Valuation PennyMac Financial Services, Inc.

Equities

Real-time Estimate Cboe BZX Other stock markets 10:55:12 18/07/2025 pm IST			5-day change	1st Jan Change
100.56 ^USD	-0.38%		+0.64%	-1.41%

15/07	UBS Adjusts PennyMac Financial Services Price Target to $115 From $110, Maintains Neutral Rating	MT
09/07	Bandwidth Powers Pennymac Cloud Migration to 50% Cost Savings, Faster Loan Closings	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Capitalization ¹	4,754	4,119	2,838	4,412	5,235	5,215	-	-
Change	-	-13.35%	-31.11%	55.48%	18.67%	-0.39%	-	-
Enterprise Value (EV)	4,754	4,119	2,838	4,412	5,235	5,215	5,215	5,215
Change	-	-13.35%	-31.11%	55.48%	18.67%	-0.39%	0%	0%
P/E ratio	3.14x	4.69x	6.67x	32.3x	17.5x	9.51x	6.84x	5.8x
PBR	1.37x	1.16x	0.82x	1.25x	1.37x	1.21x	1.04x	0.89x
PEG	-	-0.2x	-0.2x	-0.5x	0x	0.1x	0.2x	0.3x
Capitalization / Revenue	1.28x	1.3x	1.43x	3.15x	3.29x	2.43x	2.08x	1.84x
EV / Revenue	0x	0x	0x	0x	0x	2.43x	2.08x	1.84x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	2.12x	-	6.77x	-	-	-	-	-
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.54	1	0.8	0.8	1.1	1.2	1.2	1.2
Rate of return	0.82%	1.43%	1.41%	0.91%	1.08%	1.19%	1.19%	1.19%
EPS ²	20.92	14.87	8.5	2.74	5.84	10.62	14.77	17.4
Distribution rate	2.58%	6.72%	9.41%	29.2%	18.8%	11.3%	8.13%	6.9%
Net sales ¹	3,706	3,167	1,986	1,402	1,594	2,148	2,506	2,833
EBITDA	-	-	-	-	-	-	-	-
EBIT	2,241	-	419.1	-	-	-	-	-
Net income ¹	1,647	1,003	475.5	144.7	311.4	584.3	788.6	907.5
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	65.62	69.78	56.66	88.37	102.14	100.94	100.94	100.94
Nbr of stocks (in thousands)	72,444	59,029	50,081	49,926	51,258	51,664	-	-
Announcement Date	04/02/21	03/02/22	02/02/23	01/02/24	30/01/25	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
PENNYMAC FINANCIAL SERVICES, INC.	9.51x	-	-	1.19%	521.49Cr
CAPITEC BANK HOLDINGS LIMITED	23.88x	-	-	2.28%	2.21TCr
ABSA GROUP LIMITED	5.98x	-	-	9.24%	815.89Cr
LIC HOUSING FINANCE LIMITED	6.61x	-	-	1.93%	408.06Cr
CEMBRA MONEY BANK AG	15.85x	-	-	4.48%	379.27Cr
CATHAY GENERAL BANCORP	11.09x	-	-	2.8%	341.76Cr
WSFS FINANCIAL CORPORATION	12.58x	-	-	1.14%	333.22Cr
JB FINANCIAL GROUP CO., LTD.	6.72x	-	-	4.22%	330.91Cr
PNB HOUSING FINANCE LIMITED	15x	-	-	0.88%	330.33Cr
Average	11.91x			3.13%	630.21Cr
Weighted average by Cap.	15.25x			3.3%