Cash flow Shizuoka Financial Group,Inc.

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5831

JP3351500008

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End-of-day quote Japan Exchange Other stock markets 15/06/2026			5-day change	1st Jan Change
3,121.00 ^JPY	+2.26%		+7.73%	+28.33%

12/05	Shizuoka Financial Group,Inc. Proposes Dividend for the Fiscal Year Ended March 31, 2026, Payable on June 22, 2026, Provides Dividend Guidance for the Second Quarter and Year End of Fiscal Year Ending March 31, 2027	CI
12/05	Shizuoka Financial Group,Inc. Provides Consolidated Earnings Forecast for the Fiscal Year Ending March 31, 2027	CI

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Published financial data: SHIZUOKA FINANCIAL GROUP,INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest Income On Loans	9.92TCr	9.8TCr	12TCr	15TCr	15TCr
Interest Income On Investments	2.31TCr	3.02TCr	4TCr	5.96TCr	7.45TCr
Interest Income, Total	12TCr	13TCr	16TCr	21TCr	23TCr
Interest On Deposits	341.2Cr	220.9Cr	1.94TCr	4.11TCr	4.25TCr
Total Interest On Borrowings	568.4Cr	375.4Cr	2.03TCr	3.72TCr	3.82TCr
Interest Expense, Total	909.6Cr	596.3Cr	3.97TCr	7.83TCr	8.07TCr
Net Interest Income	11TCr	12TCr	12TCr	13TCr	15TCr
Trust Income	20L	20L	20L	20L	20L
Income From Trading Activities	355.3Cr	345.1Cr	372.3Cr	154.2Cr	154.2Cr
Gain (Loss) on Sale of Assets	-45Cr	-83Cr	-38Cr	-38Cr	616Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	827.9Cr	488.9Cr	1.39TCr	2.35TCr	1.51TCr
Total Other Non Interest Income	9.67TCr	11TCr	11TCr	12TCr	9.68TCr
Non Interest Income, Total	11TCr	11TCr	13TCr	14TCr	12TCr
Revenues Before Provison For Loan Losses	22TCr	23TCr	25TCr	27TCr	27TCr
Provision For Loan Losses	1.21TCr	621.3Cr	454.3Cr	398Cr	387.8Cr
Total Revenues	21TCr	23TCr	24TCr	26TCr	26TCr
Selling General & Admin Expenses, Total	9.37TCr	9.76TCr	9.59TCr	9.65TCr	9.71TCr
Total Other Non Interest Expense	5.26TCr	7.76TCr	7.33TCr	6.55TCr	5.75TCr
Non Interest Expense, Total	15TCr	18TCr	17TCr	16TCr	15TCr
EBT, Excl. Unusual Items	6.29TCr	5.34TCr	7.36TCr	10TCr	11TCr
Asset Writedown	-285.3Cr	-63Cr	-26Cr	-2.21TCr	-437.9Cr
Other Unusual Items	65Cr	604.4Cr	-10L	-21Cr	78Cr
EBT, Incl. Unusual Items	6.07TCr	5.88TCr	7.33TCr	7.95TCr	10TCr
Income Tax Expense	1.7TCr	1.71TCr	2.09TCr	2.17TCr	3TCr
Earnings From Continuing Operations	4.37TCr	4.17TCr	5.25TCr	5.78TCr	7.46TCr
Net Income to Company	4.37TCr	4.17TCr	5.25TCr	5.78TCr	7.46TCr
Minority Interest	-8.3Cr	-8.7Cr	-5.4Cr	30L	80L
Net Income - (IS)	4.36TCr	4.16TCr	5.24TCr	5.78TCr	7.46TCr
Net Income to Common Incl Extra Items	4.36TCr	4.16TCr	5.24TCr	5.78TCr	7.46TCr
