Cash flow Sompo Holdings, Inc.

Stocks

8630

JP3165000005

Property & Casualty Insurance

Market Closed - Japan Exchange Other stock markets 12:00:00 12/06/2026 pm IST			5-day change	1st Jan Change
6,149.00 ^JPY	-0.40%		+4.26%	+15.24%

10/06	Toyota Takes Stake in Tier IV as Autoware Maker Plans Japan IPO	MT
04/06	Sompo Holdings, Inc. - Special Call

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Published financial data: SOMPO HOLDINGS, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Premiums and Annuity Revenues	3,36300Cr	3,62200Cr	4,05800Cr	4,06500Cr	5,06600Cr
Total Interest And Dividend Income	21TCr	24TCr	26TCr	18TCr	12TCr
Gain (Loss) on Sale of Investments, Total (Rev)	9.33TCr	12TCr	8.46TCr	41TCr	-
Other Revenues, Total	17TCr	18TCr	19TCr	25TCr	24TCr
Total Revenues	3,83800Cr	4,16300Cr	4,59200Cr	4,90800Cr	5,42300Cr
Policy Benefits	2,35100Cr	2,46300Cr	2,88500Cr	2,73800Cr	-
Policy Acquisition / Underwriting Costs, Total	55TCr	64TCr	71TCr	76TCr	4,76100Cr
Selling General & Admin Expenses, Total	54TCr	57TCr	60TCr	66TCr	9.14TCr
Provision for Bad Debts	180.7Cr	202.3Cr	492.9Cr	7.1Cr	-
Other Operating Expenses	12TCr	12TCr	15TCr	17TCr	20TCr
Total Operating Expenses	3,56300Cr	3,79400Cr	4,35300Cr	4,32400Cr	5,05000Cr
Operating Income	27TCr	37TCr	24TCr	58TCr	37TCr
Interest Expense, Total	-1.37TCr	-1.5TCr	-1.6TCr	-1.38TCr	-1.8TCr
Income (Loss) on Equity Invest.	-314.7Cr	-567.5Cr	-184.4Cr	-	-2.47TCr
Other Non Operating Income (Expenses)	-2.82TCr	-1.54TCr	-2.81TCr	-2.08TCr	-20L
EBT, Excl. Unusual Items	23TCr	33TCr	19TCr	55TCr	33TCr
Gain (Loss) on Sale of Investments	-1.41TCr	-1.79TCr	-7.1TCr	-6.11TCr	-
Gain (Loss) on Sale of Assets	717.1Cr	969.4Cr	658.6Cr	-13Cr	-
Asset Writedown	-1.98TCr	-239.6Cr	-15Cr	-163.6Cr	-
Other Unusual Items	-752.6Cr	-517.7Cr	-555.9Cr	-668.5Cr	-
EBT, Incl. Unusual Items	19TCr	32TCr	12TCr	48TCr	33TCr
Income Tax Expense	5.2TCr	9.1TCr	3.05TCr	6.15TCr	8.51TCr
Earnings From Continuing Operations	14TCr	23TCr	9.29TCr	42TCr	25TCr
Net Income to Company	14TCr	23TCr	9.29TCr	42TCr	25TCr
Minority Interest	-41Cr	-176.7Cr	-177.4Cr	-201.2Cr	-207.8Cr
Net Income - (IS)	14TCr	22TCr	9.12TCr	42TCr	24TCr
Net Income to Common Incl Extra Items	14TCr	22TCr	9.12TCr	42TCr	24TCr
Net Income to Common Excl. Extra Items	14TCr	22TCr	9.12TCr	42TCr	24TCr
Per Share Items
Net EPS - Basic	132.47	214.75	90.21	419.83	250.91
Basic EPS - Continuing Operations	132.47	214.75	90.21	419.83	250.91
Basic Weighted Average Shares Outstanding	107.56Cr	104.7Cr	101.05Cr	99Cr	97Cr
