Cash flow Piramal Enterprises Limited

Equities

PEL

INE140A01024

Consumer Lending

Delayed Bombay S.E. Other stock markets 03:06:31 11/07/2025 pm IST			5-day change	1st Jan Change
1,222.70 ^INR	+5.18%		+5.79%	+11.38%

06/06	Piramal Enterprises Gets Board Nod to Raise INR2.4 Billion Through Debenture Allotment	MT
02/06	Piramal Enterprises Limited Appoints Jitendra Bhati as Chief Compliance Officer	CI

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Published financial data: PIRAMAL ENTERPRISES LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	13TCr	14TCr	7.89TCr	7.46TCr	8.52TCr
Interest Expense, Total	4.09TCr	4.43TCr	3.99TCr	4.34TCr	5.28TCr
Net Interest Income	8.72TCr	9.57TCr	3.9TCr	3.12TCr	3.24TCr
Commission and Fees	-	-	291.64Cr	559.72Cr	439.5Cr
Gain (Loss) on Sale of Investments, Total (Rev)	-	128.26Cr	717.44Cr	870.69Cr	-
Other Revenues, Total	308.12Cr	444.32Cr	35Cr	1.13TCr	1.31TCr
Revenues Before Provison For Loan Losses	9.03TCr	10TCr	4.94TCr	5.68TCr	4.99TCr
Provision For Loan Losses	9.91Cr	696.07Cr	-155.86Cr	-733.43Cr	-1.58TCr
Total Revenues	9.02TCr	9.44TCr	5.1TCr	6.41TCr	6.57TCr
Salaries And Other Employee Benefits	1.65TCr	2.14TCr	930.05Cr	1.35TCr	1.62TCr
Cost of Services Provided, Total	2.27TCr	2.53TCr	130.71Cr	247.3Cr	227.84Cr
Depreciation & Amortization - (IS) - (Collected)	560.88Cr	665.78Cr	122.88Cr	168.65Cr	213.69Cr
Provision for Bad Debts	2L	-	-	-	-
Other Operating Expenses	1.52TCr	2.12TCr	6.5TCr	5.21TCr	4.34TCr
Total Operating Expenses	6TCr	7.45TCr	7.68TCr	6.97TCr	6.4TCr
Operating Income	3.02TCr	1.99TCr	-2.59TCr	-565.13Cr	165.98Cr
Income (Loss) on Equity Invest.	338.43Cr	652.88Cr	388.61Cr	153.73Cr	136.61Cr
Currency Exchange Gains (Loss)	26Cr	31Cr	1.01Cr	-	-
Other Non Operating Income (Expenses)	-	-	145.9Cr	149.84Cr	278.51Cr
EBT, Excl. Unusual Items	3.39TCr	2.68TCr	-2.05TCr	-261.56Cr	581.1Cr
Total Merger & Related Restructuring Charges	-	-157.8Cr	-	-	-
Impairment of Goodwill	-	-	-	-278.19Cr	-
Gain (Loss) on Sale of Investments	-10Cr	-	-	-	-
Gain (Loss) on Sale of Assets	24Cr	1.58Cr	-24Cr	8.25Cr	64Cr
Asset Writedown	-41Cr	-	-	-660.31Cr	-
Other Unusual Items	96Cr	-10Cr	8.07TCr	-2.09TCr	-
EBT, Incl. Unusual Items	3.46TCr	2.51TCr	5.99TCr	-3.28TCr	644.89Cr
Income Tax Expense	2.04TCr	510.79Cr	-3.98TCr	-1.59TCr	159.44Cr
Earnings From Continuing Operations	1.41TCr	2TCr	9.97TCr	-1.68TCr	485.45Cr
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	1.41TCr	2TCr	9.97TCr	-1.68TCr	485.45Cr
Minority Interest	-81Cr	-76Cr	-	-	-
Net Income - (IS)	1.33TCr	1.92TCr	9.97TCr	-1.68TCr	485.45Cr
Net Income to Common Incl Extra Items	1.33TCr	1.92TCr	9.97TCr	-1.68TCr	485.45Cr
Net Income to Common Excl. Extra Items	1.33TCr	1.92TCr	9.97TCr	-1.68TCr	485.45Cr
Per Share Items
Net EPS - Basic	56.19	80.7	417.68	-72.82	21.55
Basic EPS - Continuing Operations	56.19	80.7	417.68	-72.82	21.55
Basic Weighted Average Shares Outstanding	24Cr	24Cr	24Cr	23Cr	23Cr
Net EPS - Diluted	55.68	80.4	416.3	-72.82	21.33
Diluted EPS - Continuing Operations	55.68	80.4	416.3	-72.82	21.33
Diluted Weighted Average Shares Outstanding	24Cr	24Cr	24Cr	23Cr	23Cr
Normalized Basic EPS	85.85	67.01	-53.74	-7.07	16.13
Normalized Diluted EPS	85.08	66.76	-53.56	-7.07	15.96
Dividend Per Share	33	33	31	10	11
Payout Ratio	23.7	40.95	7.9	-43.95	46.37
Supplemental Items
Total Revenues (As Reported)	13TCr	15TCr	9.09TCr	10TCr	11TCr
Effective Tax Rate - (Ratio)	59.12	20.35	-66.41	48.65	24.72
Total Current Taxes	377.79Cr	934.77Cr	-3.32TCr	-490.11Cr	22Cr
Total Deferred Taxes	406.83Cr	-423.98Cr	-653.53Cr	-1.1TCr	137.8Cr
Normalized Net Income	2.04TCr	1.6TCr	-1.28TCr	-163.48Cr	363.19Cr
Non-Cash Pension Expense	2.05Cr	2.64Cr	1.19Cr	1.52Cr	1.61Cr
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	-	-	6L	-	91Cr
Total Stock-Based Compensation	-	-	6L	-	91Cr