Net Income to Common Excl. Extra Items	4.36TCr	4.16TCr	5.24TCr	5.78TCr	7.46TCr
Per Share Items
Net EPS - Basic	76.02	73.28	92.93	104.18	136.37
Basic EPS - Continuing Operations	76.02	73.28	92.93	104.18	136.37
Basic Weighted Average Shares Outstanding	57Cr	57Cr	56Cr	55Cr	55Cr
Net EPS - Diluted	73.32	70.54	91.01	104.15	136.34
Diluted EPS - Continuing Operations	73.32	70.54	91.01	104.15	136.34
Diluted Weighted Average Shares Outstanding	60Cr	59Cr	58Cr	55Cr	55Cr
Normalized Basic EPS	68.34	58.57	81.46	114.8	123.64
Normalized Diluted EPS	65.83	56.39	79.03	114.77	123.62
Dividend Per Share	25	26	30	39	60
Payout Ratio	28.89	36.18	30.62	30.81	34.57
American Depositary Receipts Ratio (ADR)	10	10	10	10	10
Supplemental Items
Effective Tax Rate - (Ratio)	27.96	29.04	28.46	27.34	28.69
Normalized Net Income	3.92TCr	3.33TCr	4.59TCr	6.37TCr	6.77TCr
Non-Cash Pension Expense	11Cr	-57Cr	-155.3Cr	-116.2Cr	-138.5Cr

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2,09700Cr	2,27600Cr	1,74700Cr	1,56300Cr	99TCr
Investment Securities, Total	1,98600Cr	2,37600Cr	3,04500Cr	3,38600Cr	3,32000Cr
Trading Asset Securities, Total	1.85TCr	1.48TCr	1.09TCr	1.18TCr	995.5Cr
Total investments	2,00400Cr	2,39100Cr	3,05600Cr	3,39800Cr	3,33000Cr
Gross Loans	9,45400Cr	9,57400Cr	10,23800Cr	10,49600Cr	10,81300Cr
Allowance For Loan Losses	-5.39TCr	-5.34TCr	-5.23TCr	-5.26TCr	-5.26TCr
Net Loans	9,40000Cr	9,52000Cr	10,18600Cr	10,44300Cr	10,76100Cr
Net Property Plant And Equipment	5.76TCr	5.48TCr	5.43TCr	5.03TCr	5.01TCr
Other Intangibles, Total	5.01TCr	4.66TCr	4.22TCr	2.23TCr	2.1TCr
Restricted Cash	10TCr	10TCr	11TCr	14TCr	14TCr
Other Current Assets, Total	7.01TCr	9.14TCr	9.96TCr	7.5TCr	7.93TCr
Deferred Tax Assets Long-Term (Collected)	315.9Cr	328.3Cr	324.2Cr	326Cr	318.5Cr
Other Long-Term Assets, Total	29TCr	43TCr	36TCr	44TCr	33TCr
Total Assets	14,07600Cr	14,91800Cr	15,65500Cr	16,14200Cr	15,71500Cr
Liabilities
Interest Bearing Deposits	11,14600Cr	11,55700Cr	11,77000Cr	11,95200Cr	11,91400Cr
Total Deposits	11,14600Cr	11,55700Cr	11,77000Cr	11,95200Cr	11,91400Cr
Short-Term Borrowings	46TCr	47TCr	56TCr	57TCr	54TCr
Long-Term Debt	1,10100Cr	1,51200Cr	1,83700Cr	2,05000Cr	1,75100Cr
Other Current Liabilities - (Bank / Utility Template)	5.87TCr	8.36TCr	9.8TCr	7.29TCr	7.36TCr
Pension & Other Post Retirement Benefits	378Cr	415.1Cr	431.8Cr	391.2Cr	436.8Cr
Deferred Tax Liability Non-Current	7.81TCr	6.4TCr	7.89TCr	8.3TCr	5.53TCr
Other Non Current Liabilities	12TCr	14TCr	16TCr	21TCr	21TCr
Total Liabilities	12,97000Cr	13,83000Cr	14,50700Cr	14,93800Cr	14,54800Cr
Common Stock, Total	9.08TCr	9.08TCr	9TCr	9TCr	9TCr
Additional Paid In Capital	5.49TCr	5.49TCr	5.55TCr	4.59TCr	4.09TCr
