Cash flow Schweizerische Nationalbank

Equities

SNBN

CH0001319265

Banks

Market Closed - Swiss Exchange Other stock markets 09:00:03 10/04/2026 pm IST			5-day change	1st Jan Change
3,480.00 ^CHF	+0.87%		+1.16%	-1.42%

07/04	Swiss Stocks Fall; Stadler Withdraws Appeal Against Contract Award	MT
07/04	Swiss Foreign Currency Reserves Climb in March	MT

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Published financial data: SCHWEIZERISCHE NATIONALBANK

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	-4.51Cr	-3.25Cr	144.78Cr	28Cr	4.31Cr
Interest Income On Investments	125.66Cr	-20Cr	-	-	-
Interest Income, Total	121.15Cr	-23Cr	144.78Cr	28Cr	4.31Cr
Interest On Deposits	17L	24Cr	1.02TCr	785.82Cr	85Cr
Interest Expense, Total	17L	24Cr	1.02TCr	785.82Cr	85Cr
Net Interest Income	120.98Cr	-47Cr	-873.16Cr	-757.6Cr	-81Cr
Income From Trading Activities	-90L	-1.22Cr	-1.72Cr	-1.55Cr	-1.69Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-14Cr	-56Cr	24Cr	17Cr	-5.36Cr
Income (Loss) on Equity Invest. (Income Block)	1.52Cr	50L	62L	1.01Cr	-1.42Cr
Total Other Non Interest Income	2.56TCr	-13TCr	573.37Cr	8.86TCr	2.75TCr
Non Interest Income, Total	2.55TCr	-13TCr	596.61Cr	8.87TCr	2.74TCr
Revenues Before Provison For Loan Losses	2.67TCr	-13TCr	-276.55Cr	8.12TCr	2.66TCr
Total Revenues	2.67TCr	-13TCr	-276.55Cr	8.12TCr	2.66TCr
Salaries And Other Employee Benefits	18Cr	19Cr	20Cr	20Cr	21Cr
Occupancy Expense	3.77Cr	3.89Cr	3.62Cr	3.63Cr	3.13Cr
Selling General & Admin Expenses, Total	2.49Cr	1.98Cr	2.31Cr	2.05Cr	1.9Cr
Total Other Non Interest Expense	14Cr	15Cr	16Cr	17Cr	18Cr
Non Interest Expense, Total	38Cr	40Cr	42Cr	43Cr	43Cr
EBT, Excl. Unusual Items	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
EBT, Incl. Unusual Items	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Earnings From Continuing Operations	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Net Income to Company	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Net Income - (IS)	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Net Income to Common Incl Extra Items	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Net Income to Common Excl. Extra Items	2.63TCr	-13TCr	-318.41Cr	8.07TCr	2.61TCr
Per Share Items
Net EPS - Basic	3L	-13.25L	-31.84T	8L	3L
Basic EPS - Continuing Operations	3L	-13.25L	-31.84T	8L	3L
Basic Weighted Average Shares Outstanding	1L	1L	1L	1L	1L
Net EPS - Diluted	3L	-13.25L	-31.84T	8L	3L
Diluted EPS - Continuing Operations	3L	-13.25L	-31.84T	8L	3L
Diluted Weighted Average Shares Outstanding	1L	1L	1L	1L	1L
Normalized Basic EPS	2L	-8L	-19.9T	5L	2L
Normalized Diluted EPS	2L	-8L	-19.9T	5L	2L
Dividend Per Share	15	-	-	15	15
Supplemental Items
Normalized Net Income	1.64TCr	-8.28TCr	-199.01Cr	5.05TCr	1.63TCr
Non-Cash Pension Expense	2.35Cr	2.46Cr	2.62Cr	2.69Cr	2.84Cr

