Balance Sheet Sompo Holdings, Inc.

Stocks

8630

JP3165000005

Property & Casualty Insurance

Market Closed - Japan Exchange Other stock markets 12:00:00 13/07/2026 pm IST			5-day change	1st Jan Change
6,478.00 ^JPY	-0.54%		-4.31%	+21.40%

03/07	Tranche Update on Sompo Holdings, Inc.'s Equity Buyback Plan announced on May 20, 2026.	CI
10/06	Toyota Takes Stake in Tier IV as Autoware Maker Plans Japan IPO	MT

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Published financial data: SOMPO HOLDINGS, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022	2023	2024	2025	2026
Premiums and Annuity Revenues	3,62200Cr	4,05800Cr	4,06500Cr	5,06600Cr	5,37300Cr
Total Interest And Dividend Income	24TCr	26TCr	18TCr	12TCr	34TCr
Gain (Loss) on Sale of Investments, Total (Rev)	12TCr	8.46TCr	41TCr	-	-
Other Revenues, Total	18TCr	19TCr	25TCr	24TCr	26TCr
Total Revenues	4,16300Cr	4,59200Cr	4,90800Cr	5,42300Cr	5,97400Cr
Policy Benefits	2,46300Cr	2,88500Cr	2,73800Cr	-	-
Policy Acquisition / Underwriting Costs, Total	64TCr	71TCr	76TCr	4,76100Cr	4,78500Cr
Selling General & Admin Expenses, Total	57TCr	60TCr	66TCr	9.14TCr	14TCr
Provision for Bad Debts	202.3Cr	492.9Cr	7.1Cr	-	-
Other Operating Expenses	12TCr	15TCr	17TCr	20TCr	18TCr
Total Operating Expenses	3,79400Cr	4,35300Cr	4,32400Cr	5,05000Cr	5,11000Cr
Operating Income	37TCr	24TCr	58TCr	37TCr	86TCr
Interest Expense, Total	-1.5TCr	-1.6TCr	-1.38TCr	-1.8TCr	-2.45TCr
Income (Loss) on Equity Invest.	-567.5Cr	-184.4Cr	-	-2.47TCr	357.1Cr
Other Non Operating Income (Expenses)	-1.54TCr	-2.81TCr	-2.08TCr	-20L	-20L
EBT, Excl. Unusual Items	33TCr	19TCr	55TCr	33TCr	84TCr
Gain (Loss) on Sale of Investments	-1.79TCr	-7.1TCr	-6.11TCr	-	-
Gain (Loss) on Sale of Assets	969.4Cr	658.6Cr	-13Cr	-	-
Asset Writedown	-239.6Cr	-15Cr	-163.6Cr	-	-
Other Unusual Items	-517.7Cr	-555.9Cr	-668.5Cr	-	-
EBT, Incl. Unusual Items	32TCr	12TCr	48TCr	33TCr	84TCr
Income Tax Expense	9.1TCr	3.05TCr	6.15TCr	8.51TCr	20TCr
Earnings From Continuing Operations	23TCr	9.29TCr	42TCr	25TCr	64TCr
Net Income to Company	23TCr	9.29TCr	42TCr	25TCr	64TCr
Minority Interest	-176.7Cr	-177.4Cr	-201.2Cr	-207.8Cr	-286.8Cr
Net Income - (IS)	22TCr	9.12TCr	42TCr	24TCr	64TCr
Net Income to Common Incl Extra Items	22TCr	9.12TCr	42TCr	24TCr	64TCr
Net Income to Common Excl. Extra Items	22TCr	9.12TCr	42TCr	24TCr	64TCr
Per Share Items
Net EPS - Basic	214.75	90.21	419.83	250.91	701.04
Basic EPS - Continuing Operations	214.75	90.21	419.83	250.91	701.04
Basic Weighted Average Shares Outstanding	104.7Cr	101.05Cr	99Cr	97Cr	91Cr
