Valuation: Personal Group Holdings Plc

Market Cap 14Cr 18Cr 16Cr 15Cr 25Cr 1.72TCr 26Cr 180.03Cr 71Cr 900.62Cr 68Cr 67Cr 2.85TCr P/E 2026 *
17.8x
P/E 2027 * 15.2x
Enterprise Value 11Cr 14Cr 13Cr 12Cr 20Cr 1.37TCr 21Cr 143.66Cr 57Cr 718.66Cr 54Cr 53Cr 2.28TCr EV / Sales 2026 *
2.01x
EV / Sales 2027 * 1.75x
Free-Float
57.71%
Yield 2026 *
5.79%
Yield 2027 * 6.81%
1 week+0.23%
Current month-0.81%
1 month-4.98%
3 months+4.63%
6 months+26.18%
Current year+37.06%
1 week 425
Extreme 425
435
1 month 420
Extreme 420
455
Current year 280
Extreme 280
455
1 year 280
Extreme 280
455
3 years 145.02
Extreme 145.02
455
5 years 145.02
Extreme 145.02
455
10 years 145.02
Extreme 145.02
579.6
Manager TitleAgeSince
Chief Executive Officer - 01/09/2023
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - -
Director TitleAgeSince
Director/Board Member 55 01/07/2017
Director/Board Member 61 28/06/2019
Chairman 57 01/05/2021
Date Insider Type Main position Quantity % Market Cap. Importance
26/05/26 Free

Executive/Senior Manager

15,826 0.0501%
26/05/26 Free

Executive/Senior Manager

15,963 0.0505%
26/05/26 Free

Head of Human Resources

11,529 0.0365%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%+0.23%+38.39%+156.89% 18Cr
-0.51%-0.57%-12.29%+11.13% 13TCr
-2.08%-9.30%-9.30%+104.15% 13TCr
-1.32%-2.20%-2.40%+6.27% 9.47TCr
+0.50%+2.53%+42.96%+165.87% 7.49TCr
-1.44%-0.28%+31.10%+131.83% 7.29TCr
0.00%-1.25%+74.94%+181.03% 6.84TCr
+0.91%+2.70%+31.08%+76.06% 6.49TCr
+2.32%+4.10%+13.95%+59.27% 6.02TCr
+0.01%+0.05%+56.39%+146.76% 5.84TCr
Average -0.19%+0.01%+26.48%+103.93% 7.51TCr
Weighted average by Cap. -0.46%-0.85%+18.35%+89.05%

Financials

2026 *2027 *
Net sales 5.38Cr 7.19Cr 6.42Cr 5.92Cr 10Cr 681.36Cr 10Cr 71Cr 28Cr 356.97Cr 27Cr 26Cr 1.13TCr 6.04Cr 8.07Cr 7.2Cr 6.65Cr 11Cr 764.38Cr 11Cr 80Cr 32Cr 400.47Cr 30Cr 30Cr 1.27TCr
Net income 77.42L 1.03Cr 92.37L 85.21L 1.45Cr 98Cr 1.47Cr 10Cr 4.04Cr 51Cr 3.88Cr 3.8Cr 162.69Cr 93.59L 1.25Cr 1.12Cr 1.03Cr 1.76Cr 118.49Cr 1.78Cr 12Cr 4.89Cr 62Cr 4.7Cr 4.59Cr 196.66Cr
Net Debt -2.74Cr -3.67Cr -3.27Cr -3.02Cr -5.15Cr -347.29Cr -5.22Cr -36Cr -14Cr -181.95Cr -14Cr -13Cr -576.41Cr -3.03Cr -4.05Cr -3.62Cr -3.34Cr -5.68Cr -383.64Cr -5.77Cr -40Cr -16Cr -200.99Cr -15Cr -15Cr -636.73Cr
Projected Income Statement - Annual - Personal Group Holdings Plc
Logo Personal Group Holdings Plc
Personal Group Holdings PLC is a provider of workforce benefits and services. The Company is primarily engaged in delivering employee services, including short-term accident and health insurance, benefits and platform products, pay and reward consultancy, and salary sacrifice technology solutions in the United Kingdom. Its segments include Affordable Insurance, Benefits and Reward, and Other. The Affordable Insurance segment includes underwriting by Personal Assurance Plc (PA) and Personal Assurance (Guernsey) Limited (PAGL) of insurance policies purchased by employees of host companies through bespoke benefit programs. The Benefits and Reward segment comprises annual subscription income and other related revenue from licensing Hapi, the Company's employee benefits platform. This includes sales to both large corporates and small and medium-sized enterprises (SMEs). It also encompasses consultancy services, surveys, and license income generated from digital platform subscriptions.
Employees
258
Date Price Change Volume
22/26/22 GBX 429.00 0.00% 33,553
21/26/21 GBX 429.00 0.00% 29,218
20/26/20 GBX 429.00 -0.69% 21,636
19/26/19 GBX 432.00 +0.93% 70,573
16/26/16 GBX 428.00 0.00% 43,325
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
MarketScreener Ratings - Personal Group Holdings Plc
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
4.290GBP
Average target price
5.100GBP
Spread / Average Target
+18.88%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - Personal Group Holdings Plc