Financial Ratios Mitsubishi UFJ Financial Group, Inc

Equities

8306

JP3902900004

Banks

Market Closed - Japan Exchange Other stock markets 11:30:00 12/09/2024 am IST			5-day change	1st Jan Change
1,459.00 ^JPY	+2.21%		-1.78%	+20.43%

03/09	Japan Bank Shares Rise as 10-Year JGB Yield Hits Nearly One-Month High	DJ
02/09	A dollar on the defensive brings relief to policymakers globally	RE

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Published financial data: MITSUBISHI UFJ FINANCIAL GROUP, INC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2020	2021	2022	2023	2024
Interest Income On Loans	2,856B	2,024B	1,759B	3,153B	4,874B
Interest Income On Investments	1,072B	728B	772B	1,458B	2,233B
Interest Income, Total	3,927B	2,752B	2,531B	4,611B	7,107B
Interest On Deposits	836B	329B	217B	1,170B	2,515B
Total Interest On Borrowings	848B	419B	344B	1,052B	1,998B
Interest Expense, Total	1,684B	748B	560B	2,222B	4,513B
Net Interest Income	2,243B	2,004B	1,971B	2,389B	2,594B
Income From Trading Activities	765B	-410B	-824B	-792B	-699B
Gain (Loss) on Sale of Loans	9.96B	17.93B	16.6B	-34.04B	-45.07B
Gain (Loss) on Sale of Assets	-	-	-134B	692B	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-491B	1,458B	-119B	-254B	1,380B
Income (Loss) on Equity Invest. (Income Block)	283B	356B	437B	398B	464B
Total Other Non Interest Income	1,309B	1,736B	1,885B	1,820B	1,768B
Non Interest Income, Total	1,876B	3,158B	1,261B	1,830B	2,868B
Revenues Before Provison For Loan Losses	4,118B	5,162B	3,231B	4,219B	5,462B
Provision For Loan Losses	322B	484B	278B	8.15B	238B
Total Revenues	3,797B	4,678B	2,953B	4,211B	5,224B
Salaries And Other Employee Benefits	1,229B	1,237B	1,277B	1,344B	1,398B
Amort. of Goodwill & Intang. Assets	237B	250B	261B	274B	289B
Occupancy Expense	296B	265B	248B	236B	236B
Federal Deposit Insurance	98.44B	90.53B	95.55B	74.33B	91B
Selling General & Admin Expenses, Total	364B	359B	375B	410B	379B
Total Other Non Interest Expense	716B	670B	715B	1,156B	904B
Non Interest Expense, Total	2,941B	2,871B	2,972B	3,494B	3,297B
