Valuation: OSB Group Plc

Market Cap 168.53Cr 222.97Cr 198.11Cr 184.9Cr 317.85Cr 21TCr 320.81Cr 2.24TCr 867.08Cr 11TCr 837.13Cr 818.96Cr 35TCr P/E 2026 *
6.64x
P/E 2027 * 5.98x
Enterprise Value 168.53Cr 222.97Cr 198.11Cr 184.9Cr 317.85Cr 21TCr 320.81Cr 2.24TCr 867.08Cr 11TCr 837.13Cr 818.96Cr 35TCr EV / Sales 2026 *
2.5x
EV / Sales 2027 * 2.41x
Free-Float
99.58%
Yield 2026 *
7.51%
Yield 2027 * 7.85%
1 day+0.08%
1 week-2.06%
Current month-3.50%
1 month-4.62%
3 months-9.26%
6 months-3.78%
Current year-22.57%
1 week 491
Extreme 491
519
1 month 491
Extreme 491
530.69
Current year 479
Extreme 479
647.5
1 year 479
Extreme 479
647.5
3 years 277.2
Extreme 277.2
647.5
5 years 277.2
Extreme 277.2
647.5
10 years 155.3
Extreme 155.3
647.5
Manager TitleAgeSince
Chief Executive Officer - 01/09/2026
Director of Finance/CFO - 10/05/2024
Chief Operating Officer - 01/09/2025
Director TitleAgeSince
Chairman 71 04/02/2020
Director/Board Member 67 04/01/2022
Director/Board Member 54 07/02/2023
Date Insider Type Main position Quantity % Market Cap. Importance
06/04/23 Sell

General Counsel

10,296 0.0024%
29/03/23 Buy

General Counsel

1,181 0.0003%
29/03/23 Buy

General Counsel

4,304 0.0010%
Change 5-day change 1-year change 3-year change Capi.($)
+0.08%-2.06%-12.25%+63.66% 222.97Cr
-0.24%-3.11%+7.21%+132.91% 88TCr
-3.31%-0.80%+30.79%+107.66% 42TCr
+0.04%-5.20%+6.14%+107.45% 38TCr
-2.56%-0.84%+24.95%+133.21% 36TCr
-2.70%+0.21%+29.65%+125.35% 33TCr
+0.36%-4.63%+35.83%+123.53% 33TCr
-2.71%-1.00%+39.95%+122.56% 30TCr
+0.38%-2.35%+36.01%+146.52% 27TCr
-1.17%-4.58%+53.22%+177.96% 25TCr
Average -1.18%-2.28%+25.15%+124.08% 35.15TCr
Weighted average by Cap. -1.21%-2.14%+24.77%+129.01%

Financials

2026 *2027 *
Net sales 67Cr 89Cr 79Cr 74Cr 126.98Cr 8.56TCr 128.17Cr 893.95Cr 346.41Cr 4.38TCr 334.44Cr 327.18Cr 14TCr 70Cr 93Cr 82Cr 77Cr 132Cr 8.9TCr 133.23Cr 929.27Cr 360.09Cr 4.55TCr 347.66Cr 340.11Cr 15TCr
Net income 26Cr 35Cr 31Cr 29Cr 49Cr 3.32TCr 50Cr 346.39Cr 134.23Cr 1.7TCr 129.59Cr 126.78Cr 5.44TCr 28Cr 36Cr 32Cr 30Cr 52Cr 3.5TCr 52Cr 365.28Cr 141.55Cr 1.79TCr 136.66Cr 133.69Cr 5.74TCr
Net Debt - -
Logo OSB Group Plc
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Employees
2,431
Sector
Banks
Date Price Change Volume
02/26/02 GBX 493.60 +0.08% 7,83,509
01/26/01 GBX 493.20 -3.58% 11,03,204
30/26/30 GBX 511.50 +0.69% 8,18,218
29/26/29 GBX 508.00 -0.10% 4,24,765
28/26/28 GBX 508.50 +0.89% 8,18,194
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
4.936GBP
Average target price
6.594GBP
Spread / Average Target
+33.59%

Annual profits - Rate of surprise