Net EPS - Diluted	214.62	90.18	419.69	250.9	701.03
Diluted EPS - Continuing Operations	214.62	90.18	419.69	250.9	701.03
Diluted Weighted Average Shares Outstanding	104.76Cr	101.08Cr	99Cr	97Cr	91Cr
Normalized Basic EPS	197.33	117.94	344.33	210.88	574.06
Normalized Diluted EPS	197.21	117.89	344.21	210.88	574.06
Dividend Per Share	70	86.67	100	132	150
Payout Ratio	30.54	87.45	22.3	42.69	21.87
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
EBITDA	45TCr	32TCr	68TCr	48TCr	97TCr
EBITA	40TCr	27TCr	62TCr	37TCr	86TCr
EBIT	37TCr	24TCr	58TCr	37TCr	86TCr
Effective Tax Rate - (Ratio)	28.66	24.7	12.83	25.76	23.75
Normalized Net Income	21TCr	12TCr	34TCr	20TCr	52TCr
Non-Cash Pension Expense	92Cr	4.1Cr	-22Cr	4.25TCr	4.17TCr

Fiscal Period: March	2022	2023	2024	2025	2026
Assets
Investment In Debt Securities	-	-	-	3,71700Cr	3,15400Cr
Investment In Equity and Preferred Securities, Total	-	-	-	4.22TCr	4.29TCr
Total Other Investments	9,61600Cr	9,87800Cr	11,44000Cr	7,35200Cr	9,29800Cr
Total investments	9,61600Cr	9,87800Cr	11,44000Cr	11,11100Cr	12,49500Cr
Cash And Equivalents	1,17100Cr	1,24700Cr	1,23100Cr	1,02800Cr	1,13500Cr
Reinsurance Recoverable - (IS)	-	-	-	1,20900Cr	2,19500Cr
Other Receivables - (Insurance Template)	56TCr	51TCr	47TCr	72TCr	74TCr
Net Property Plant And Equipment	35TCr	36TCr	37TCr	62TCr	65TCr
Goodwill	15TCr	20TCr	17TCr	19TCr	23TCr
Other Intangibles, Total	28TCr	35TCr	35TCr	35TCr	37TCr
Restricted Cash	2.08TCr	2.12TCr	484.3Cr	-	-
Other Current Assets, Total	-	-	-	14TCr	16TCr
Deferred Tax Assets Long-Term (Collected)	3.17TCr	9.82TCr	8.51TCr	8.19TCr	12TCr
Other Long-Term Assets, Total	1,61000Cr	1,80600Cr	71TCr	44TCr	51TCr
Total Assets	13,78800Cr	14,46000Cr	14,83300Cr	15,89000Cr	18,60400Cr
Liabilities
Accrued Expenses, Total	4.26TCr	4.3TCr	5.79TCr	-	-
Insurance And Annuity Liabilities	7,48600Cr	7,73700Cr	7,08700Cr	-	-
Unpaid Claims	1,96000Cr	2,38200Cr	2,72400Cr	-	-
Reinsurance Payable - (BS)	-	-	-	123.5Cr	9.12TCr
Current Portion of Long-Term Debt	1.53TCr	129.4Cr	125.1Cr	-	-
Short-Term Borrowings	5Cr	18Cr	18Cr	28Cr	38Cr
Long-Term Debt	54TCr	61TCr	69TCr	83TCr	75TCr
Current Income Taxes Payable	-	-	-	31TCr	35TCr
Unearned Revenue Non Current	-	-	-	1.17TCr	1.55TCr
Pension & Other Post Retirement Benefits	6.98TCr	5.93TCr	2.17TCr	2.83TCr	1.47TCr
Deferred Tax Liability Non-Current	542.4Cr	464.2Cr	16TCr	54TCr	71TCr
Other Non Current Liabilities	1,62900Cr	1,75000Cr	1,22500Cr	9,93600Cr	11,38000Cr
Total Liabilities	11,74700Cr	12,59100Cr	11,96500Cr	11,66400Cr	13,31300Cr
Common Stock, Total	10TCr	10TCr	10TCr	10TCr	10TCr