EBT, Excl. Unusual Items	856B	1,806B	-18.79B	717B	1,927B
Restructuring Charges	-13.88B	-16.72B	-	-	-
Total Merger & Related Restructuring Charges	-4.64B	-	-	-	-2.6B
Impairment of Goodwill	-384B	-148B	-	-33.55B	-
Asset Writedown	-20.5B	-33.88B	-39.93B	-26.36B	-41.56B
EBT, Incl. Unusual Items	433B	1,608B	-58.73B	657B	1,883B
Income Tax Expense	115B	445B	-14.51B	26.41B	502B
Earnings From Continuing Operations	319B	1,163B	-44.22B	630B	1,381B
Net Income to Company	319B	1,163B	-44.22B	630B	1,381B
Minority Interest	-12.76B	-46.1B	-39.1B	-30.41B	-52.91B
Net Income - (IS)	306B	1,117B	-83.32B	600B	1,328B
Preferred Dividend and Other Adjustments	-	-	-	-	-
Net Income to Common Incl Extra Items	306B	1,117B	-83.32B	600B	1,328B
Net Income to Common Excl. Extra Items	306B	1,117B	-83.32B	600B	1,328B
Per Share Items
Net EPS - Basic	23.69	86.88	-6.51	48.7	110.87
Basic EPS - Continuing Operations	23.69	86.88	-6.51	48.7	110.87
Basic Weighted Average Shares Outstanding	12.91B	12.86B	12.8B	12.32B	11.98B
Net EPS - Diluted	23.47	86.56	-6.93	48.39	110.58
Diluted EPS - Continuing Operations	23.47	86.56	-6.93	48.39	110.58
Diluted Weighted Average Shares Outstanding	12.91B	12.86B	12.8B	12.32B	11.98B
Normalized Basic EPS	40.45	84.21	-3.97	33.89	96.11
Normalized Diluted EPS	40.45	84.21	-3.97	33.89	96.1
Dividend Per Share	25	25	28	32	41
Payout Ratio	99.27	28.73	-400.68	63.26	33.03
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
Effective Tax Rate - (Ratio)	26.43	27.66	24.71	4.02	26.64
Current Domestic Taxes	28.13B	95.18B	244B	251B	107B
Current Foreign Taxes	147B	83.49B	112B	203B	301B
Total Current Taxes	175B	179B	356B	454B	408B
Deferred Domestic Taxes	-18.95B	310B	-308B	-349B	88.34B
Deferred Foreign Taxes	-42.02B	-44.22B	-62.45B	-78.78B	4.78B
Total Deferred Taxes	-60.97B	266B	-371B	-428B	93.12B
Normalized Net Income	522B	1,083B	-50.85B	417B	1,151B
Non-Cash Pension Expense	-69.44B	-56.67B	-84.46B	-9.8B	-75.24B
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	-	-	-	-	-
Total Stock-Based Compensation	-	-	-	-	-