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	5.72TCr	6.44TCr	3.73TCr	3.27TCr	4.99TCr
Long-Term Investments - (FS Template)	19TCr	22TCr	7.9TCr	4.6TCr	6.71TCr
Trading Asset Securities, Total	2.77TCr	2.57TCr	15TCr	7.96TCr	5.86TCr
Loans and Lease Receivables - (FS Template)	32TCr	49TCr	46TCr	55TCr	66TCr
Other Receivables	1.6TCr	1.66TCr	19Cr	66Cr	49Cr
Gross Property Plant And Equipment	4.58TCr	5.92TCr	668.25Cr	788.27Cr	718.64Cr
Accumulated Depreciation	-1.25TCr	-1.61TCr	-111.8Cr	-158.21Cr	-197.09Cr
Net Property Plant And Equipment	3.33TCr	4.31TCr	556.45Cr	630.06Cr	521.55Cr
Goodwill	1.11TCr	1.29TCr	272.17Cr	2Cr	2Cr
Other Intangibles, Total	2.76TCr	3.38TCr	130.14Cr	219.18Cr	256.48Cr
Restricted Cash	500.65Cr	174.24Cr	-	-	-
Other Current Assets, Total	3.43TCr	4.15TCr	4.77TCr	4.13TCr	3.89TCr
Deferred Tax Assets Long-Term (Collected)	937.24Cr	1.37TCr	1.85TCr	2.88TCr	2.74TCr
Deferred Charges Long-Term	7.79Cr	3.21Cr	-	-	-
Other Long-Term Assets, Total	3.25TCr	2.89TCr	3.6TCr	3.9TCr	4.13TCr
Total Assets	77TCr	1LCr	84TCr	83TCr	95TCr
Liabilities
Interest Bearing Deposits	-	-	72Cr	25Cr	88Cr
Deposits	-	-	72Cr	25Cr	88Cr
Accounts Payable, Total	1.18TCr	1.7TCr	399.27Cr	294.52Cr	415.24Cr
Accrued Expenses, Total	336.13Cr	424.08Cr	189.71Cr	294.97Cr	168.04Cr
Short-Term Borrowings	3.37TCr	12TCr	3.34TCr	190.13Cr	-
Current Portion of Long-Term Debt	7.91TCr	-	-	-	-
Current Portion of Leases	48Cr	88Cr	-	-	-
Long-Term Debt	28TCr	44TCr	47TCr	54TCr	66TCr
Long-Term Leases	140.39Cr	163.55Cr	238.9Cr	264.26Cr	330.63Cr
Current Income Taxes Payable	189.74Cr	3.63TCr	721.16Cr	218.6Cr	295.33Cr
Unearned Revenue, Current	150.99Cr	79Cr	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	165.66Cr	1.11TCr	17Cr	15Cr	64Cr
Unearned Revenue Non Current	142.66Cr	153.76Cr	-	-	-
Pension & Other Post Retirement Benefits	30Cr	46Cr	41Cr	65Cr	92Cr
Deferred Tax Liability Non-Current	222.68Cr	192.2Cr	-	-	-
Other Non Current Liabilities	8L	2.51Cr	871.17Cr	738.21Cr	635.8Cr
Total Liabilities	42TCr	63TCr	53TCr	56TCr	68TCr
Common Stock, Total	45Cr	48Cr	48Cr	45Cr	45Cr
Additional Paid In Capital	13TCr	15TCr	11TCr	9.25TCr	9.3TCr
Retained Earnings	19TCr	25TCr	25TCr	22TCr	22TCr
Comprehensive Income and Other	2.26TCr	-4.02TCr	-4.92TCr	-4.5TCr	-4.38TCr
Total Common Equity	34TCr	35TCr	31TCr	27TCr	27TCr
Minority Interest	1.12TCr	1.35TCr	-	-	-
Total Equity	35TCr	37TCr	31TCr	27TCr	27TCr
Total Liabilities And Equity	77TCr	1LCr	84TCr	83TCr	95TCr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	23Cr	24Cr	24Cr	22Cr	23Cr
ECS Total Common Shares Outstanding	23Cr	24Cr	24Cr	22Cr	23Cr
Book Value / Share	1.51T	1.49T	1.3T	1.18T	1.2T
Tangible Book Value	30TCr	31TCr	31TCr	26TCr	27TCr
Tangible Book Value Per Share	1.34T	1.29T	1.28T	1.17T	1.19T
Total Debt	40TCr	56TCr	50TCr	54TCr	66TCr
Debt Equivalent of Unfunded Proj. Benefit Obligation	-149.62Cr	-239.52Cr	14Cr	21Cr	36Cr
Net Debt	31TCr	47TCr	32TCr	43TCr	55TCr
Equity Method Investments, Total	4.32TCr	5.73TCr	1.64TCr	2.03TCr	2.13TCr
Full Time Employees	6.64T	13.56T	12.39T	13.71T	16.04T

