Business description: Société Générale

Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:

- financing and investment banking (37.7%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;

- retail banking in France (33.4%; SG). The group also develops asset management and private banking activities (EUR 137 billion in assets under management in 2025), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);

- provision of international specialized financial and insurance services (15.6%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;

- international retail banking (13.3%).

At the end of 2025, Société Générale managed EUR 519.8 billion in current deposits and EUR 454.5 billion in current credits.

Net interest income is distributed geographically as follows: France (44.4%), Europe (34.9%), the Americas (10.2%), Asia and Oceania (5.6%) and Africa (4.9%).

Number of employees: 1,10,000

Sales by Activity: Société Générale

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

French Retail Banking, Private Banking and Insurance - French Retail and Private Banking

- - 689.8Cr 727.1Cr 781.6Cr

Mobility, Retail Banking and International Financial Services - Mobility and Financial Services

- - 401.5Cr 393.4Cr 395.1Cr

International Retail, Mobility and Leasing Services - International Retail Banking

- - 400.6Cr 382Cr 355.2Cr

International Retail Banking and Financial Services - Financial Services

208Cr 288.9Cr - - -

French Retail Banking

769.7Cr 841.3Cr - - -

International Retail Banking and Financial Services - International Retail Banking

458.9Cr 452.7Cr - - -

Global Banking and Investor Solutions - Global Markets and Investors Services

563.9Cr 671.6Cr 631.9Cr 656.5Cr 664.4Cr

Global Banking and Investor Solutions - Financing and Advisory

285.9Cr 294.8Cr 329.1Cr 343.3Cr 347.9Cr

French Retail Banking, Private Banking and Insurance - Insurance

- - 62Cr 67Cr 71Cr

International Retail Banking and Financial Services - Insurance

96Cr 101.2Cr - - -

Corporate Centres

97Cr -338.6Cr -107Cr -44Cr -37Cr

Global Banking and Investor Solutions - Asset Management

94Cr - - - -

Geographical breakdown of sales: Société Générale

Fiscal Period: December 2021 (EUR) 2022 (EUR) 2023 (EUR) 2024 (EUR) 2025 (EUR)

France

1.25TCr 1.36TCr 1.01TCr 1.11TCr 1.21TCr

Europe

835.5Cr 907.2Cr 939.7Cr 964.1Cr 951.3Cr

Americas

184.9Cr 203.2Cr 207.6Cr 250.6Cr 277.2Cr

Asia/Oceania

146.8Cr 151.7Cr 152.7Cr 150.3Cr 153.5Cr

Africa

163.5Cr 184.5Cr 202.2Cr 202Cr 134.7Cr

Executive Committee: Société Générale

Manager TitleAgeSince
Chief Executive Officer 52 23/05/2023
Director of Finance/CFO - 07/01/2025
Chief Tech/Sci/R&D Officer - 01/11/2022
Chief Tech/Sci/R&D Officer - 01/01/2010
Compliance Officer - 01/01/2021

Composition of the Board of Directors: Société Générale

Director TitleAgeSince
Director/Board Member 71 06/08/2010
Chairman 68 27/05/2026
Director/Board Member 68 01/01/2018
Director/Board Member 62 01/01/2018
Director/Board Member 61 01/01/2020
Director/Board Member 52 23/05/2023
Director/Board Member 57 18/05/2021
Director/Board Member 40 01/01/2021
Director/Board Member 55 01/05/2021
Director/Board Member 63 23/05/2023

Shareholders: Société Générale

NameStocks%Valuation
Amundi Asset Management SAS (Investment Management)
2.783 %
2,07,13,292 2.783 % 1 832 M €
Caisse Des Dépôts & Consignations (Investment Management)
2.288 %
1,70,29,657 2.288 % 1 506 M €
Nordea Investment Management AB
0.4153 %
30,91,835 0.4153 % 273 M €
OFI Invest Asset Management SA
0.361 %
26,86,911 0.361 % 238 M €
0.3368 %
25,07,167 0.3368 % 222 M €
NameStocks%Valuation
RhumbLine Advisers LP
0.002928 %
1,08,985 0.002928 % 2 M €
Sterling Capital Management LLC
0.001145 %
42,635 0.001145 % 754 256 €
GAMMA Investing LLC
0.000965 %
35,928 0.000965 % 635 602 €
Beach Investment Counsel, Inc.
0.00051 %
19,000 0.00051 % 336 129 €
Yousif Capital Management LLC
0.000473 %
17,623 0.000473 % 311 768 €
NameStocks%Valuation
Atlant Fonder AB
-
2,250 - - €
NameStocks%Valuation
Atlant Fonder AB
-
1,000 - - €
NameStocks%Valuation
Atlant Fonder AB
-
150 - - €
NameStocks%Valuation
W1m Investment Management Ltd.
-
1,500 - - €

Holdings: Société Générale

NameStocks%Valuation
AYVENS
54.81%
42,96,49,29254.81% 5 659 M $
11,47,01,13560.35% 5 255 M $
41,93,25,63560.17% 3 285 M $
42,70,79,03060.22% 257 M $
32,56,0150.36% 240 M $
25,07,1670.34% 222 M $
76,39,7824.84% 197 M $
1,70,41,01652.34% 182 M $
FREY
12.28%
39,60,74312.28% 166 M $
93,01,0101.49% 111 M $

Company details: Société Générale

Société Générale SA

29 boulevard Haussmann

75009, Paris

+33 1 42 14 20 00

http://www.societegenerale.com
address Société Générale(GLE)

Group companies: Société Générale

NameCategory and Sector
Investment Banks/Brokers
Other Consumer Services
Finance/Rental/Leasing
Miscellaneous Commercial Services
Finance/Rental/Leasing

Other Banks

Change 5-day change 1-year change 3-year change Capi.($)
-1.49%+0.39%+49.55%+212.38% 6.23TCr
-0.60%+1.38%+17.11%+121.98% 91TCr
-0.36%+2.68%+29.48%+99.58% 43TCr
+0.44%+3.75%+11.63%+93.02% 38TCr
-0.11%+1.44%+59.94%+139.25% 34TCr
-0.34%+1.11%+65.88%+133.02% 30TCr
+1.22%+1.97%-2.13%+93.24% 29TCr
-0.64%+0.40%+8.52%+91.91% 27TCr
-0.39%-0.20%+8.32%+84.06% 26TCr
-4.30%+0.35%+76.47%+220.68% 24TCr
Average -0.66%+1.33%+32.48%+128.91% 34.76TCr
Weighted average by Cap. -0.50%+1.55%+28.28%+119.64%
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
74.55EUR
Average target price
83.57EUR
Spread / Average Target
+12.10%

Quarterly revenue - Rate of surprise

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