Fiscal Period: March	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	75,943B	1,00,442B	1,06,829B	1,11,122B	1,07,027B
Investment Securities, Total	70,887B	74,498B	74,746B	79,335B	83,799B
Trading Asset Securities, Total	40,795B	39,412B	33,811B	34,761B	42,376B
Mortgage Backed Securities	2,725B	2,454B	1,135B	5,024B	6,182B
Total investments	1,14,406B	1,16,365B	1,09,693B	1,19,119B	1,32,357B
Gross Loans	1,19,361B	1,16,931B	1,14,273B	1,21,192B	1,29,196B
Allowance For Loan Losses	-810B	-1,348B	-1,471B	-1,273B	-1,366B
Other Adjustments to Gross Loans	-350B	-309B	-322B	-401B	-488B
Net Loans	1,18,201B	1,15,273B	1,12,480B	1,19,518B	1,27,342B
Gross Property Plant And Equipment	2,527B	2,397B	2,186B	2,222B	2,276B
Accumulated Depreciation	-1,204B	-1,184B	-1,108B	-1,134B	-1,169B
Net Property Plant And Equipment	1,323B	1,214B	1,078B	1,088B	1,107B
Goodwill	518B	371B	304B	297B	490B
Other Intangibles, Total	1,210B	1,174B	1,149B	1,174B	1,299B
Loans Held For Sale	345B	353B	514B	967B	967B
Accrued Interest Receivable	308B	259B	246B	501B	737B
Other Receivables	2,404B	1,563B	1,832B	2,549B	2,936B
Restricted Cash	5,268B	5,886B	6,818B	6,437B	7,097B
Other Current Assets, Total	7,606B	6,539B	22,206B	13,121B	9,787B
Deferred Tax Assets Long-Term (Collected)	113B	122B	79.19B	182B	139B
Other Long-Term Assets, Total	4,108B	4,263B	4,423B	5,660B	6,151B
Total Assets	3,31,753B	3,53,825B	3,67,650B	3,81,736B	3,97,436B
Liabilities
Accounts Payable, Total	1,251B	1,281B	1,311B	1,921B	1,838B
Accrued Expenses, Total	4,641B	4,668B	5,077B	5,997B	5,677B
Interest Bearing Deposits	1,23,286B	1,41,792B	1,88,094B	1,97,473B	2,07,630B
Institutional Deposits	47,287B	48,893B	-	-	-
Non-Interest Bearing Deposits	33,382B	38,521B	36,496B	37,804B	38,787B
Total Deposits	2,03,955B	2,29,207B	2,24,590B	2,35,277B	2,46,417B
Short-Term Borrowings	70,177B	57,600B	64,974B	72,960B	74,098B
Current Portion of Long-Term Debt	-	-	-	-	20,100B
Current Portion of Leases	115B	114B	95.27B	93.01B	89.64B
Long-Term Debt	27,902B	35,138B	34,680B	39,052B	19,796B
Long-Term Leases	393B	382B	305B	264B	265B
Accrued Interest Payable	187B	111B	98.18B	386B	560B
Other Current Liabilities - (Bank / Utility Template)	6,658B	8,036B	19,432B	8,823B	9,159B
Pension & Other Post Retirement Benefits	92.22B	93.73B	89.06B	89.09B	105B
Deferred Tax Liability Non-Current	541B	828B	530B	209B	610B
Other Non Current Liabilities	96.6B	122B	171B	198B	244B
Total Liabilities	3,16,009B	3,37,580B	3,51,353B	3,65,270B	3,78,959B
Common Stock, Total	2,090B	2,090B	2,090B	2,090B	2,090B
Additional Paid In Capital	5,534B	5,534B	5,328B	4,902B	4,636B
Retained Earnings	8,319B	8,829B	8,412B	8,409B	9,312B
Treasury Stock	-506B	-503B	-452B	-483B	-614B
Comprehensive Income and Other	-420B	-289B	227B	844B	2,221B
Total Common Equity	15,016B	15,661B	15,605B	15,763B	17,646B
Minority Interest	728B	584B	691B	703B	832B
Total Equity	15,745B	16,245B	16,297B	16,466B	18,477B
Total Liabilities And Equity	3,31,753B	3,53,825B	3,67,650B	3,81,736B	3,97,436B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	12.84B	12.84B	12.61B	12.02B	11.73B
ECS Total Common Shares Outstanding	-	-	-	12.02B	11.73B
Book Value / Share	1.17K	1.22K	1.24K	1.31K	1.5K
Tangible Book Value	13,289B	14,116B	14,153B	14,292B	15,856B
Tangible Book Value Per Share	1.03K	1.1K	1.12K	1.19K	1.35K
Average Assets	3,25,500B	3,55,993B	3,70,588B	3,96,152B	4,02,895B
Average Loans	1,34,958B	1,36,305B	1,14,939B	1,26,765B	1,26,391B
Total Debt	98,587B	93,234B	1,00,054B	1,12,370B	1,14,349B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-637B	-1,128B	-1,285B	-1,248B	-1,884B
Net Debt	-45,591B	-63,770B	-57,585B	-52,128B	-58,551B
Equity Method Investments, Total	2,421B	2,560B	3,067B	3,482B	4,113B
Full Time Employees	133K	133K	130K	122K	140K
Part Time Employees	35.2K	30.8K	28.4K	27.9K	27.5K