Retained Earnings	74TCr	77TCr	81TCr	85TCr	89TCr
Treasury Stock	-2.04TCr	-2.9TCr	-3.36TCr	-3.6TCr	-4.18TCr
Comprehensive Income and Other	24TCr	20TCr	23TCr	26TCr	18TCr
Total Common Equity	1,10400Cr	1,08700Cr	1,14800Cr	1,20300Cr	1,16700Cr
Minority Interest	141.9Cr	138.8Cr	-	1.6Cr	80L
Total Equity	1,10500Cr	1,08800Cr	1,14800Cr	1,20300Cr	1,16700Cr
Total Liabilities And Equity	14,07600Cr	14,91800Cr	15,65500Cr	16,14200Cr	15,71500Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	57Cr	56Cr	55Cr	55Cr	54Cr
ECS Total Common Shares Outstanding	57Cr	56Cr	56Cr	55Cr	54Cr
Book Value / Share	1.92T	1.93T	2.05T	2.19T	2.15T
Tangible Book Value	1,05400Cr	1,04000Cr	1,10600Cr	1,18100Cr	1,14600Cr
Tangible Book Value Per Share	1.84T	1.84T	1.98T	2.15T	2.11T
Average Loans	9,36000Cr	9,48100Cr	9,85800Cr	10,30900Cr	10,57400Cr
Total Debt	1,56100Cr	1,98600Cr	2,39500Cr	2,61800Cr	2,29200Cr
Debt Equivalent of Unfunded Proj. Benefit Obligation	-963.4Cr	-1.05TCr	-1.04TCr	-1.47TCr	-1.35TCr
Net Debt	-55TCr	-30TCr	64TCr	1,04300Cr	1,28800Cr
Full Time Employees	3.95T	3.98T	3.94T	4T	4.13T
Number Of Offices	208	206	-	-	-

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	6.07TCr	5.88TCr	7.33TCr	7.95TCr	10TCr
Depreciation, Depletion & Amortization	1.34TCr	1.95TCr	1.8TCr	1.52TCr	1.32TCr
Total Depreciation, Depletion & Amortization	1.34TCr	1.95TCr	1.8TCr	1.52TCr	1.32TCr
(Gain) Loss On Sale of Asset - (CF)	330.6Cr	146.1Cr	64Cr	2.25TCr	-178.1Cr
(Gain) Loss on Sale of Investments - (CF)	-1.35TCr	58Cr	-628.1Cr	-2.25TCr	-403.3Cr
(Income) Loss On Equity Investments - (CF)	-351.7Cr	-195.3Cr	-42Cr	-813.1Cr	-82Cr
Change in Trading Asset Securities	-513Cr	399.2Cr	685Cr	-307.5Cr	136.1Cr
Change in Other Net Operating Assets (Collected)	2.36TCr	46TCr	-32TCr	2.78TCr	-62TCr
Other Operating Activities	550.2Cr	-14TCr	-1.66TCr	-1.21TCr	1.19TCr
Cash from Operations	8.44TCr	39TCr	-24TCr	9.92TCr	-49TCr
Capital Expenditure	-419.7Cr	-451.8Cr	-466.1Cr	-494.1Cr	-551.8Cr
Sale of Property, Plant, and Equipment	85Cr	68Cr	68Cr	26Cr	683Cr
Purchase / Sale of Intangible Assets	-1.27TCr	-952.2Cr	-810.4Cr	-713.6Cr	-931.8Cr
Investment in Marketable and Equity Securities, Total	-22TCr	-48TCr	-41TCr	-24TCr	2.4TCr
Other Investing Activities, Total	-10TCr	-70Cr	-529.5Cr	-3.94TCr	50Cr
Cash from Investing	-34TCr	-49TCr	-43TCr	-29TCr	1.65TCr
Long-Term Debt Issued, Total	-	-	-	-	-
Total Debt Issued	-	-	-	-	-
Long-Term Debt Repaid, Total	-	-	-3.98TCr	-	-
Total Debt Repaid	-	-	-3.98TCr	-	-
Issuance of Common Stock	-	-	8.6Cr	-	-
Repurchase of Common Stock	-	-875.9Cr	-470.5Cr	-700.2Cr	-1.1TCr
Common Dividends Paid	-1.26TCr	-1.51TCr	-1.6TCr	-1.78TCr	-2.58TCr