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	1.33TCr	1.92TCr	9.97TCr	-1.68TCr	485.45Cr
Depreciation, Depletion & Amortization	560.88Cr	424.66Cr	108.9Cr	135.74Cr	159.7Cr
Amortization of Goodwill and Intangible Assets - (CF)	-	206.5Cr	-	-	-
Total Depreciation, Depletion & Amortization	560.88Cr	631.16Cr	108.9Cr	135.74Cr	159.7Cr
Amortization of Deferred Charges, Total	-	35Cr	14Cr	33Cr	54Cr
Gain (Loss) on Sale of Loans & Receivables - (CF)	-	-	-1.29TCr	-755.5Cr	-
(Gain) Loss On Sale of Asset - (CF)	1.89Cr	-1.58Cr	24Cr	-8.25Cr	-64Cr
(Gain) Loss on Sale of Investments - (CF)	89Cr	833.3Cr	6.75TCr	4.17TCr	3.31TCr
Total Asset Writedown	3.43Cr	-	-	938.5Cr	-
Provision for Credit Losses	9.48Cr	12Cr	-147.44Cr	-2.75TCr	-1.58TCr
Stock-Based Compensation (CF)	-	-	-	72Cr	91Cr
Provision and Write-off of Bad Debts	-	-	-	-	-
Change in Trading Asset Securities	-2.14TCr	311.26Cr	-71Cr	41Cr	-7.82Cr
Change in Accounts Receivable	-238.57Cr	-	-	-	-
Change In Inventories	-231.24Cr	-253.18Cr	-	-	-
Change in Accounts Payable	183.95Cr	144.42Cr	-249.35Cr	-104.75Cr	-17Cr
Changes in Accrued Interest Payable	-391.36Cr	-147.18Cr	-	-	-
Change in Unearned Revenues	-	-	-	-	-
Change in Other Net Operating Assets (Collected)	3.52TCr	5.9TCr	-1.01TCr	-278.73Cr	-11TCr
Other Operating Activities	959.93Cr	-637.01Cr	-13TCr	218.9Cr	454.35Cr
Net Cash From Discontinued Operations	-	-	-	-	-
Cash from Operations	3.66TCr	8.75TCr	1.36TCr	26Cr	-8.09TCr
Capital Expenditure	-595.18Cr	-958.42Cr	-197.03Cr	-1.27TCr	-273.79Cr
Sale of Property, Plant, and Equipment	15Cr	36Cr	-	31Cr	233.23Cr
Cash Acquisitions	402.9Cr	-2.71TCr	-88Cr	-	-
Divestitures	-	-	-	-	-
Sale (Purchase) of Real Estate Properties (Collected)	-1.3TCr	-38Cr	-	-	-
Investment in Marketable and Equity Securities, Total	-1.51TCr	1.16TCr	56Cr	-610.33Cr	-8.39TCr
Other Investing Activities, Total	208.34Cr	283.48Cr	-121.78Cr	-23Cr	6.57TCr
Cash from Investing	-2.77TCr	-2.23TCr	-351.24Cr	-1.87TCr	-1.85TCr
Short Term Debt Issued, Total	21TCr	11TCr	-	-	-
Long-Term Debt Issued, Total	21TCr	7.37TCr	-	18TCr	41TCr
Total Debt Issued	42TCr	19TCr	-	18TCr	41TCr
Short Term Debt Repaid, Total	-23TCr	-11TCr	-	-	-
Long-Term Debt Repaid, Total	-20TCr	-13TCr	-2.54TCr	-13TCr	-29TCr
Total Debt Repaid	-42TCr	-25TCr	-2.54TCr	-13TCr	-29TCr
Issuance of Common Stock	-	199.67Cr	-	-	15L
Repurchase of Common Stock	-	-	-	-2.17TCr	-
Issuance of Preferred Stock	75Cr	-	-	-	-
Common Dividends Paid	-315.75Cr	-787.53Cr	-787.59Cr	-739.86Cr	-225.11Cr
Common & Preferred Stock Dividends Paid	-315.75Cr	-787.53Cr	-787.59Cr	-739.86Cr	-225.11Cr
Other Financing Activities, Total	2.96TCr	-233.99Cr	-	-	-
Cash from Financing	2.07TCr	-6.99TCr	-3.32TCr	1.39TCr	12TCr
Foreign Exchange Rate Adjustments	-4.22Cr	-2.05Cr	-	-	-
Miscellaneous Cash Flow Adjustments	10Cr	1.17TCr	-238.63Cr	-	-
Net Change in Cash	2.97TCr	699.98Cr	-2.56TCr	-455.47Cr	1.72TCr
Supplemental Items
Cash Interest Paid	174.96Cr	223.93Cr	-	-	-
Cash Income Tax Paid (Refund)	759.81Cr	878.85Cr	-222.99Cr	-313.83Cr	-386.92Cr
Net Debt Issued / Repaid	-648.56Cr	-6.17TCr	-2.54TCr	4.3TCr	12TCr

