Company Valuation: PennyMac Financial Services, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Capitalization 1 4,119 2,838 4,412 5,235 6,851 4,719 - -
Change - -31.11% 55.48% 18.67% 30.86% -31.12% - -
Enterprise Value (EV) 4,119 2,838 4,412 5,235 6,851 4,719 4,719 4,719
Change - -31.11% 55.48% 18.67% 30.86% -31.12% 0% 0%
P/E ratio 4.69x 6.67x 32.3x 17.5x 14.2x 8.29x 5.86x 5.16x
PBR 1.16x 0.82x 1.25x 1.37x 1.59x 1.01x 0.89x 0.77x
PEG - -0.2x -0.5x 0x 0.2x 0.5x 0.1x 0.4x
Capitalization / Revenue 1.3x 1.43x 3.15x 3.29x 3.35x 1.87x 1.44x 1.48x
EV / Revenue 0x 0x 0x 0x 0x 1.87x 1.44x 1.48x
EV / EBITDA - - - - - - - -
EV / EBIT - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 1 0.8 0.8 1.1 1.2 1.2 1.2 1.2
Rate of return 1.43% 1.41% 0.91% 1.08% 0.91% 1.33% 1.33% 1.33%
EPS 2 14.87 8.5 2.74 5.84 9.3 10.91 15.44 17.53
Distribution rate 6.72% 9.41% 29.2% 18.8% 12.9% 11% 7.77% 6.85%
Net sales 1 3,167 1,986 1,402 1,594 2,047 2,529 3,281 3,197
EBITDA - - - - - - - -
EBIT - 419.1 - - - - - -
Net income 1 1,003 475.5 144.7 311.4 501.1 612.5 834 940.6
Net Debt - - - - - - - -
Reference price 2 69.78 56.66 88.37 102.14 131.84 90.46 90.46 90.46
Nbr of stocks (in thousands) 59,029 50,081 49,926 51,258 51,965 52,168 - -
Announcement Date 03/02/22 02/02/23 01/02/24 30/01/25 29/01/26 - - -
1USD in Million2USD
Estimates

P/E ratio, Detailed evolution

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
8.31x - - 1.32% 472.85Cr
30.06x - - 1.82% 3.08TCr
7.51x - - 7.36% 1.25TCr
25.05x - - - 410.86Cr
15.16x - - 4.93% 392.31Cr
7.62x - - 4.2% 386.75Cr
11.74x - - 0.99% 363.5Cr
10.16x - - 2.62% 358.7Cr
5.71x - - 1.94% 332.31Cr
11.53x - - 1.14% 272.7Cr
Average 13.29x 2.92% 732.6Cr
Weighted average by Cap. 18.86x 3.07%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation PennyMac Financial Services, Inc.