Net EPS - Diluted	132.39	214.62	90.18	419.69	250.9
Diluted EPS - Continuing Operations	132.39	214.62	90.18	419.69	250.9
Diluted Weighted Average Shares Outstanding	107.62Cr	104.76Cr	101.08Cr	99Cr	97Cr
Normalized Basic EPS	132.83	197.33	117.94	344.33	210.88
Normalized Diluted EPS	132.75	197.21	117.89	344.21	210.88
Dividend Per Share	56.67	70	86.67	100	132
Payout Ratio	39.3	30.54	87.45	22.3	42.69
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
EBITDA	34TCr	45TCr	32TCr	68TCr	48TCr
EBITA	30TCr	40TCr	27TCr	62TCr	37TCr
EBIT	27TCr	37TCr	24TCr	58TCr	37TCr
Effective Tax Rate - (Ratio)	26.7	28.66	24.7	12.83	25.76
Normalized Net Income	14TCr	21TCr	12TCr	34TCr	20TCr
Non-Cash Pension Expense	27Cr	92Cr	4.1Cr	-22Cr	4.25TCr

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Investment In Debt Securities	-	-	-	-	3,71700Cr
Investment In Equity and Preferred Securities, Total	-	-	-	-	4.22TCr
Total Other Investments	9,09600Cr	9,61600Cr	9,87800Cr	11,44000Cr	7,35200Cr
Total investments	9,09600Cr	9,61600Cr	9,87800Cr	11,44000Cr	11,11100Cr
Cash And Equivalents	1,06900Cr	1,17100Cr	1,24700Cr	1,23100Cr	1,02800Cr
Reinsurance Recoverable - (IS)	-	-	-	-	1,20900Cr
Other Receivables - (Insurance Template)	66TCr	56TCr	51TCr	47TCr	72TCr
Net Property Plant And Equipment	36TCr	35TCr	36TCr	37TCr	62TCr
Goodwill	16TCr	15TCr	20TCr	17TCr	19TCr
Other Intangibles, Total	26TCr	28TCr	35TCr	35TCr	35TCr
Restricted Cash	2.77TCr	2.08TCr	2.12TCr	484.3Cr	-
Other Current Assets, Total	-	-	-	-	14TCr
Deferred Tax Assets Long-Term (Collected)	665.2Cr	3.17TCr	9.82TCr	8.51TCr	8.19TCr
Other Long-Term Assets, Total	1,47300Cr	1,61000Cr	1,80600Cr	71TCr	44TCr
Total Assets	13,11900Cr	13,78800Cr	14,46000Cr	14,83300Cr	15,89000Cr
Liabilities
Accrued Expenses, Total	3.15TCr	4.26TCr	4.3TCr	5.79TCr	-
Insurance And Annuity Liabilities	7,24400Cr	7,48600Cr	7,73700Cr	7,08700Cr	-
Unpaid Claims	1,64700Cr	1,96000Cr	2,38200Cr	2,72400Cr	-
Reinsurance Payable - (BS)	-	-	-	-	123.5Cr
Current Portion of Long-Term Debt	3.05TCr	1.53TCr	129.4Cr	125.1Cr	-
Short-Term Borrowings	5Cr	5Cr	18Cr	18Cr	28Cr
Long-Term Debt	55TCr	54TCr	61TCr	69TCr	83TCr
Current Income Taxes Payable	-	-	-	-	31TCr
Unearned Revenue Non Current	-	-	-	-	1.17TCr
Pension & Other Post Retirement Benefits	8.05TCr	6.98TCr	5.93TCr	2.17TCr	2.83TCr
Deferred Tax Liability Non-Current	7.21TCr	542.4Cr	464.2Cr	16TCr	54TCr
Other Non Current Liabilities	1,43700Cr	1,62900Cr	1,75000Cr	1,22500Cr	9,93600Cr
Total Liabilities	11,08700Cr	11,74700Cr	12,59100Cr	11,96500Cr	11,66400Cr
Common Stock, Total	10TCr	10TCr	10TCr	10TCr	10TCr