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.86	2.26	10.86	-2.02	0.55
Return On Equity %	4.3	5.55	29.36	-5.84	1.81
Return on Common Equity	4.13	5.53	29.96	-5.84	1.81
Margin Analysis
Gross Profit Margin %	76.5	73.2	98.46	98.03	98.49
SG&A Margin	19.96	22.61	19.28	22.95	26.64
Income From Continuing Operations Margin %	15.67	21.16	195.62	-26.26	7.39
Net Income Margin %	14.77	20.36	195.62	-26.26	7.39
Net Avail. For Common Margin %	14.77	20.36	195.62	-26.26	7.39
Normalized Net Income Margin	22.57	16.91	-25.17	-2.55	5.53
Asset Turnover
Asset Turnover	0.12	0.11	0.06	0.08	0.07
Short Term Liquidity
Current Ratio	3.48	3.44	14.65	67.75	78.15
Quick Ratio	3.19	3.21	13.64	63.77	74.38
Operating Cash Flow to Current Liabilities	0.27	0.47	0.29	0.03	-7.85
Long Term Solvency
Total Debt/Equity	112.59	151.22	162.21	204.83	243.91
Total Debt / Total Capital	52.96	60.19	61.86	67.19	70.92
LT Debt/Equity	80.36	119.29	151.46	204.11	243.91
Long-Term Debt / Total Capital	37.8	47.48	57.76	66.96	70.92
Total Liabilities / Total Assets	54.44	63.12	62.92	67.85	71.46
Tier 1 Capital Ratio %	-	-	-	-	-
Total Capital Ratio %	37.3	21	31	25.6	23.6
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	39.54	4.71	80.29	25.78	2.49
Gross Profit, 1 Yr. Growth %	49.65	-2.6	84.44	25.24	2.96
Earnings From Cont. Operations, 1 Yr. Growth %	-355.35	41.47	499.71	-116.89	-128.84
Net Income, 1 Yr. Growth %	5.44T	44.34	418.36	-116.89	-128.84
Normalized Net Income, 1 Yr. Growth %	131.07	-21.56	-197.83	-87.25	-322.17
Diluted EPS Before Extra, 1 Yr. Growth %	-313.22	44.4	527.62	-117.49	-129.29
Common Equity, 1 Yr. Growth %	11.27	4.32	-12.48	-14.5	2.03
Total Assets, 1 Yr. Growth %	2.95	29.51	-16.14	-1.37	14.94
Tangible Book Value, 1 Yr. Growth %	13.68	2.22	-0.52	-14.09	1.9
Cash From Operations, 1 Yr. Growth %	-51.25	138.76	-83.9	-98.08	-8.58T
Capital Expenditures, 1 Yr. Growth %	26.46	61.03	-79.47	306.38	-78.44
Dividend Per Share, 1 Yr. Growth %	135.71	0	-6.06	-67.74	10
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	7.03	20.88	-24.83	50.59	13.54
Gross Profit, 2 Yr. CAGR %	5.4	22.45	-15.92	51.98	13.56
