Business description: Société Générale

Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:

- financing and investment banking (37.2%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;

- retail banking in France (31.8%; SG). The group also develops asset management and private banking activities (EUR 154 billion in assets under management in 2024), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);

- provision of specialized financial and insurance services (15.8%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;

- international retail banking (15.2%).

At the end of 2024, Société Générale managed EUR 525 billion in current deposits and EUR 454.6 billion in current credits.

Net interest income is distributed geographically as follows: France (41.5%), Europe (36%), Americas (9.4%), Africa (7.5%) and Asia and Oceania (5.6%).

Number of employees: 1,11,754

Sales by Activity: Société Générale

Fiscal Period: December20202021202220232024

Retail banking in France, Private Banking and Insurance - Retail Banking in France and Private Banking

- - - 689.8Cr 727.1Cr

Mobility, Retail Banking and International Financial Services - Mobility and Financial Services

- - - 401.5Cr 393.4Cr

Mobility, Retail Banking and International Financial Services - International Retail Banking

- - - 400.6Cr 382Cr

International Retail Banking and Financial Services - Financial Services

155Cr 208Cr 288.9Cr - -

French Retail Banking

621.8Cr 769.7Cr 841.3Cr - -

International Retail Banking and Financial Services - International Retail Banking

382.2Cr 458.9Cr 452.7Cr - -

Global Banking and Investor Solutions - Market activities and Investor Services

414Cr 563.9Cr 671.6Cr 631.9Cr 656.5Cr

Global Banking and Investor Solutions - Financing and Consulting

168.5Cr 285.9Cr 294.8Cr 329.1Cr 343.3Cr

Retail banking in France, Private Banking and Insurance - Insurance

- - - 62Cr 67Cr

International Retail Banking and Financial Services - Insurance

89Cr 96Cr 101.2Cr - -

Corporate Centres

-36Cr 97Cr -338.6Cr -107Cr -44Cr

Global Banking and Investor Solutions - Asset Management

87Cr 94Cr - - -
See all business segments

Geographical breakdown of sales: Société Générale

Fiscal Period: December20202021202220232024

France

978.7Cr 1.25TCr 1.36TCr 1.01TCr 1.11TCr

Europe

771.6Cr 835.5Cr 907.2Cr 939.7Cr 964.1Cr

Americas

158.7Cr 184.9Cr 203.2Cr 207.6Cr 250.6Cr

Africa

163.5Cr 163.5Cr 184.5Cr 202.2Cr 202Cr

Asia/Oceania

138.8Cr 146.8Cr 151.7Cr 152.7Cr 150.3Cr
See all geographic segments

Executive Committee: Société Générale

Manager TitleAgeSince
Chief Executive Officer 51 23/05/2023
Director of Finance/CFO - 07/01/2025
Chief Tech/Sci/R&D Officer - 01/11/2022
Chief Tech/Sci/R&D Officer - 01/01/2010
Compliance Officer - 01/01/2021
See SOCIÉTÉ GÉNÉRALE governance

Composition of the Board of Directors: Société Générale

Director TitleAgeSince
Director/Board Member 70 06/08/2010
Chairman 68 19/05/2015
Director/Board Member 67 23/05/2017
Director/Board Member 67 01/01/2018
Director/Board Member 61 01/01/2018
Director/Board Member 60 01/01/2020
Director/Board Member 51 23/05/2023
Director/Board Member 56 18/05/2021
Director/Board Member 39 01/01/2021
Director/Board Member 54 01/05/2021
Composition of the Board of Directors

Shareholders: Société Générale

NameEquities%Valuation
Société Générale Investment Solutions (France)
10.23 %
8,18,39,038 10.23 % 4 664 M €
Caisse Des Dépôts & Consignations (Investment Management)
2.175 %
1,74,04,648 2.175 % 992 M €
BNP Paribas Asset Management Europe SAS
1.812 %
1,45,04,617 1.812 % 827 M €
Amundi Asset Management SASU (Investment Management)
0.5725 %
45,81,435 0.5725 % 261 M €
0.4772 %
38,18,838 0.4772 % 218 M €
NameEquities%Valuation
Atlant Fonder AB
-
50 - - €
NameEquities%Valuation
Atlant Fonder AB
-
75 - - €
NameEquities%Valuation
Yousif Capital Management LLC
0.00305 %
1,22,062 0.00305 % 1 M €
RhumbLine Advisers LP
0.002207 %
88,318 0.002207 % 1 M €
Sterling Capital Management LLC
0.001268 %
50,743 0.001268 % 578 369 €
GAMMA Investing LLC
0.000578 %
23,125 0.000578 % 263 579 €
Beach Investment Counsel, Inc.
0.000475 %
19,000 0.000475 % 216 562 €
NameEquities%Valuation
Atlant Fonder AB
-
2,250 - - €
NameEquities%Valuation
Atlant Fonder AB
-
1,000 - - €
NameEquities%Valuation
Atlant Fonder AB
-
75 - - €
List of SOCIÉTÉ GÉNÉRALE shareholders

Holdings: Société Générale

NameEquities%Valuation
11,47,01,135 60.35% 5,52,88,16,080 $
AYVENS
52.59%
42,96,49,292 52.59% 4,76,60,48,038 $
41,93,25,635 60.17% 1,89,95,49,320 $
2,27,88,890 73.25% 1,01,34,13,734 $
38,18,838 0.48% 21,76,37,182 $
76,39,782 5.16% 20,44,69,445 $
FREY
12.28%
39,60,743 12.28% 14,04,09,409 $
1,70,41,016 52.34% 12,90,15,998 $
93,01,010 1.49% 9,95,93,913 $
42,70,79,030 60.22% 8,50,01,539 $

Company details: Société Générale

Société Générale SA

29, boulevard Haussmann

75009, Paris

+

http://www.societegenerale.com
address Société Générale(GLE)

Group companies: Société Générale

NameCategory and Sector
Finance/Rental/Leasing
Miscellaneous Commercial Services
Société Générale Participation SASU
Real Estate Development
Financial Conglomerates
See all subsidiaries

Other Banks

Change 5d. change 1-year change 3-years change Capi.($)
-1.11%+3.05%+112.07%+145.93% 4.57TCr
-0.46%-3.09%+39.97%+153.93% 80TCr
-0.96%+1.31%+38.62%+47.16% 37TCr
-0.51%-4.50%+12.36%+49.01% 35TCr
-1.53%+1.71%+47.53%+63.09% 28TCr
+0.23%-1.26%+46.00%+108.46% 27TCr
-0.42%+2.40%+30.64%+65.72% 24TCr
-1.03%+2.78%+35.67%+71.86% 21TCr
-0.53%+0.80%+36.28%+91.63% 20TCr
-1.07%+0.46%+18.99%+41.28% 19TCr
Average -0.74%+0.56%+41.81%+83.81% 29.54TCr
Weighted average by Cap. -0.66%-0.40%+36.27%+90.72%
See all sector performances
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
18
Last Close Price
50.06EUR
Average target price
53.19EUR
Spread / Average Target
+6.24%
Consensus

Quarterly revenue - Rate of surprise

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