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	1.22TCr	1.16TCr	1.11TCr	1.12TCr	1.05TCr
Investment Securities, Total	84TCr	71TCr	66TCr	74TCr	75TCr
Trading Asset Securities, Total	33Cr	33Cr	31Cr	14Cr	18Cr
Mortgage Backed Securities	193.11Cr	178.91Cr	192.44Cr	202.5Cr	199.47Cr
Total investments	85TCr	72TCr	66TCr	74TCr	75TCr
Gross Loans	1.01TCr	530.8Cr	4.11TCr	308.75Cr	224.25Cr
Net Loans	1.01TCr	530.8Cr	4.11TCr	308.75Cr	224.25Cr
Gross Property Plant And Equipment	80Cr	83Cr	86Cr	83Cr	89Cr
Accumulated Depreciation	-37Cr	-40Cr	-42Cr	-38Cr	-41Cr
Net Property Plant And Equipment	43Cr	43Cr	44Cr	44Cr	49Cr
Other Intangibles, Total	98L	1.02Cr	1.07Cr	73L	80L
Other Receivables	21Cr	119.67Cr	63Cr	13Cr	17Cr
Other Current Assets, Total	18TCr	14TCr	7.71TCr	9.82TCr	13TCr
Other Long-Term Assets, Total	261.32Cr	268.18Cr	208.54Cr	198.05Cr	176.65Cr
Total Assets	1,05700Cr	88TCr	79TCr	85TCr	89TCr
Liabilities
Accounts Payable, Total	1.2Cr	2.36Cr	8.58Cr	4.71Cr	11Cr
Accrued Expenses, Total	1.7Cr	35Cr	2.2Cr	1.79Cr	1.99Cr
Non-Interest Bearing Deposits	71TCr	52TCr	46TCr	43TCr	44TCr
Total Deposits	71TCr	52TCr	46TCr	43TCr	44TCr
Short-Term Borrowings	2.11TCr	8.55TCr	8.52TCr	11TCr	9.53TCr
Long-Term Debt	-	9.82TCr	8.67TCr	7.02TCr	9.87TCr
Accrued Interest Payable	-	-	66Cr	24Cr	-
Other Current Liabilities - (Bank / Utility Template)	1.16TCr	397.02Cr	530.93Cr	519.25Cr	1.44TCr
Other Non Current Liabilities	11TCr	11TCr	9.65TCr	9.58TCr	8.37TCr
Total Liabilities	85TCr	82TCr	73TCr	71TCr	73TCr
Common Stock, Total	2.5Cr	2.5Cr	2.5Cr	2.5Cr	2.5Cr
Retained Earnings	12TCr	-2.99TCr	-4.27TCr	2.75TCr	3.91TCr
Comprehensive Income and Other	8.7TCr	9.57TCr	11TCr	12TCr	13TCr
Total Common Equity	20TCr	6.58TCr	6.26TCr	14TCr	17TCr
Total Equity	20TCr	6.58TCr	6.26TCr	14TCr	17TCr
Total Liabilities And Equity	1,05700Cr	88TCr	79TCr	85TCr	89TCr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	1L	1L	1L	1L	1L
ECS Total Common Shares Outstanding	1L	1L	1L	1L	1L
Book Value / Share	20.42L	7L	6L	14.33L	16.65L
Tangible Book Value	20TCr	6.58TCr	6.26TCr	14TCr	17TCr
Tangible Book Value Per Share	20.42L	7L	6L	14.33L	16.64L
Total Debt	2.11TCr	18TCr	17TCr	18TCr	19TCr
Net Debt	-1.84TCr	15TCr	14TCr	14TCr	15TCr
Equity Method Investments, Total	4.52Cr	4.19Cr	4Cr	4Cr	4.08Cr
Full Time Employees	868.6	891.3	910	927	941.2
Part Time Employees	-	-	-	-	-