Additional Paid In Capital	13TCr	13TCr	3.21TCr	3.27TCr	-19TCr
Retained Earnings	1,02800Cr	1,03600Cr	1,29200Cr	3,52100Cr	4,34400Cr
Treasury Stock	-2.5TCr	-8.21TCr	-412.5Cr	-19TCr	-20TCr
Comprehensive Income and Other	79TCr	67TCr	1,43200Cr	74TCr	1,10900Cr
Total Common Equity	2,02900Cr	1,85400Cr	2,85200Cr	4,20500Cr	5,16800Cr
Minority Interest	1.22TCr	1.45TCr	1.61TCr	2.1TCr	12TCr
Total Equity	2,04100Cr	1,86900Cr	2,86800Cr	4,22600Cr	5,29100Cr
Total Liabilities And Equity	13,78800Cr	14,46000Cr	14,83300Cr	15,89000Cr	18,60400Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	102.8Cr	100Cr	99Cr	94Cr	89Cr
ECS Total Common Shares Outstanding	102.78Cr	100Cr	99Cr	94Cr	89Cr
Book Value / Share	1.97T	1.86T	2.89T	4.47T	5.79T
Tangible Book Value	1,60000Cr	1,31100Cr	2,33300Cr	3,66900Cr	4,56900Cr
Tangible Book Value Per Share	1.56T	1.31T	2.36T	3.9T	5.12T
Total Debt	56TCr	62TCr	69TCr	83TCr	75TCr
Net Debt	-62TCr	-63TCr	-54TCr	-20TCr	-39TCr
Debt Equivalent of Unfunded Proj. Benefit Obligation	6.93TCr	5.85TCr	2.06TCr	2.66TCr	1.22TCr
Minority Interest, Total (Incl. Fin. Div)	1.22TCr	1.45TCr	1.61TCr	2.1TCr	12TCr
Equity Method Investments, Total	-	-	-	4.22TCr	4.29TCr
Full Time Employees	47.78T	49.06T	48.42T	54.11T	55.7T

Fiscal Period: March	2022	2023	2024	2025	2026
Net Income	32TCr	12TCr	48TCr	33TCr	84TCr
Depreciation, Depletion & Amortization	5.39TCr	5.16TCr	5.88TCr	10TCr	11TCr
Amortization of Goodwill and Intangible Assets - (CF)	2.65TCr	3.03TCr	3.54TCr	-	-
Total Depreciation, Depletion & Amortization	8.05TCr	8.19TCr	9.41TCr	10TCr	11TCr
(Gain) Loss On Sale of Asset - (CF)	-731Cr	-634.8Cr	161.2Cr	332.9Cr	628.3Cr
(Gain) Loss on Sale of Investments - (CF)	-9.94TCr	-693.1Cr	-12TCr	-34TCr	-60TCr
(Income) Loss On Equity Investments - (CF)	567.5Cr	184.4Cr	-110.9Cr	2.47TCr	-357.1Cr
Change in insurance Reserves / Liabilities	43TCr	48TCr	26TCr	-	-
Change in Other Net Operating Assets (Collected)	2.63TCr	-6.74TCr	-20TCr	23TCr	15TCr
Other Operating Activities	-15TCr	-16TCr	-3.86TCr	22TCr	20TCr
Cash from Operations	60TCr	45TCr	47TCr	57TCr	71TCr
Capital Expenditure	-2.15TCr	-2.41TCr	-3.1TCr	-2.54TCr	-3.48TCr
Sale of Property, Plant, and Equipment	2.27TCr	1.34TCr	241.7Cr	252.3Cr	419.1Cr
Purchase / Sale of Intangible Assets	-	-	-	-3.22TCr	-2.52TCr
Investment in Marketable and Equity Securities, Total	-45TCr	-25TCr	-49TCr	5.37TCr	38TCr
Net (Increase) Decrease in Loans Originated / Sold - Investing	9.86TCr	4.68TCr	2.67TCr	1.88TCr	-402.5Cr
Other Investing Activities, Total	-98Cr	-11TCr	-247.9Cr	-29TCr	-55TCr
