	11.12	-1.21	15.34
Average Interest Earning Assets, 1 Yr. Growth %	5.51	3.71	7.24	-	-
Average Interest Bearing Liabilities, 1 Yr. Growth %	5.18	3.13	7.91	-	-
Common Equity, 1 Yr. Growth %	0.81	2.81	11.25	-0.33	14.89
Total Equity, 1 Yr. Growth %	0.83	2.82	11.16	-0.33	14.83
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	44.93	-30.64	-32.95	-	-57.21
Non Interest Income, 2 Yr. CAGR %	-5.91	12.86	13.56	-	21.62
Provision For Loan Losses, 2 Yr. CAGR %	-	-31.29	-55.25	-	-
Total Revenues, 2 Yr. CAGR %	-0.58	5.23	-4.52	-	26.9
Earnings From Cont. Operations, 2 Yr. CAGR %	1.55	15.5	-31.3	-	99.75
Net Income, 2 Yr. CAGR %	1.84	15.9	-31.56	-	100.24
Normalized Net Income, 2 Yr. CAGR %	-5.85	25.51	-34.09	-	95.49
Diluted EPS Before Extra, 2 Yr. CAGR %	1.95	16.71	-30.46	-	103.45
Dividend Per Share, 2 Yr. CAGR %	6.46	18.32	13.76	-	29.68
Gross Loans, 2 Yr. CAGR %	0.71	2.14	4.07	-	-1.28
Allowance For Loan Losses, 2 Yr. CAGR %	13.33	0.3	-15.09	-	10.1
Net Loans, 2 Yr. CAGR %	0.65	2.15	4.16	-	-1.32
Non Performing Loans, 2 Yr. CAGR %	48.06	8.65	-27.28	-	-17.05
Non Performing Assets, 2 Yr. CAGR %	48.06	8.65	-27.28	-	-17.05
Total Assets, 2 Yr. CAGR %	6.96	5.37	8.35	-	4.07
Total Deposits, 2 Yr CAGR %	4.38	2.7	8.23	-	3.9
Tangible Book Value, 2 Yr. CAGR %	3.32	1.53	6.85	-	6.74
Average Interest Earning Assets, 2 Yr. CAGR %	7	4.61	5.46	-	-
Average Interest Bearing Liabilities, 2 Yr. CAGR %	7.21	4.15	5.5	-	-
Common Equity, 2 Yr. CAGR %	3.09	1.81	6.95	-	7.01
Total Equity, 2 Yr. CAGR %	2.94	1.82	6.91	-	6.98
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	25.59	-5.13	-18.97	-	-41.28
Non Interest Income, 3 Yr. CAGR %	-0.38	1.93	11.14	-	16.3
Provision For Loan Losses, 3 Yr. CAGR %	-	-	32.06	-	144.51
Total Revenues, 3 Yr. CAGR %	2.64	1.14	-1.2	-	11.64
Earnings From Cont. Operations, 3 Yr. CAGR %	-1.98	5.17	-17.66	-	18.62
Net Income, 3 Yr. CAGR %	-0.93	5.42	-17.72	-	18.47
Normalized Net Income, 3 Yr. CAGR %	-2.58	3.33	-18.07	-	11.79
Diluted EPS Before Extra, 3 Yr. CAGR %	-0.55	5.99	-16.84	-	20.45
Dividend Per Share, 3 Yr. CAGR %	6.69	11.87	13.62	-	20.78
Gross Loans, 3 Yr. CAGR %	1.28	1.5	3.1	-	1.51
Allowance For Loan Losses, 3 Yr. CAGR %	17.87	0.73	-3.04	-	3.18
Net Loans, 3 Yr. CAGR %	1.21	1.5	3.13	-	1.5
Non Performing Loans, 3 Yr. CAGR %	29.78	14.81	-3.29	-	-19.22
Non Performing Assets, 3 Yr. CAGR %	29.78	14.81	-3.29	-	-19.22
Total Assets, 3 Yr. CAGR %	4.26	6.9	6.87	-	5.99
Total Deposits, 3 Yr CAGR %	1.36	5.44	4.71	-	5.53
Tangible Book Value, 3 Yr. CAGR %	1.16	3.13	4.63	-	8.18
Average Interest Earning Assets, 3 Yr. CAGR %	-	5.89	5.48	-	6.39
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	5.83	5.39	-	6.61
Common Equity, 3 Yr. CAGR %	0.77	3	4.86	-	8.41
Total Equity, 3 Yr. CAGR %	0.18	2.9	4.84	-	8.36
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	4.1	-9.58	-2.29	-3.72	-37.24
Non Interest Income, 5 Yr. CAGR %	0.53	4.31	4.98	10.12	14.91
Provision For Loan Losses, 5 Yr. CAGR %	3.92	-	-	-	47.16
Total Revenues, 5 Yr. CAGR %	1.21	2.38	-0.28	6.11	9.03
Earnings From Cont. Operations, 5 Yr. CAGR %	4.87	2.99	-14.97	9.44	17.37
Net Income, 5 Yr. CAGR %	6.84	4.4	-14.55	9.58	17.43
Normalized Net Income, 5 Yr. CAGR %	5.21	4.45	-16.68	7.29	17.09
Diluted EPS Before Extra, 5 Yr. CAGR %	7.3	5.06	-13.81	10.61	18.94
Dividend Per Share, 5 Yr. CAGR %	5.51	10.07	9.46	14.09	19.79
Gross Loans, 5 Yr. CAGR %	1.86	2.35	2.38	1.59	1.76
Allowance For Loan Losses, 5 Yr. CAGR %	7.12	4.78	3.38	0.43	2.02
Net Loans, 5 Yr. CAGR %	1.83	2.34	2.38	1.59	1.76
Non Performing Loans, 5 Yr. CAGR %	19.26	14.39	2.94	0.81	-9.05
Non Performing Assets, 5 Yr. CAGR %	19.26	14.39	2.94	0.81	-9.05
Total Assets, 5 Yr. CAGR %	-0.25	0.19	5.88	6.73	5.74
Total Deposits, 5 Yr CAGR %	-1.68	-0.49	4.06	5.32	4.38
Tangible Book Value, 5 Yr. CAGR %	2.88	1.86	3.4	3.78	5.47
Average Interest Earning Assets, 5 Yr. CAGR %	5.35	4.68	-	-	5.67
Average Interest Bearing Liabilities, 5 Yr. CAGR %	1.46	0.01	-	-	5.62
Common Equity, 5 Yr. CAGR %	1.98	1.24	3.2	3.91	5.72
Total Equity, 5 Yr. CAGR %	-0.33	-0.35	2.82	3.84	5.69