Additional Paid In Capital	24TCr	13TCr	13TCr	3.21TCr	3.27TCr
Retained Earnings	88TCr	1,02800Cr	1,03600Cr	1,29200Cr	3,52100Cr
Treasury Stock	-7.38TCr	-2.5TCr	-8.21TCr	-412.5Cr	-19TCr
Comprehensive Income and Other	87TCr	79TCr	67TCr	1,43200Cr	74TCr
Total Common Equity	2,01900Cr	2,02900Cr	1,85400Cr	2,85200Cr	4,20500Cr
Minority Interest	1.23TCr	1.22TCr	1.45TCr	1.61TCr	2.1TCr
Total Equity	2,03100Cr	2,04100Cr	1,86900Cr	2,86800Cr	4,22600Cr
Total Liabilities And Equity	13,11900Cr	13,78800Cr	14,46000Cr	14,83300Cr	15,89000Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	106.28Cr	102.8Cr	100Cr	99Cr	94Cr
ECS Total Common Shares Outstanding	106.49Cr	102.78Cr	100Cr	99Cr	94Cr
Book Value / Share	1.9T	1.97T	1.86T	2.89T	4.47T
Tangible Book Value	1,59700Cr	1,60000Cr	1,31100Cr	2,33300Cr	3,66900Cr
Tangible Book Value Per Share	1.5T	1.56T	1.31T	2.36T	3.9T
Total Debt	58TCr	56TCr	62TCr	69TCr	83TCr
Net Debt	-49TCr	-62TCr	-63TCr	-54TCr	-20TCr
Debt Equivalent of Unfunded Proj. Benefit Obligation	8.01TCr	6.93TCr	5.85TCr	2.06TCr	2.66TCr
Minority Interest, Total (Incl. Fin. Div)	1.23TCr	1.22TCr	1.45TCr	1.61TCr	2.1TCr
Equity Method Investments, Total	-	-	-	-	4.22TCr
Full Time Employees	48.12T	47.78T	49.06T	48.42T	54.11T

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	19TCr	32TCr	12TCr	48TCr	33TCr
Depreciation, Depletion & Amortization	4.08TCr	5.39TCr	5.16TCr	5.88TCr	10TCr
Amortization of Goodwill and Intangible Assets - (CF)	2.79TCr	2.65TCr	3.03TCr	3.54TCr	-
Total Depreciation, Depletion & Amortization	6.87TCr	8.05TCr	8.19TCr	9.41TCr	10TCr
(Gain) Loss On Sale of Asset - (CF)	1.26TCr	-731Cr	-634.8Cr	161.2Cr	332.9Cr
(Gain) Loss on Sale of Investments - (CF)	-6.76TCr	-9.94TCr	-693.1Cr	-12TCr	-34TCr
(Income) Loss On Equity Investments - (CF)	314.7Cr	567.5Cr	184.4Cr	-110.9Cr	2.47TCr
Change in insurance Reserves / Liabilities	39TCr	43TCr	48TCr	26TCr	-
Change in Other Net Operating Assets (Collected)	13TCr	2.63TCr	-6.74TCr	-20TCr	23TCr
Other Operating Activities	-9.9TCr	-15TCr	-16TCr	-3.86TCr	22TCr
Cash from Operations	63TCr	60TCr	45TCr	47TCr	57TCr
Capital Expenditure	-2.45TCr	-2.15TCr	-2.41TCr	-3.1TCr	-2.54TCr
Sale of Property, Plant, and Equipment	1.32TCr	2.27TCr	1.34TCr	241.7Cr	252.3Cr
Purchase / Sale of Intangible Assets	-	-	-	-	-3.22TCr
Investment in Marketable and Equity Securities, Total	-41TCr	-45TCr	-25TCr	-49TCr	5.37TCr
Net (Increase) Decrease in Loans Originated / Sold - Investing	3.66TCr	9.86TCr	4.68TCr	2.67TCr	1.88TCr
Other Investing Activities, Total	2.05TCr	-98Cr	-11TCr	-247.9Cr	-29TCr