Earnings From Cont. Operations, 2 Yr. CAGR %	-8.56	90.06	165.62	0.64	-77.93
Net Income, 2 Yr. CAGR %	-4.7	794.59	173.53	-6.44	-77.93
Normalized Net Income, 2 Yr. CAGR %	4.21	34.63	-20.63	-64.69	-46.79
Diluted EPS Before Extra, 2 Yr. CAGR %	-18.07	75.46	173.43	4.78	-77.36
Common Equity, 2 Yr. CAGR %	11.78	7.74	-4.45	-13.49	-6.6
Total Assets, 2 Yr. CAGR %	-5.09	15.47	4.21	-9.05	6.47
Tangible Book Value, 2 Yr. CAGR %	28.74	7.8	0.84	-7.56	-6.44
Cash From Operations, 2 Yr. CAGR %	-43.82	7.89	-39.09	-94.41	142.31
Capital Expenditures, 2 Yr. CAGR %	-7.25	42.7	-42.46	15.03	-6.39
Dividend Per Share, 2 Yr. CAGR %	8.56	53.53	-3.08	-44.95	-40.43
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	4.3	6.25	-7.62	-10.76	32.46
Gross Profit, 3 Yr. CAGR %	3.13	3.64	2.86	-3.98	33.48
Earnings From Cont. Operations, 3 Yr. CAGR %	-34.9	5.76	162.15	6.02	-33.65
Net Income, 3 Yr. CAGR %	-36.16	9.44	645.81	8.11	-36.8
Normalized Net Income, 3 Yr. CAGR %	13.27	-5.21	13.34	-56.86	-34.81
Diluted EPS Before Extra, 3 Yr. CAGR %	-41.75	-1.04	151.68	9.36	-31.49
Common Equity, 3 Yr. CAGR %	8.6	9.24	0.53	-7.92	-8.6
Total Assets, 3 Yr. CAGR %	1.94	5.27	3.79	2.32	-1.67
Tangible Book Value, 3 Yr. CAGR %	19.58	19.21	4.95	-4.4	-4.5
Cash From Operations, 3 Yr. CAGR %	-38.77	-9	-43.45	-80.68	-1.41
Capital Expenditures, 3 Yr. CAGR %	-10.09	11.47	-25.19	28.73	-34.17
Dividend Per Share, 3 Yr. CAGR %	9.7	5.63	30.34	-32.83	-30.66
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	10.09	7	-8.51	-4.03	0.32
Gross Profit, 5 Yr. CAGR %	10.84	5.99	-4.42	0.24	7.01
Earnings From Cont. Operations, 5 Yr. CAGR %	9.32	9.81	14.25	-0.07	-2.58
Net Income, 5 Yr. CAGR %	8.05	8.96	14.25	2.79	82.42
Normalized Net Income, 5 Yr. CAGR %	28.71	11.27	-1.75	-38.61	-16.24
Diluted EPS Before Extra, 5 Yr. CAGR %	1.21	2.16	8.13	-2.57	-3.97
Common Equity, 5 Yr. CAGR %	21.31	18.98	3.18	-0.5	-2.38
Total Assets, 5 Yr. CAGR %	20.01	15.67	2.84	-0.71	4.85
Tangible Book Value, 5 Yr. CAGR %	35.13	37.69	11.7	7.68	0.24
Cash From Operations, 5 Yr. CAGR %	-12.03	-2.75	-38.9	-70.39	1.48
Capital Expenditures, 5 Yr. CAGR %	-3.18	-	-24.79	12.91	-10.27
Dividend Per Share, 5 Yr. CAGR %	13.53	9.46	4.4	-18.61	-4.71