Common & Preferred Stock Dividends Paid	-1.26TCr	-1.51TCr	-1.6TCr	-1.78TCr	-2.58TCr
Net Increase (Decrease) in Deposit Accounts - (CF)	1,02600Cr	34TCr	17TCr	7.08TCr	-2.81TCr
Other Financing Activities, Total	-30L	-40L	-140.3Cr	2Cr	-10L
Cash from Financing	1,01300Cr	31TCr	11TCr	4.6TCr	-6.49TCr
Foreign Exchange Rate Adjustments	10L	20L	20L	40L	-
Miscellaneous Cash Flow Adjustments	-10L	-	-	10L	-
Net Change in Cash	76TCr	21TCr	-56TCr	-15TCr	-54TCr
Supplemental Items
Cash Income Tax Paid (Refund)	1.63TCr	2.49TCr	1.29TCr	2.17TCr	3.21TCr
Net Debt Issued / Repaid	-	-	-3.98TCr	-	-

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.33	0.29	0.34	0.36	0.47
Return On Equity %	4.17	3.8	4.69	4.91	6.3
Return on Common Equity	4.16	3.8	4.69	4.91	6.3
Shareholders Value Added	-8.21TCr	-8.98TCr	-8.17TCr	-8.33TCr	-6.76TCr
Margin Analysis
SG&A Margin	44.8	42.71	39.49	36.56	36.95
Net Interest Income / Total Revenues %	54.11	53.47	48.98	48.42	55.97
EBT Excl. Non-Recurring Items Margin %	30.07	23.36	30.31	38.6	41.18
Income From Continuing Operations Margin %	20.9	18.25	21.61	21.89	28.39
Net Income Margin %	20.86	18.21	21.59	21.89	28.39
Net Avail. For Common Margin %	20.86	18.21	21.59	21.89	28.39
Normalized Net Income Margin	18.75	14.56	18.92	24.12	25.74
Asset quality
Nonperforming Loans / Total Loans %	1.11	1.05	1.04	0.98	0.88
Nonperforming Loans / Total Assets %	0.75	0.67	0.68	0.64	0.6
Nonperforming Assets / Total Assets %	0.75	0.67	0.68	0.64	0.6
NPAs / Loans and OREO	1.11	1.05	1.04	0.98	0.88
NPAs / Equity	9.51	9.24	9.29	8.54	8.14
Allowance for Credit Losses / Net Charge-offs %	-	-	-	-	-
Allowance for Credit Losses / Nonperforming Loans %	51.28	53.11	49.09	51.16	55.37
Allowance for Credit Losses / Total Loans %	0.57	0.56	0.51	0.5	0.49
Net Charge-offs / Total Average Loans %	-	-	-	-	-
Provision for Loan Losses / Net Charge-offs %	-	-	-	-	-
Earning Assets / IBL	95.63	101.66	99.82	97.08	104.22
Capital And Funding
Total Average Common Equity / Total Average Assets %	7.87	7.56	7.31	7.4	7.44
Total Average Equity / Total Average Assets %	7.88	7.57	7.31	7.4	7.44
Total Equity + Allowance for Loan Losses / Total Loans %	12.25	11.91	11.73	11.97	11.28
Gross Loans / Total Deposits %	84.82	82.84	86.98	87.81	90.76
Net Loans / Total Deposits %	84.34	82.37	86.54	87.37	90.32
Tier 1 Capital Ratio %	16.56	16.08	18.42	18.17	16.29
Total Capital Ratio %	16.56	16.08	18.42	18.17	16.29
Core Tier 1 Capital Ratio	16.56	16.08	18.42	18.17	16.29
Tier 2 Capital Ratio	-	0	0	0	0
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	11.68	16.66	4.61	3.14	3.74