Cash from Investing	-36TCr	-35TCr	-32TCr	-50TCr	-27TCr
Long-Term Debt Issued, Total	-	-	23TCr	7TCr	99Cr
Total Debt Issued	-	-	23TCr	7TCr	99Cr
Long-Term Debt Repaid, Total	-3.24TCr	-3.05TCr	-19TCr	-308.7Cr	-
Total Debt Repaid	-3.24TCr	-3.05TCr	-19TCr	-308.7Cr	-
Issuance of Common Stock	6.3Cr	20L	12Cr	14Cr	58Cr
Repurchase of Common Stock	-3.53TCr	-6.04TCr	-5.8TCr	-2.5TCr	-19TCr
Common Dividends Paid	-5.6TCr	-6.87TCr	-7.97TCr	-9.28TCr	-10TCr
Common & Preferred Stock Dividends Paid	-5.6TCr	-6.87TCr	-7.97TCr	-9.28TCr	-10TCr
Other Financing Activities, Total	2.91TCr	-1.05TCr	792.3Cr	-3.68TCr	-19TCr
Cash from Financing	-9.45TCr	-17TCr	-9.24TCr	-8.76TCr	-48TCr
Foreign Exchange Rate Adjustments	-2.23TCr	173.5Cr	3.08TCr	3.9TCr	-822.4Cr
Miscellaneous Cash Flow Adjustments	17Cr	642.8Cr	107.4Cr	-	-
Net Change in Cash	15TCr	8.95TCr	6.37TCr	-7.25TCr	-19TCr
Supplemental Items
Cash Interest Paid	1.4TCr	1.55TCr	1.64TCr	1.43TCr	1.84TCr
Cash Income Tax Paid (Refund)	8.2TCr	11TCr	12TCr	975.2Cr	16TCr
Net Debt Issued / Repaid	-3.24TCr	-3.05TCr	3.73TCr	6.69TCr	99Cr
Levered Free Cash Flow	31TCr	60TCr	62TCr	85TCr	-3,72700Cr
Unlevered Free Cash Flow	32TCr	61TCr	63TCr	86TCr	-3,71600Cr
Change In Net Working Capital	-10TCr	-32TCr	-42TCr	-43TCr	3,99500Cr

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.37	1.72	1.06	2.49	1.52
Return on Total Capital	7.14	8.88	5.89	12.08	5.41
Return On Equity %	7.84	11.13	4.75	17.65	6.91
Return on Common Equity	7.88	11.11	4.7	17.68	6.89
Margin Analysis
Gross Profit Margin %	24.35	25.55	21.65	28.78	12.21
SG&A Margin	14	13.7	13.03	13.42	1.69
EBITDA Margin %	8.94	10.81	7	13.81	8.78
EBITA Margin %	7.87	9.51	5.87	12.62	6.88
EBIT Margin %	7.15	8.87	5.21	11.9	6.88
Income From Continuing Operations Margin %	3.72	5.44	2.02	8.52	4.52
Net Income Margin %	3.71	5.4	1.98	8.48	4.48
Net Avail. For Common Margin %	3.71	5.4	1.98	8.48	4.48
Normalized Net Income Margin	3.72	4.96	2.59	6.95	3.77
Levered Free Cash Flow Margin	8.02	14.39	13.55	17.26	-68.72
Unlevered Free Cash Flow Margin	8.25	14.61	13.76	17.44	-68.51
Asset Turnover
Asset Turnover	0.31	0.31	0.33	0.34	0.35
Fixed Assets Turnover	10.42	11.64	12.86	13.4	10.94
Short Term Liquidity
Current Ratio	0.69	0.64	0.56	0.46	8.31
Quick Ratio	0.67	0.63	0.55	0.46	3.79
Operating Cash Flow to Current Liabilities	0.37	0.3	0.18	0.17	1.83
Average Days Payable Outstanding	201.5	212.36	220.25	267.34	104.44
Long Term Solvency
Total Debt/Equity	28.34	27.21	32.94	23.97	19.66
Total Debt / Total Capital	22.08	21.39	24.78	19.33	16.43
