Business Segments Standard Bank Group Limited

Equities

SBK

ZAE000109815

Banks

End-of-day quote Johannesburg S.E. Other stock markets 05/06/2026			5-day change	1st Jan Change
306.98 ^ZAR	+0.32%		-2.36%	+5.71%

04/06	South African Markets - Factors to watch on June 4	RE
22/05	South African rand largely steady as traders await rate decision next week	RE

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (ZAR)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Banking - Corporate & Investment Banking	4.07TCr	4.62TCr	6.19TCr	6.31TCr	7.23TCr
Total Assets	1,30300Cr	1,41100Cr	1,54500Cr	1,69100Cr	1,94900Cr
Income Tax Expense	-	-	578.5Cr	632.9Cr	841.4Cr
EBT	1.92TCr	2.24TCr	3TCr	2.99TCr	3.65TCr
D&A	-	-	55Cr	64Cr	73Cr
Net Income	1.34TCr	1.49TCr	2.35TCr	2.36TCr	2.83TCr
Banking - Personal & Private Banking	4.03TCr	4.62TCr	4.6TCr	4.85TCr	5.02TCr
Total Assets	68TCr	69TCr	74TCr	75TCr	76TCr
Income Tax Expense	-	-	303.4Cr	332.5Cr	334.8Cr
EBT	1.06TCr	1.35TCr	1.62TCr	1.49TCr	1.53TCr
D&A	-	-	463Cr	433.8Cr	405.1Cr
Net Income	682.8Cr	901.9Cr	1.18TCr	1.19TCr	1.23TCr
Banking - Business & Commercial Banking	2.41TCr	3.04TCr	3.46TCr	3.5TCr	3.6TCr
Total Assets	26TCr	29TCr	25TCr	25TCr	25TCr
Income Tax Expense	-	-	323.3Cr	359Cr	336.1Cr
EBT	736.3Cr	1.18TCr	1.37TCr	1.32TCr	1.32TCr
D&A	-	-	55Cr	56Cr	58Cr
Net Income	526.4Cr	818Cr	1.02TCr	958Cr	988.4Cr
ICBCS	-	-	-	-	-
Total Assets	424.8Cr	665.7Cr	865.2Cr	930.2Cr	950.1Cr
Income Tax Expense	-	-	-	-	-
EBT	-	191.7Cr	128.6Cr	-	-
Net Income	50Cr	191.7Cr	128.6Cr	105.4Cr	154.4Cr
Banking Activities - Personal & Business Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Total Assets	-	-	-	-	-
Banking Activities - Central and Other	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Banking Activities - Corporate & Investment Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Banking - Central and Other	-132Cr	-149Cr	-358.5Cr	-313.7Cr	-401.9Cr
Total Assets	-104.7Cr	1.51TCr	399.5Cr	161.2Cr	656.4Cr
Income Tax Expense	-	-	67Cr	118Cr	164Cr
EBT	81Cr	104.4Cr	119.6Cr	120.7Cr	149.1Cr
D&A	-	-	112.8Cr	104.5Cr	88Cr
Net Income	-65Cr	-113.2Cr	-9Cr	4.1Cr	-14Cr
Life Insurance
Insurance & Asset Management	1.94TCr	2.36TCr	2.24TCr	2.31TCr	2.59TCr
Total Assets	48TCr	47TCr	51TCr	56TCr	65TCr
Income Tax Expense	-	-	334.6Cr	309.6Cr	512.4Cr
EBT	1.94TCr	426.3Cr	739.7Cr	705.4Cr	984.1Cr
Net Income	-49Cr	172.7Cr	364.2Cr	399Cr	475.3Cr

Geographical Revenue Distribution History

Geographical breakdown of sales (ZAR)

Fiscal Period: December	2021	2022	2023	2024	2025
South Africa	9.03TCr	9.77TCr	10TCr	11TCr	12TCr
Total Assets	2,24200Cr	2,31800Cr	2,46500Cr	2,52400Cr	2,92800Cr
Net Income	1.55TCr	2.16TCr	1.97TCr	2.2TCr	2.45TCr
Africa Regions and International	-	-	7.4TCr	7.27TCr	7.95TCr
Total Assets	-	-	88TCr	92TCr	98TCr
Net Income	-	-	2.33TCr	2.27TCr	2.48TCr
Africa Regions	4.04TCr	5.55TCr	-	-	-
Total Assets	56TCr	64TCr	-	-	-
Net Income	910.5Cr	1.17TCr	-	-	-
International	305.4Cr	442.5Cr	-	-	-
Total Assets	16TCr	17TCr	-	-	-
Net Income	41Cr	105.4Cr	-	-	-
Eliminations	-75Cr	-72Cr	-14Cr	-101.3Cr	-457.7Cr
Total Assets	-24TCr	-24TCr	-28TCr	-17TCr	-29TCr
Net Income	-40L	-1.9Cr	-1.4Cr	-19Cr	-18Cr