Balance Sheet Mebuki Financial Group,Inc.

Equities

7167

JP3117700009

Banks

Market Closed - Japan Exchange Other stock markets 12:00:00 19/05/2026 pm IST			5-day change	1st Jan Change
1,365.50 ^JPY	-0.07%		+0.22%	+31.55%

06/03	ATOMica Co. Ltd. announced that it has received ¥570 million in funding from a group of investors	CI
24/02	Mebuki Financial Lifts Net Income, Final Dividend Forecast for Fiscal 2025	MT

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Published financial data: MEBUKI FINANCIAL GROUP,INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest Income On Loans	11TCr	11TCr	11TCr	12TCr	13TCr
Interest Income On Investments	4.78TCr	5.2TCr	6.07TCr	6.55TCr	9.23TCr
Interest Income, Total	16TCr	16TCr	17TCr	18TCr	22TCr
Interest On Deposits	164.3Cr	79Cr	254.1Cr	408.4Cr	1.4TCr
Total Interest On Borrowings	433.2Cr	262.4Cr	1.97TCr	3.85TCr	4.97TCr
Interest Expense, Total	597.5Cr	341.2Cr	2.22TCr	4.26TCr	6.37TCr
Net Interest Income	15TCr	16TCr	15TCr	14TCr	16TCr
Trust Income	3.8Cr	4.5Cr	2.7Cr	3.1Cr	3.4Cr
Income From Trading Activities	425.2Cr	453.2Cr	189Cr	58Cr	46Cr
Gain (Loss) on Sale of Assets	-35Cr	-42Cr	-24Cr	-28Cr	-14Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	354.3Cr	384.6Cr	4.4TCr	1.87TCr	2.26TCr
Total Other Non Interest Income	9.24TCr	9.77TCr	11TCr	11TCr	11TCr
Non Interest Income, Total	9.99TCr	11TCr	16TCr	13TCr	13TCr
Revenues Before Provison For Loan Losses	25TCr	26TCr	31TCr	27TCr	29TCr
Provision For Loan Losses	2.44TCr	2.4TCr	1.23TCr	624.7Cr	810.3Cr
Total Revenues	23TCr	24TCr	29TCr	26TCr	28TCr
Salaries And Other Employee Benefits	-	-	-	-	-
Selling General & Admin Expenses, Total	12TCr	11TCr	11TCr	11TCr	11TCr
Total Other Non Interest Expense	5.61TCr	5.76TCr	14TCr	9.02TCr	9.11TCr
Non Interest Expense, Total	17TCr	17TCr	25TCr	20TCr	20TCr
EBT, Excl. Unusual Items	5.38TCr	6.46TCr	4.64TCr	6.28TCr	8.27TCr
Asset Writedown	-156.2Cr	-381.4Cr	-44Cr	-91Cr	-87Cr
Other Unusual Items	-10L	-10L	-	-	-10L
EBT, Incl. Unusual Items	5.22TCr	6.08TCr	4.6TCr	6.19TCr	8.18TCr
Income Tax Expense	1.57TCr	1.78TCr	1.38TCr	1.85TCr	2.36TCr
Earnings From Continuing Operations	3.65TCr	4.3TCr	3.22TCr	4.34TCr	5.82TCr
Net Income to Company	3.65TCr	4.3TCr	3.22TCr	4.34TCr	5.82TCr
Minority Interest	-	-	-	-	-
Net Income - (IS)	3.65TCr	4.3TCr	3.22TCr	4.34TCr	5.82TCr
Net Income to Common Incl Extra Items	3.65TCr	4.3TCr	3.22TCr	4.34TCr	5.82TCr
Net Income to Common Excl. Extra Items	3.65TCr	4.3TCr	3.22TCr	4.34TCr	5.82TCr
Per Share Items
Net EPS - Basic	31.45	38.97	29.91	41.67	58.38
Basic EPS - Continuing Operations	31.45	38.97	29.91	41.67	58.38
Basic Weighted Average Shares Outstanding	115.98Cr	110.24Cr	107.59Cr	104.08Cr	100Cr
Net EPS - Diluted	31.43	38.95	29.89	41.66	58.37
Diluted EPS - Continuing Operations	31.43	38.95	29.89	41.66	58.37
Diluted Weighted Average Shares Outstanding	116.04Cr	110.28Cr	107.62Cr	104.09Cr	100Cr
Normalized Basic EPS	28.97	36.61	26.95	37.69	51.8
Normalized Diluted EPS	28.96	36.59	26.94	37.69	51.79
Dividend Per Share	11	11	11	12	16
Payout Ratio	34.97	28.94	36.92	27.87	22.49
Supplemental Items
Effective Tax Rate - (Ratio)	30.12	29.29	29.98	29.9	28.81
Total Current Taxes	-	-	-	-	-
Total Deferred Taxes	-	-	-	-	-
Normalized Net Income	3.36TCr	4.04TCr	2.9TCr	3.92TCr	5.17TCr
Non-Cash Pension Expense	-17Cr	86Cr	-184.5Cr	-297.2Cr	-543.7Cr
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	-	-	-	-	-
Total Stock-Based Compensation	-	-	-	-	-