LT Debt/Equity	26.83	26.46	32.86	23.92	19.66
Long-Term Debt / Total Capital	20.91	20.8	24.72	19.29	16.43
Total Liabilities / Total Assets	84.52	85.2	87.08	80.66	73.4
EBIT / Interest Expense	19.97	24.69	15	42.46	20.7
EBITDA / Interest Expense	24.97	30.07	20.12	49.3	26.43
(EBITDA - Capex) / Interest Expense	23.19	28.63	18.61	47.05	25.02
Total Debt / EBITDA	1.68	1.23	1.92	1.01	1.74
Net Debt / EBITDA	-1.44	-1.37	-1.96	-0.8	-0.41
Total Debt / (EBITDA - Capex)	1.81	1.3	2.07	1.06	1.84
Net Debt / (EBITDA - Capex)	-1.55	-1.44	-2.12	-0.84	-0.44
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	2.23	8.49	10.31	6.86	10.51
Gross Profit, 1 Yr. Growth %	2.15	13.86	-6.52	42.03	-53.13
EBITDA, 1 Yr. Growth %	6.29	31.16	-28.58	110.98	-29.72
EBITA, 1 Yr. Growth %	7.43	31.03	-31.88	129.54	-39.74
EBIT, 1 Yr. Growth %	6.59	34.68	-35.18	143.81	-36.1
Earnings From Cont. Operations, 1 Yr. Growth %	15.99	58.59	-58.99	349.87	-41.35
Net Income, 1 Yr. Growth %	16.3	57.8	-59.46	356.42	-41.56
Normalized Net Income, 1 Yr. Growth %	1.09	44.61	-42.32	186.34	-40.11
Diluted EPS Before Extra, 1 Yr. Growth %	18.95	62.12	-57.98	365.41	-40.22
Net Property, Plant and Equip., 1 Yr. Growth %	-3.26	-2.42	2.11	2.97	66.79
Total Assets, 1 Yr. Growth %	9.52	5.1	4.88	2.58	7.13
Common Equity, 1 Yr. Growth %	26.37	0.48	-8.58	53.8	47.44
Tangible Book Value, 1 Yr. Growth %	34.22	0.23	-18.06	77.93	57.27
Cash From Operations, 1 Yr. Growth %	75.68	-4.18	-25.19	5.4	21.11
Capital Expenditures, 1 Yr. Growth %	-9.25	-12.41	12.3	28.34	-18.16
Levered Free Cash Flow, 1 Yr. Growth %	65.91	94.53	3.85	36.17	-539.92
Unlevered Free Cash Flow, 1 Yr. Growth %	62.77	92.21	3.9	35.38	-534.18
Dividend Per Share, 1 Yr. Growth %	13.33	23.53	23.81	15.38	32
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	2.74	5.31	9.4	8.57	8.67
Gross Profit, 2 Yr. CAGR %	2.01	7.85	3.17	15.22	-18.41
EBITDA, 2 Yr. CAGR %	4.61	18.07	-3.21	22.76	21.77
EBITA, 2 Yr. CAGR %	6.56	18.64	-5.52	25.05	17.61
EBIT, 2 Yr. CAGR %	6.45	19.81	-6.57	25.71	24.82
Earnings From Cont. Operations, 2 Yr. CAGR %	0.18	35.63	-19.35	35.83	62.44
Net Income, 2 Yr. CAGR %	-1.42	35.47	-20.01	36.03	63.32
Normalized Net Income, 2 Yr. CAGR %	-0.66	20.91	-8.67	28.51	30.95
Diluted EPS Before Extra, 2 Yr. CAGR %	0.66	38.87	-17.47	39.84	66.8
Net Property, Plant and Equip., 2 Yr. CAGR %	0.99	-2.84	-0.18	2.53	31.05
Total Assets, 2 Yr. CAGR %	4.48	7.29	4.99	3.72	4.83
Common Equity, 2 Yr. CAGR %	7.15	12.69	-4.16	18.57	50.59
Tangible Book Value, 2 Yr. CAGR %	8.46	15.99	-9.37	20.75	67.28
