Financials RBL Bank Limited

Equities

RBLBANK

INE976G01028

Banks

Delayed NSE India S.E. Other stock markets 04:35:04 16/03/2026 pm IST			5-day change	1st Jan Change
296.05 ^INR	+0.44%		-0.62%	-6.25%

13/03	India to scrap bids for majority stake in IDBI Bank, source says	RE
26/02	Veranda Learning Solutions unit enters facility agreement with RBL Bank for 1.25 billion rupees	RE

Projected Income Statement: RBL Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	58,450	1,05,163	69,409	90,858	1,02,692	1,06,121	1,25,973	1,43,744
Change	-	79.92%	-34%	30.9%	13.02%	3.34%	18.71%	14.11%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	30,910	27,453	22,024	30,308	36,268	33,455	43,887	54,885
Change	-	-11.18%	-19.77%	37.61%	19.67%	-7.76%	31.18%	25.06%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	6,890	-1,151	11,805	12,523	6,681	12,573	22,836	31,056
Change	-	-116.7%	1,125.73%	6.08%	-46.65%	88.19%	81.62%	36%
Net income ¹	5,080	-747.4	8,827	11,679	6,954	9,501	16,698	23,105
Change	-	-114.71%	1,281.07%	32.31%	-40.46%	36.64%	75.74%	38.37%
Announcement Date	04/05/21	12/05/22	29/04/23	27/04/24	25/04/25	-	-	-

¹INR in Million

Estimates

Fiscal Period: March	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	13,746	13,883	14,880	15,940	27,205	25,676	26,641	26,423	16,413	16,477	17,666	18,853	-	21,794	23,234	24,753	25,054	25,423	26,584	25,630	25,501	25,327	26,827	27,100
Change	-	0.99%	7.18%	7.12%	70.67%	-5.62%	3.76%	-0.82%	-37.88%	0.39%	7.21%	6.72%	-	-	6.61%	6.54%	1.22%	1.47%	4.57%	-3.59%	-0.5%	-0.68%	5.92%	1.02%
EBITDA ¹	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	17,900	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0%	-	-	-
EBIT ¹	6,897	7,198	8,048	8,770	8,074	6,910	6,308	6,574	5,291	5,124	5,672	5,938	6,475	7,310	7,652	8,870	8,591	9,099	9,966	8,612	7,030	7,035	8,415	9,000
Change	-	4.36%	11.82%	8.97%	-7.93%	-14.42%	-8.71%	4.22%	-19.52%	-3.17%	10.71%	4.69%	9.05%	12.89%	4.69%	15.91%	-3.15%	5.91%	9.53%	-13.59%	-18.37%	0.08%	19.61%	6.96%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,896	1,942	1,950	1,100	-6,182	394.9	2,069	2,568	2,761	2,708	2,745	3,591	3,813	906.3	3,071	4,732	4,928	2,916	-1,923	760.5	2,606	2,679	3,385	4,000
Change	-	2.44%	0.44%	-43.6%	-662.02%	106.39%	423.9%	24.1%	7.54%	-1.91%	1.33%	30.83%	6.19%	-76.23%	238.86%	54.09%	4.13%	-40.83%	-165.95%	139.55%	242.71%	2.79%	26.37%	18.16%
Net income ¹	1,412	1,442	1,471	750	-4,595	308	1,561	1,978	2,012	2,016	2,090	2,710	2,881	2,941	2,331	3,526	3,715	2,225	326.3	687	2,003	2,084	2,458	3,000
Change	-	2.08%	2.01%	-49%	-712.63%	106.7%	406.82%	26.73%	1.68%	0.19%	3.68%	29.71%	6.29%	2.07%	-20.74%	51.29%	5.35%	-40.11%	-85.34%	110.54%	191.6%	4.04%	17.92%	22.05%
Announcement Date	28/07/20	28/10/20	28/01/21	04/05/21	02/08/21	28/10/21	27/01/22	12/05/22	21/07/22	22/10/22	20/01/23	29/04/23	22/07/23	21/10/23	19/01/24	27/04/24	20/07/24	19/10/24	18/01/25	25/04/25	19/07/25	-	-	-

¹INR in Million

Estimates

Forecast Balance Sheet: RBL Bank Limited

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	04/05/21	12/05/22	29/04/23	27/04/24	25/04/25	-	-	-

Estimates

Cash Flow Forecast: RBL Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025
CAPEX ¹	2,268	1,790	2,708	2,443	2,036	2,883
Change	-	-21.1%	51.31%	-9.77%	-16.66%	41.59%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	23/06/20	26/08/21	26/08/22	04/08/23	13/07/24	30/08/25

¹INR in Million

Estimates

Forecast Financial Ratios: RBL Bank Limited

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	52.88%	26.11%	31.73%	33.36%	35.32%	31.53%	34.84%	38.18%
EBT Margin (%)	-	11.79%	-1.09%	17.01%	13.78%	6.51%	11.85%	18.13%	21.61%
Net margin (%)	-	8.69%	-0.71%	12.72%	12.85%	6.77%	8.95%	13.25%	16.07%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.54%	-0.07%	0.83%	0.95%	0.51%	0.61%	0.91%	1.12%
ROE	-	4.35%	-0.6%	6.69%	8.23%	4.6%	5.92%	9.39%	11.65%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	1.5	1.5	1	2.248	2.577	3.553
Change	-	-	-	-	0%	-33.33%	124.78%	14.65%	37.88%
Book Value Per Share ¹	-	211.7	210.5	226.4	244.5	253.1	268.9	294.3	331.8
Change	-	-	-0.6%	7.58%	7.99%	3.5%	6.24%	9.47%	12.72%
EPS ¹	-	9.28	-1.25	14.66	19.04	11.4	15.5	27.22	37.77
Change	-	-	-113.47%	1,272.8%	29.88%	-40.13%	35.97%	75.64%	38.74%
Nbr of stocks (in thousands)	-	5,98,020	5,99,514	5,99,568	6,05,100	6,07,876	6,18,111	6,18,111	6,18,111
Announcement Date	-	04/05/21	12/05/22	29/04/23	27/04/24	25/04/25	-	-	-