Cash from Investing	-35TCr	-32TCr	-50TCr	-27TCr	-23TCr
Long-Term Debt Issued, Total	-	23TCr	7TCr	99Cr	-
Total Debt Issued	-	23TCr	7TCr	99Cr	-
Long-Term Debt Repaid, Total	-3.05TCr	-19TCr	-308.7Cr	-	-172.2Cr
Total Debt Repaid	-3.05TCr	-19TCr	-308.7Cr	-	-172.2Cr
Issuance of Common Stock	20L	12Cr	14Cr	58Cr	-
Repurchase of Common Stock	-6.04TCr	-5.8TCr	-2.5TCr	-19TCr	-23TCr
Common Dividends Paid	-6.87TCr	-7.97TCr	-9.28TCr	-10TCr	-14TCr
Common & Preferred Stock Dividends Paid	-6.87TCr	-7.97TCr	-9.28TCr	-10TCr	-14TCr
Other Financing Activities, Total	-1.05TCr	792.3Cr	-3.68TCr	-19TCr	-4.17TCr
Cash from Financing	-17TCr	-9.24TCr	-8.76TCr	-48TCr	-41TCr
Foreign Exchange Rate Adjustments	173.5Cr	3.08TCr	3.9TCr	-822.4Cr	4.66TCr
Miscellaneous Cash Flow Adjustments	642.8Cr	107.4Cr	-	-	10L
Net Change in Cash	8.95TCr	6.37TCr	-7.25TCr	-19TCr	11TCr
Supplemental Items
Cash Interest Paid	1.55TCr	1.64TCr	1.43TCr	1.84TCr	2.49TCr
Cash Income Tax Paid (Refund)	11TCr	12TCr	975.2Cr	16TCr	23TCr
Net Debt Issued / Repaid	-3.05TCr	3.73TCr	6.69TCr	99Cr	-172.2Cr
Levered Free Cash Flow	60TCr	62TCr	85TCr	-3,72700Cr	-28TCr
Unlevered Free Cash Flow	61TCr	63TCr	86TCr	-3,71600Cr	-26TCr
Change In Net Working Capital	-32TCr	-42TCr	-43TCr	3,99500Cr	85TCr

Fiscal Period: March	2022	2023	2024	2025	2026
Profitability
Return on Assets	1.72	1.06	2.49	1.52	3.13
Return on Total Capital	8.88	5.89	12.08	5.41	9.74
Return On Equity %	11.13	4.75	17.65	6.91	13.51
Return on Common Equity	11.11	4.7	17.68	6.89	13.66
Margin Analysis
Gross Profit Margin %	25.55	21.65	28.78	12.21	19.91
SG&A Margin	13.7	13.03	13.42	1.69	2.38
EBITDA Margin %	10.81	7	13.81	8.78	16.26
EBITA Margin %	9.51	5.87	12.62	6.88	14.47
EBIT Margin %	8.87	5.21	11.9	6.88	14.47
Income From Continuing Operations Margin %	5.44	2.02	8.52	4.52	10.76
Net Income Margin %	5.4	1.98	8.48	4.48	10.71
Net Avail. For Common Margin %	5.4	1.98	8.48	4.48	10.71
Normalized Net Income Margin	4.96	2.59	6.95	3.77	8.77
Levered Free Cash Flow Margin	14.39	13.55	17.26	-68.72	-4.68
Unlevered Free Cash Flow Margin	14.61	13.76	17.44	-68.51	-4.42
Asset Turnover
Asset Turnover	0.31	0.33	0.34	0.35	0.35
Fixed Assets Turnover	11.64	12.86	13.4	10.94	9.44
Short Term Liquidity
Current Ratio	0.64	0.56	0.46	8.31	8.29
Quick Ratio	0.63	0.55	0.46	3.79	2.83
Operating Cash Flow to Current Liabilities	0.3	0.18	0.17	1.83	1.59
Average Days Payable Outstanding	212.36	220.25	267.34	104.44	3.52
Long Term Solvency
Total Debt/Equity	27.21	32.94	23.97	19.66	14.14
Total Debt / Total Capital	21.39	24.78	19.33	16.43	12.39