Cash From Operations, 2 Yr. CAGR %	181.95	29.74	-15.33	-11.2	12.98
Capital Expenditures, 2 Yr. CAGR %	-6.63	-10.84	-0.82	20.05	2.49
Levered Free Cash Flow, 2 Yr. CAGR %	12.55	79.65	42.14	18.92	144.76
Unlevered Free Cash Flow, 2 Yr. CAGR %	12.12	76.88	41.32	18.6	142.45
Dividend Per Share, 2 Yr. CAGR %	14.35	18.32	23.67	19.52	23.41
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	0.63	4.62	6.95	8.54	9.21
Gross Profit, 3 Yr. CAGR %	1.33	5.82	2.83	14.77	-14.62
EBITDA, 3 Yr. CAGR %	6.94	12.8	-0.14	25.5	1.93
EBITA, 3 Yr. CAGR %	13.36	14.16	-1.39	27.01	-1.96
EBIT, 3 Yr. CAGR %	14.72	15.13	-2.37	28.63	0.33
Earnings From Cont. Operations, 3 Yr. CAGR %	1.5	16.76	-8.97	43.03	2.66
Net Income, 3 Yr. CAGR %	0.63	15.32	-9.39	42.93	2.64
Normalized Net Income, 3 Yr. CAGR %	12.47	12.59	-5.53	33.67	-0.37
Diluted EPS Before Extra, 3 Yr. CAGR %	3.22	17.99	-6.77	46.9	5.34
Net Property, Plant and Equip., 3 Yr. CAGR %	0.71	-0.16	-1.22	0.86	20.59
Total Assets, 3 Yr. CAGR %	3.16	4.69	6.48	4.18	4.84
Common Equity, 3 Yr. CAGR %	2.25	4.88	5.1	12.21	27.51
Tangible Book Value, 3 Yr. CAGR %	2.43	5.64	3.3	13.48	31.87
Cash From Operations, 3 Yr. CAGR %	36.46	96.76	7.99	-8.92	-1.52
Capital Expenditures, 3 Yr. CAGR %	0.5	-8.59	-3.71	8.08	5.66
Levered Free Cash Flow, 3 Yr. CAGR %	76.76	35.07	49.66	40.12	83.92
Unlevered Free Cash Flow, 3 Yr. CAGR %	69.63	34.19	48.13	39.31	82.79
Dividend Per Share, 3 Yr. CAGR %	15.62	17.33	20.12	20.84	23.54
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	3.39	4.04	4.05	6.18	7.64
Gross Profit, 5 Yr. CAGR %	5.26	3.41	2.06	9.48	-6.26
EBITDA, 5 Yr. CAGR %	4.93	6.89	2.76	16.68	8.1
EBITA, 5 Yr. CAGR %	3.96	5.93	5.39	18.4	5.81
EBIT, 5 Yr. CAGR %	2.34	5.11	5.68	19.25	7.71
Earnings From Cont. Operations, 5 Yr. CAGR %	-2.27	6.33	-7.42	24.04	14.76
Net Income, 5 Yr. CAGR %	-2.24	6.2	-8.2	23.19	14.69
Normalized Net Income, 5 Yr. CAGR %	-0.77	4.97	3.48	18.71	7.65
Diluted EPS Before Extra, 5 Yr. CAGR %	0.18	8.99	-5.61	26.29	17.65
Net Property, Plant and Equip., 5 Yr. CAGR %	-2.19	-2.57	0.35	0.91	10.61
Total Assets, 5 Yr. CAGR %	5.19	2.94	3.89	4.3	5.82
Common Equity, 5 Yr. CAGR %	4.19	2.38	-0.36	10.16	21.36
Tangible Book Value, 5 Yr. CAGR %	1.29	3.71	-2.47	11.44	25.27
Cash From Operations, 5 Yr. CAGR %	18.64	10.58	12.74	43.13	9.96
Capital Expenditures, 5 Yr. CAGR %	9.65	6.37	-0.03	1.94	-1.28
Levered Free Cash Flow, 5 Yr. CAGR %	17.86	-2.02	62	28.36	82.2
Unlevered Free Cash Flow, 5 Yr. CAGR %	17.9	-1.89	57.68	27.72	80.4
Dividend Per Share, 5 Yr. CAGR %	16.27	18.47	18.77	18.2	21.43