EBT + Interest Expense / Interest Expense	7.67	10.86	2.85	2.01	2.3
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	6.59	7.99	-2.73	7.46	15.14
Non Interest Income, 1 Yr. Growth %	14.8	4.19	14.04	9.09	-14.61
Provision For Loan Losses, 1 Yr. Growth %	61.45	-48.53	-26.88	-12.39	-2.56
Total Revenues, 1 Yr. Growth %	8.47	9.29	6.19	8.7	-0.38
Earnings From Cont. Operations, 1 Yr. Growth %	12.71	-4.57	25.72	10.12	29.18
Net Income, 1 Yr. Growth %	12.75	-4.59	25.85	10.24	29.19
Normalized Net Income, 1 Yr. Growth %	15.95	-15.15	38.01	38.58	6.29
Diluted EPS Before Extra, 1 Yr. Growth %	12.09	-3.79	29.03	14.43	30.91
Dividend Per Share, 1 Yr. Growth %	13.64	4	15.38	30	53.85
Gross Loans, 1 Yr. Growth %	3.79	1.26	6.94	2.52	3.02
Allowance For Loan Losses, 1 Yr. Growth %	19.55	-0.96	-1.96	0.49	0.01
Net Loans, 1 Yr. Growth %	3.71	1.28	6.99	2.53	3.04
Non Performing Loans, 1 Yr. Growth %	11.37	-4.38	6.06	-3.57	-7.59
Non Performing Assets, 1 Yr. Growth %	11.37	-4.38	6.06	-3.57	-7.59
Total Assets, 1 Yr. Growth %	12.22	5.98	4.94	3.11	-2.64
Total Deposits, 1 Yr Growth %	10.3	3.69	1.84	1.55	-0.32
Tangible Book Value, 1 Yr. Growth %	11.51	-1.29	6.31	6.79	-2.97
Average Interest Earning Assets, 1 Yr. Growth %	6.52	14.49	3.27	6.31	2.61
Average Interest Bearing Liabilities, 1 Yr. Growth %	9.52	7.7	5.17	9.31	-4.42
Common Equity, 1 Yr. Growth %	11.34	-1.55	5.64	4.81	-3.03
Total Equity, 1 Yr. Growth %	11.34	-1.55	5.5	4.82	-3.03
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-1.21	7.28	2.49	2.24	11.23
Non Interest Income, 2 Yr. CAGR %	8.11	9.37	9.01	11.54	-3.48
Provision For Loan Losses, 2 Yr. CAGR %	46.97	-8.84	-38.65	-19.96	-7.61
Total Revenues, 2 Yr. CAGR %	1.55	8.88	7.73	7.43	4.06
Earnings From Cont. Operations, 2 Yr. CAGR %	-3.49	3.71	9.53	17.66	19.27
Net Income, 2 Yr. CAGR %	-3.51	3.72	9.58	17.78	19.34
Normalized Net Income, 2 Yr. CAGR %	-0.25	-0.81	8.21	38.29	21.36
Diluted EPS Before Extra, 2 Yr. CAGR %	-2.38	3.85	11.42	21.51	22.39
Dividend Per Share, 2 Yr. CAGR %	6.6	8.71	9.54	22.47	41.42
Gross Loans, 2 Yr. CAGR %	3.64	2.52	4.06	4.71	2.77
Allowance For Loan Losses, 2 Yr. CAGR %	13.51	8.81	-1.46	-0.74	0.25
Net Loans, 2 Yr. CAGR %	3.59	2.49	4.09	4.74	2.78
Non Performing Loans, 2 Yr. CAGR %	5.75	3.19	0.7	1.13	-5.6
Non Performing Assets, 2 Yr. CAGR %	5.75	3.19	0.7	1.13	-5.6
Total Assets, 2 Yr. CAGR %	8.97	9.06	5.46	4.02	0.19
Total Deposits, 2 Yr CAGR %	6	6.94	2.76	1.69	0.61
Tangible Book Value, 2 Yr. CAGR %	3.87	4.92	2.44	6.55	1.79
Average Interest Earning Assets, 2 Yr. CAGR %	5.25	10.43	8.73	4.78	4.44
Average Interest Bearing Liabilities, 2 Yr. CAGR %	8.04	8.6	6.43	7.22	2.22
Common Equity, 2 Yr. CAGR %	4.27	4.7	1.98	5.22	0.82