Fiscal Period: December	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	2.56	-13.67	-0.38	9.79	2.99
Return On Equity %	13.55	-98.13	-4.96	78.42	16.88
Return on Common Equity	13.55	-98.13	-4.96	78.42	16.88
Margin Analysis
SG&A Margin	0.92	-0.19	-9.21	0.32	0.97
Net Interest Income / Total Revenues %	4.53	0.35	315.73	-9.33	-3.05
EBT Excl. Non-Recurring Items Margin %	98.57	100.3	115.14	99.47	98.36
Income From Continuing Operations Margin %	98.57	100.3	115.14	99.47	98.36
Net Income Margin %	98.57	100.3	115.14	99.47	98.36
Net Avail. For Common Margin %	98.57	100.3	115.14	99.47	98.36
Normalized Net Income Margin	61.61	62.69	71.96	62.17	61.48
Capital And Funding
Total Average Common Equity / Total Average Assets %	18.88	13.93	7.66	12.49	17.72
Total Average Equity / Total Average Assets %	18.88	13.93	7.66	12.49	17.72
Total Equity + Allowance for Loan Losses / Total Loans %	2.02T	1.24T	152.45	4.64T	7.42T
Gross Loans / Total Deposits %	1.41	1.02	8.97	0.71	0.52
Net Loans / Total Deposits %	1.41	1.02	8.97	0.71	0.52
Interbank Ratio	0.79	-	-	-	6.92
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	15.47T	-561.55	0.69	11.27	31.59
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-8.98	-138.49	1.77T	-13.23	-89.29
Non Interest Income, 1 Yr. Growth %	27.87	-616.71	-104.53	1.39T	-69.13
Total Revenues, 1 Yr. Growth %	25.57	-595.02	-97.91	-3.03T	-67.25
Earnings From Cont. Operations, 1 Yr. Growth %	26.02	-603.72	-97.6	-2.64T	-67.61
Net Income, 1 Yr. Growth %	26.02	-603.72	-97.6	-2.64T	-67.61
Normalized Net Income, 1 Yr. Growth %	26.02	-603.72	-97.6	-2.64T	-67.61
Diluted EPS Before Extra, 1 Yr. Growth %	26.02	-603.72	-97.6	-2.64T	-67.61
Dividend Per Share, 1 Yr. Growth %	0	-	-	-	0
Gross Loans, 1 Yr. Growth %	-16.33	-47.5	673.39	-92.48	-27.37
Net Loans, 1 Yr. Growth %	-16.33	-47.5	673.39	-92.48	-27.37
Total Assets, 1 Yr. Growth %	5.78	-16.6	-9.84	7.48	4.66
Total Deposits, 1 Yr Growth %	3.69	-26.9	-12.4	-5.29	0.43
Tangible Book Value, 1 Yr. Growth %	11.03	-67.8	-4.84	129.02	16.15
Common Equity, 1 Yr. Growth %	11.03	-67.8	-4.84	128.99	16.15
Total Equity, 1 Yr. Growth %	11.03	-67.8	-4.84	128.99	16.15
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-21.86	-40.81	168.65	303.34	-69.51
Non Interest Income, 2 Yr. CAGR %	-26.59	157.04	-51.6	-17.89	114.27
Total Revenues, 2 Yr. CAGR %	-26.39	149.31	-67.81	-21.61	210.02
Earnings From Cont. Operations, 2 Yr. CAGR %	-26.63	151.95	-65.21	-21.94	186.55
Net Income, 2 Yr. CAGR %	-26.63	151.95	-65.21	-21.94	186.55
Normalized Net Income, 2 Yr. CAGR %	-26.63	151.95	-65.21	-21.94	186.55
Diluted EPS Before Extra, 2 Yr. CAGR %	-26.63	151.95	-65.21	-21.94	186.55
Dividend Per Share, 2 Yr. CAGR %	0	-	-	-	-
Gross Loans, 2 Yr. CAGR %	505.02	-33.72	101.5	-23.73	-76.63
Net Loans, 2 Yr. CAGR %	505.02	-33.72	101.5	-23.73	-76.63
Total Assets, 2 Yr. CAGR %	10.79	-6.07	-13.28	-1.56	6.06
Total Deposits, 2 Yr CAGR %	12.16	-12.94	-19.98	-8.91	-2.47
Tangible Book Value, 2 Yr. CAGR %	10.56	-40.21	-44.65	47.62	63.1
Common Equity, 2 Yr. CAGR %	10.56	-40.21	-44.65	47.62	63.09
Total Equity, 2 Yr. CAGR %	10.56	-40.21	-44.65	47.62	63.09
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-16.73	-38.28	87.28	84.32	20.34
Non Interest Income, 3 Yr. CAGR %	15.23	40.69	-33.09	51.59	-40.74
Total Revenues, 3 Yr. CAGR %	22.39	38.94	-49.32	44.89	-41.4
Earnings From Cont. Operations, 3 Yr. CAGR %	20.76	39.45	-46.57	45.33	-41.78
Net Income, 3 Yr. CAGR %	20.76	39.45	-46.57	45.33	-41.78
Normalized Net Income, 3 Yr. CAGR %	20.76	39.45	-46.57	45.33	-41.78
Diluted EPS Before Extra, 3 Yr. CAGR %	20.76	39.45	-46.57	45.33	-41.78
Dividend Per Share, 3 Yr. CAGR %	0	-	-	0	-
Gross Loans, 3 Yr. CAGR %	238.66	167.86	50.33	-32.66	-24.96
Net Loans, 3 Yr. CAGR %	238.66	167.86	50.33	-32.66	-24.96
Total Assets, 3 Yr. CAGR %	8.95	0.78	-7.35	-6.85	0.47
Total Deposits, 3 Yr CAGR %	8.51	-2.76	-12.76	-15.36	-5.9
Tangible Book Value, 3 Yr. CAGR %	19.32	-26.72	-30.19	-11.14	36.28
Common Equity, 3 Yr. CAGR %	19.32	-26.71	-30.19	-11.14	36.28
Total Equity, 3 Yr. CAGR %	19.32	-26.71	-30.19	-11.14	36.28
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-5.23	-25.82	33.04	30.77	-9.4
Non Interest Income, 5 Yr. CAGR %	1.8	20.08	-18.55	13.43	6.58
Total Revenues, 5 Yr. CAGR %	1.41	19.24	-28.26	10.51	4.58
Earnings From Cont. Operations, 5 Yr. CAGR %	1.45	19.5	-26.59	10.57	4.61
Net Income, 5 Yr. CAGR %	1.45	19.5	-26.59	10.57	4.61
Normalized Net Income, 5 Yr. CAGR %	1.45	19.5	-26.59	10.57	4.61
Diluted EPS Before Extra, 5 Yr. CAGR %	1.45	19.5	-26.59	10.57	4.61
Dividend Per Share, 5 Yr. CAGR %	0	-	-	0	0
Gross Loans, 5 Yr. CAGR %	130.5	90.73	175.15	62.06	-28.6
Net Loans, 5 Yr. CAGR %	130.5	90.73	175.15	62.06	-28.6
Total Assets, 5 Yr. CAGR %	7.2	0.89	-0.56	-0.16	-2.2
Total Deposits, 5 Yr CAGR %	6.45	-1.35	-3.93	-5.27	-8.78
Tangible Book Value, 5 Yr. CAGR %	19.3	-13.67	-12.24	-3.02	-1.98
Common Equity, 5 Yr. CAGR %	19.3	-13.67	-12.24	-3.02	-1.98
Total Equity, 5 Yr. CAGR %	19.3	-13.67	-12.24	-3.02	-1.98