Company Valuation: OFG Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 1,324 1,311 1,764 1,942 1,801 2,235 - -
Change - -0.99% 34.55% 10.13% -7.27% 24.1% - -
Enterprise Value (EV) 1,324 1,311 1,764 1,942 1,801 2,235 2,235 2,235
Change - -0.99% 34.55% 10.13% -7.27% 24.1% 0% 0%
P/E 9.45x 8.01x 9.79x 10x 8.95x 10.4x 10.6x 10.2x
PBR 1.23x 1.26x 1.48x 1.53x 1.28x 1.51x 1.4x 1.32x
PEG - 0.4x 0.9x 1x 1.08x 0.9x -7.64x 2.72x
Capitalization / Revenue 2.47x 2.16x 2.58x 2.74x 2.46x 2.98x 2.96x 2.93x
EV / Revenue 0x 0x 0x 0x 0x 2.98x 2.96x 2.93x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.11x 6.1x -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.4 0.7 0.88 1 1.2 1.4 1.46 -
Rate of return 1.51% 2.54% 2.35% 2.36% 2.93% 2.65% 2.76% -
EPS 2 2.81 3.44 3.83 4.23 4.58 5.082 5.012 5.2
Distribution rate 14.2% 20.3% 23% 23.6% 26.2% 27.5% 29.1% -
Net sales 1 536.6 607.8 682.7 709.6 731.4 751 754 764.2
EBITDA - - - - - - - -
EBIT 1 214.8 268.2 325.9 336 341.6 365.8 366.6 -
Net income 1 144.9 166.2 181.9 198.2 205.1 215.8 205.9 195.4
Net Debt - - - - - - - -
Reference price 2 26.56 27.56 37.48 42.32 40.98 52.89 52.89 52.89
Nbr of stocks (in thousands) 49,847 47,563 47,058 45,898 43,955 42,265 - -
Announcement Date 19/01/22 26/01/23 24/01/24 22/01/25 22/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.41x - - 2.65% 223.54Cr
14.1x - - 1.77% 95TCr
13.46x - - 1.87% 44TCr
6.01x - - 5.16% 38TCr
12.6x - - 4.16% 35TCr
5.78x - - 5.27% 30TCr
18.67x - - 2.28% 29TCr
11.99x - - 2.18% 26TCr
6.04x - - 5.21% 26TCr
14.49x - - 2.74% 25TCr
Average 11.35x 3.33% 35TCr
Weighted average by Cap. 11.91x 3.1%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. OFG Stock
  4. Valuation OFG Bancorp