Total Equity, 2 Yr. CAGR %	4.26	4.7	1.91	5.16	0.82
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	0.73	1.77	3.84	4.12	6.37
Non Interest Income, 3 Yr. CAGR %	3.73	6.79	10.9	9.04	2.04
Provision For Loan Losses, 3 Yr. CAGR %	-	3.6	-15.3	-30.91	-14.54
Total Revenues, 3 Yr. CAGR %	0.26	4.07	7.97	8.05	4.76
Earnings From Cont. Operations, 3 Yr. CAGR %	-4.48	-3.85	10.58	9.72	21.38
Net Income, 3 Yr. CAGR %	-4.52	-3.87	10.63	9.8	21.47
Normalized Net Income, 3 Yr. CAGR %	-1.48	-5.49	10.73	17.51	26.68
Diluted EPS Before Extra, 3 Yr. CAGR %	-2.18	-2.85	11.64	12.41	24.56
Dividend Per Share, 3 Yr. CAGR %	5.98	5.73	10.89	15.98	32.15
Gross Loans, 3 Yr. CAGR %	3.76	2.84	3.97	3.55	4.14
Allowance For Loan Losses, 3 Yr. CAGR %	10.11	8.46	5.1	-0.81	-0.49
Net Loans, 3 Yr. CAGR %	3.72	2.81	3.97	3.57	4.17
Non Performing Loans, 3 Yr. CAGR %	3.59	2.26	4.14	-0.74	-1.87
Non Performing Assets, 3 Yr. CAGR %	3.59	2.26	4.14	-0.74	-1.87
Total Assets, 3 Yr. CAGR %	6.87	7.96	7.67	4.67	1.75
Total Deposits, 3 Yr CAGR %	5.01	5.23	5.21	2.36	1.02
Tangible Book Value, 3 Yr. CAGR %	3.35	2.12	5.38	3.87	3.28
Average Interest Earning Assets, 3 Yr. CAGR %	4.31	8.25	7.99	7.92	4.05
Average Interest Bearing Liabilities, 3 Yr. CAGR %	6.34	7.93	7.45	7.38	3.19
Common Equity, 3 Yr. CAGR %	3.65	2.29	5.01	2.92	2.4
Total Equity, 3 Yr. CAGR %	3.64	2.29	4.96	2.87	2.35
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-0.23	2.44	1.43	1.96	6.74
Non Interest Income, 5 Yr. CAGR %	1.89	-2.28	5.81	8.67	4.91
Provision For Loan Losses, 5 Yr. CAGR %	35.73	9.45	-	-6.56	-12.3
Total Revenues, 5 Yr. CAGR %	-0.11	-0.19	3.18	5.4	6.39
Earnings From Cont. Operations, 5 Yr. CAGR %	-1.83	7.29	0.89	4.23	13.98
Net Income, 5 Yr. CAGR %	-1.85	7.3	0.89	4.27	14.03
Normalized Net Income, 5 Yr. CAGR %	-2.87	2.66	2.28	10.05	14.87
Diluted EPS Before Extra, 5 Yr. CAGR %	-0	9.32	3.05	6.25	15.82
Dividend Per Share, 5 Yr. CAGR %	4.56	5.39	7.39	12.13	22.22
Gross Loans, 5 Yr. CAGR %	3.36	3.13	3.88	3.58	3.49
Allowance For Loan Losses, 5 Yr. CAGR %	2.11	2.54	5.33	4.68	3.13
Net Loans, 5 Yr. CAGR %	3.37	3.13	3.87	3.58	3.49
Non Performing Loans, 5 Yr. CAGR %	-2.47	-0.36	2.42	1.8	0.13
Non Performing Assets, 5 Yr. CAGR %	-2.47	-0.36	2.42	1.8	0.13
Total Assets, 5 Yr. CAGR %	4.83	6.18	6.3	6.37	4.61
Total Deposits, 5 Yr CAGR %	4.09	4.3	4.11	3.8	3.35
Tangible Book Value, 5 Yr. CAGR %	3.25	2.9	2.98	3.87	3.93
Average Interest Earning Assets, 5 Yr. CAGR %	2.37	5.04	6.06	6.85	6.56
Average Interest Bearing Liabilities, 5 Yr. CAGR %	4.25	5.35	6.38	7.65	5.32
Common Equity, 5 Yr. CAGR %	3.68	3.09	2.98	3.45	3.31
Total Equity, 5 Yr. CAGR %	3.69	3.09	2.95	3.43	3.29