Fiscal Period: March	2020	2021	2022	2023	2024
Net Income	306B	1,117B	-83.32B	600B	1,328B
Depreciation, Depletion & Amortization	113B	87.3B	82.65B	73.79B	79.59B
Amortization of Goodwill and Intangible Assets - (CF)	237B	250B	261B	274B	289B
Total Depreciation, Depletion & Amortization	351B	337B	344B	348B	368B
(Gain) Loss On Sale of Asset - (CF)	-	-	134B	-692B	-
(Gain) Loss on Sale of Investments - (CF)	600B	-1,394B	136B	268B	-1,407B
Total Asset Writedown	388B	169B	33.3B	38.7B	15.04B
Provision for Credit Losses	322B	484B	278B	291B	238B
(Income) Loss On Equity Investments - (CF)	-283B	-356B	-437B	-398B	-464B
Change in Trading Asset Securities	-4,902B	1,352B	4,144B	-184B	-3,046B
Changes in Accrued Interest Receivable	-	-	-	-	-
Changes in Accrued Interest Payable	-	-	-	-	-
Change in Unearned Revenues	-	-	-	-	-
Change In Income Taxes	-	-	-	-	-
Change in Other Net Operating Assets (Collected)	1,666B	-1,897B	-3,058B	1,818B	1,789B
Other Operating Activities	197B	-58.18B	-582B	16.52B	-312B
Cash from Operations	-1,356B	-245B	909B	2,106B	-1,490B
Capital Expenditure	-124B	-117B	-103B	-116B	-114B
Sale of Property, Plant, and Equipment	64.4B	41.47B	76.07B	32.21B	57.73B
Cash Acquisitions	-1,048B	-	-	-	-182B
Divestitures	169B	71.64B	-682B	-1,710B	164B
Purchase / Sale of Intangible Assets	-308B	-250B	-264B	-273B	-315B
Investment in Marketable and Equity Securities, Total	-1,424B	-8,848B	57.21B	-7,317B	4,416B
Net (Increase) Decrease in Loans Originated / Sold - Investing	-15,345B	12,773B	1,170B	-2,795B	-5,356B
Other Investing Activities, Total	-68.61B	-14.8B	-16.61B	-34.92B	60.25B
Cash from Investing	-18,085B	3,657B	237B	-12,214B	-1,269B
Short Term Debt Issued, Total	18,022B	-	5,533B	11,656B	805B
Long-Term Debt Issued, Total	5,000B	18,707B	4,659B	7,530B	3,188B
Total Debt Issued	23,021B	18,707B	10,192B	19,186B	3,993B
Short Term Debt Repaid, Total	-	-9,462B	-	-8,456B	-6,040B
Long-Term Debt Repaid, Total	-4,983B	-11,360B	-5,466B	-4,169B	-3,963B
Total Debt Repaid	-4,983B	-20,823B	-5,466B	-12,625B	-10,002B
Issuance of Common Stock	1.24B	899M	2.69B	1.21B	3.33B
Repurchase of Common Stock	-50.03B	-20M	-159B	-450B	-400B
Repurchase of Preferred Stock	-	-	-	-	-
Common Dividends Paid	-304B	-321B	-334B	-379B	-439B
Common & Preferred Stock Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-304B	-321B	-334B	-379B	-439B
Net Increase (Decrease) in Deposit Accounts - (CF)	5,747B	23,428B	1,560B	6,207B	3,659B
Other Financing Activities, Total	350B	-29.09B	-411B	36.28B	-64.96B
Cash from Financing	23,783B	20,964B	5,385B	11,976B	-3,250B
Foreign Exchange Rate Adjustments	-363B	397B	1,252B	1,064B	1,994B
Net Change in Cash	3,979B	24,773B	7,783B	2,933B	-4,015B
Supplemental Items
Cash Interest Paid	1,759B	880B	596B	1,942B	4,364B
Cash Income Tax Paid (Refund)	128B	125B	220B	454B	521B
Net Debt Issued / Repaid	18,038B	-2,116B	4,726B	6,562B	-6,009B

Fiscal Period: March	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.1	0.34	-0.01	0.17	0.35
Return On Equity %	2.01	7.27	-0.27	3.85	7.9
Return on Common Equity	2.03	7.28	-0.53	3.82	7.95
Shareholders Value Added	-1,258B	-463B	-1,698B	-1,008B	-386B
Margin Analysis
SG&A Margin	49.74	39.78	64.36	47.24	38.54
Net Interest Income / Total Revenues %	59.07	42.84	66.73	56.74	49.66
EBT Excl. Non-Recurring Items Margin %	22.55	38.62	-0.64	17.02	36.89
Income From Continuing Operations Margin %	8.39	24.87	-1.5	14.97	26.44
Net Income Margin %	8.06	23.89	-2.82	14.25	25.43
Net Avail. For Common Margin %