LT Debt/Equity	26.46	32.86	23.92	19.66	14.13
Long-Term Debt / Total Capital	20.8	24.72	19.29	16.43	12.38
Total Liabilities / Total Assets	85.2	87.08	80.66	73.4	71.56
EBIT / Interest Expense	24.69	15	42.46	20.7	35.21
EBITDA / Interest Expense	30.07	20.12	49.3	26.43	39.58
(EBITDA - Capex) / Interest Expense	28.63	18.61	47.05	25.02	38.16
Total Debt / EBITDA	1.23	1.92	1.01	1.74	0.77
Net Debt / EBITDA	-1.37	-1.96	-0.8	-0.41	-0.4
Total Debt / (EBITDA - Capex)	1.3	2.07	1.06	1.84	0.8
Net Debt / (EBITDA - Capex)	-1.44	-2.12	-0.84	-0.44	-0.41
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	8.49	10.31	6.86	10.51	10.15
Gross Profit, 1 Yr. Growth %	13.86	-6.52	42.03	-53.13	79.64
EBITDA, 1 Yr. Growth %	31.16	-28.58	110.98	-29.72	103.92
EBITA, 1 Yr. Growth %	31.03	-31.88	129.54	-39.74	131.66
EBIT, 1 Yr. Growth %	34.68	-35.18	143.81	-36.1	131.66
Earnings From Cont. Operations, 1 Yr. Growth %	58.59	-58.99	349.87	-41.35	162.21
Net Income, 1 Yr. Growth %	57.8	-59.46	356.42	-41.56	163.27
Normalized Net Income, 1 Yr. Growth %	44.61	-42.32	186.34	-40.11	156.5
Diluted EPS Before Extra, 1 Yr. Growth %	62.12	-57.98	365.41	-40.22	179.41
Net Property, Plant and Equip., 1 Yr. Growth %	-2.42	2.11	2.97	66.79	4.32
Total Assets, 1 Yr. Growth %	5.1	4.88	2.58	7.13	17.08
Common Equity, 1 Yr. Growth %	0.48	-8.58	53.8	47.44	22.89
Tangible Book Value, 1 Yr. Growth %	0.23	-18.06	77.93	57.27	24.51
Cash From Operations, 1 Yr. Growth %	-4.18	-25.19	5.4	21.11	23.28
Capital Expenditures, 1 Yr. Growth %	-12.41	12.3	28.34	-18.16	37.13
Levered Free Cash Flow, 1 Yr. Growth %	94.53	3.85	36.17	-539.92	-92.5
Unlevered Free Cash Flow, 1 Yr. Growth %	92.21	3.9	35.38	-534.18	-92.9
Dividend Per Share, 1 Yr. Growth %	23.53	23.81	15.38	32	13.64
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	5.31	9.4	8.57	8.67	10.33
Gross Profit, 2 Yr. CAGR %	7.85	3.17	15.22	-18.41	-8.24
EBITDA, 2 Yr. CAGR %	18.07	-3.21	22.76	21.77	19.71
EBITA, 2 Yr. CAGR %	18.64	-5.52	25.05	17.61	18.15
EBIT, 2 Yr. CAGR %	19.81	-6.57	25.71	24.82	21.67
Earnings From Cont. Operations, 2 Yr. CAGR %	35.63	-19.35	35.83	62.44	24.01
Net Income, 2 Yr. CAGR %	35.47	-20.01	36.03	63.32	24.04
Normalized Net Income, 2 Yr. CAGR %	20.91	-8.67	28.51	30.95	23.94
Diluted EPS Before Extra, 2 Yr. CAGR %	38.87	-17.47	39.84	66.8	29.24
Net Property, Plant and Equip., 2 Yr. CAGR %	-2.84	-0.18	2.53	31.05	31.91
Total Assets, 2 Yr. CAGR %	7.29	4.99	3.72	4.83	11.99
Common Equity, 2 Yr. CAGR %	12.69	-4.16	18.57	50.59	34.61
Tangible Book Value, 2 Yr. CAGR %	15.99	-9.37	20.75	67.28	39.93
Cash From Operations, 2 Yr. CAGR %	29.74	-15.33	-11.2	12.98	22.19
Capital Expenditures, 2 Yr. CAGR %	-10.84	-0.82	20.05	2.49	5.94
Levered Free Cash Flow, 2 Yr. CAGR %	79.65	42.14	18.92	144.76	-42.58
Unlevered Free Cash Flow, 2 Yr. CAGR %	76.88	41.32	18.6	142.45	-44.46
Dividend Per Share, 2 Yr. CAGR %	18.32	23.67	19.52	23.41	22.47
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	4.62	6.95	8.54	9.21	9.16
Gross Profit, 3 Yr. CAGR %	5.82	2.83	14.77	-14.62	6.14
EBITDA, 3 Yr. CAGR %	12.8	-0.14	25.5	1.93	44.6
EBITA, 3 Yr. CAGR %	14.16	-1.39	27.01	-1.96	47.42
EBIT, 3 Yr. CAGR %	15.13	-2.37	28.63	0.33	53.39
Earnings From Cont. Operations, 3 Yr. CAGR %	16.76	-8.97	43.03	2.66	90.55
Net Income, 3 Yr. CAGR %	15.32	-9.39	42.93	2.64	91.49
Normalized Net Income, 3 Yr. CAGR %	12.59	-5.53	33.67	-0.37	63.84
Diluted EPS Before Extra, 3 Yr. CAGR %	17.99	-6.77	46.9	5.34	98.1
Net Property, Plant and Equip., 3 Yr. CAGR %	-0.16	-1.22	0.86	20.59	21.45
Total Assets, 3 Yr. CAGR %	4.69	6.48	4.18	4.84	8.76
Common Equity, 3 Yr. CAGR %	4.88	5.1	12.21	27.51	40.72
Tangible Book Value, 3 Yr. CAGR %	5.64	3.3	13.48	31.87	51.6
Cash From Operations, 3 Yr. CAGR %	96.76	7.99	-8.92	-1.52	16.32
Capital Expenditures, 3 Yr. CAGR %	-8.59	-3.71	8.08	5.66	12.93
Levered Free Cash Flow, 3 Yr. CAGR %	35.07	49.66	40.12	83.92	-23.43
Unlevered Free Cash Flow, 3 Yr. CAGR %	34.19	48.13	39.31	82.79	-25.25
Dividend Per Share, 3 Yr. CAGR %	17.33	20.12	20.84	23.54	20.06
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	4.04	4.05	6.18	7.64	9.26
Gross Profit, 5 Yr. CAGR %	3.41	2.06	9.48	-6.26	4.94
EBITDA, 5 Yr. CAGR %	6.89	2.76	16.68	8.1	23.15
EBITA, 5 Yr. CAGR %	5.93	5.39	18.4	5.81	23.39
EBIT, 5 Yr. CAGR %	5.11	5.68	19.25	7.71	25.8
Earnings From Cont. Operations, 5 Yr. CAGR %	6.33	-7.42	24.04	14.76	35.09
Net Income, 5 Yr. CAGR %	6.2	-8.2	23.19	14.69	35.05
Normalized Net Income, 5 Yr. CAGR %	4.97	3.48	18.71	7.65	29.69
Diluted EPS Before Extra, 5 Yr. CAGR %	8.99	-5.61	26.29	17.65	39.57
Net Property, Plant and Equip., 5 Yr. CAGR %	-2.57	0.35	0.91	10.61	12.29
Total Assets, 5 Yr. CAGR %	2.94	3.89	4.3	5.82	7.24
Common Equity, 5 Yr. CAGR %	2.38	-0.36	10.16	21.36	20.68
Tangible Book Value, 5 Yr. CAGR %	3.71	-2.47	11.44	25.27	23.4
Cash From Operations, 5 Yr. CAGR %	10.58	12.74	43.13	9.96	2.44
Capital Expenditures, 5 Yr. CAGR %	6.37	-0.03	1.94	-1.28	7.22
Levered Free Cash Flow, 5 Yr. CAGR %	-2.02	62	28.36	82.2	-1.93
Unlevered Free Cash Flow, 5 Yr. CAGR %	-1.89	57.68	27.72	80.4	-3.56
Dividend Per Share, 5 Yr. CAGR %	18.47	18.77	18.2	21.43	21.49