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	6,42600Cr	7,27100Cr	4,81900Cr	4,43900Cr	3,23100Cr
Investment Securities, Total	4,34500Cr	4,69300Cr	3,67300Cr	4,14100Cr	4,21900Cr
Trading Asset Securities, Total	1.24TCr	458.9Cr	396.2Cr	531.6Cr	608Cr
Total investments	4,35700Cr	4,69700Cr	3,67700Cr	4,14600Cr	4,22500Cr
Gross Loans	11,64500Cr	11,74400Cr	12,46000Cr	12,74700Cr	13,42900Cr
Allowance For Loan Losses	-8.2TCr	-9.38TCr	-9.19TCr	-8.49TCr	-7.36TCr
Net Loans	11,56300Cr	11,65000Cr	12,36800Cr	12,66200Cr	13,35500Cr
Gross Property Plant And Equipment	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-
Net Property Plant And Equipment	11TCr	10TCr	10TCr	10TCr	10TCr
Other Intangibles, Total	1.81TCr	1.59TCr	1.35TCr	1.3TCr	1.22TCr
Restricted Cash	197Cr	202.7Cr	301Cr	282.4Cr	283Cr
Other Current Assets, Total	3.59TCr	4.33TCr	3.67TCr	2.46TCr	3.08TCr
Deferred Tax Assets Long-Term (Collected)	126.9Cr	223.7Cr	2TCr	287.8Cr	1.07TCr
Other Long-Term Assets, Total	32TCr	34TCr	35TCr	39TCr	44TCr
Total Assets	22,83500Cr	24,12600Cr	21,38700Cr	21,78600Cr	21,40800Cr
Liabilities
Accrued Expenses, Total	26Cr	28Cr	18Cr	26Cr	32Cr
Interest Bearing Deposits	16,51500Cr	17,13600Cr	17,50900Cr	17,80100Cr	17,92500Cr
Total Deposits	16,51500Cr	17,13600Cr	17,50900Cr	17,80100Cr	17,92500Cr
Short-Term Borrowings	1,08300Cr	1,19300Cr	67TCr	69TCr	18TCr
Current Portion of Long-Term Debt	-	-	-	-	-
Long-Term Debt	4,01700Cr	4,62600Cr	2,11600Cr	2,08600Cr	2,08800Cr
Other Current Liabilities - (Bank / Utility Template)	2.74TCr	2.64TCr	2.06TCr	1.68TCr	2.37TCr
Pension & Other Post Retirement Benefits	27Cr	35Cr	2.9Cr	3.3Cr	4Cr
Deferred Tax Liability Non-Current	4.4TCr	1.93TCr	792.9Cr	1.85TCr	919.1Cr
Other Non Current Liabilities	15TCr	17TCr	16TCr	19TCr	22TCr
Total Liabilities	21,83600Cr	23,16600Cr	20,48300Cr	20,79700Cr	20,44200Cr
Common Stock, Total	12TCr	12TCr	12TCr	12TCr	12TCr
Additional Paid In Capital	15TCr	13TCr	13TCr	9.9TCr	8.04TCr
Retained Earnings	57TCr	60TCr	62TCr	65TCr	70TCr
Treasury Stock	-578.5Cr	-235.7Cr	-718.1Cr	-32Cr	-159.8Cr
Comprehensive Income and Other	17TCr	12TCr	4.59TCr	12TCr	7TCr
Total Common Equity	1LCr	96TCr	90TCr	99TCr	97TCr
Minority Interest	-	-	3.1Cr	3.2Cr	3.2Cr
Total Equity	1LCr	96TCr	90TCr	99TCr	97TCr
Total Liabilities And Equity	22,83500Cr	24,12600Cr	21,38700Cr	21,78600Cr	21,40800Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	110Cr	107.98Cr	106.45Cr	100Cr	95Cr
ECS Total Common Shares Outstanding	115.99Cr	107.98Cr	106.44Cr	101.62Cr	98Cr
Book Value / Share	861.19	888.22	849.98	973.59	981.21
Tangible Book Value	98TCr	94TCr	89TCr	98TCr	95TCr
Tangible Book Value Per Share	845.56	873.5	837.28	960.84	968.86
Average Loans	11,50600Cr	11,61000Cr	12,00900Cr	12,57000Cr	12,87100Cr
Total Debt	5,10000Cr	5,81900Cr	2,78400Cr	2,77300Cr	2,26800Cr
Debt Equivalent of Unfunded Proj. Benefit Obligation	-3.09TCr	-3.21TCr	-4.08TCr	-7.21TCr	-7.7TCr
Net Debt	-1,33800Cr	-1,45700Cr	-2,03900Cr	-1,67100Cr	-97TCr
Full Time Employees	6.37T	6.22T	5.97T	5.86T	5.83T

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	5.22TCr	6.08TCr	4.6TCr	6.19TCr	8.18TCr
Depreciation, Depletion & Amortization	954.4Cr	953.1Cr	911.3Cr	927.8Cr	935.5Cr
Amortization of Goodwill and Intangible Assets - (CF)	-16Cr	-16Cr	-16Cr	-16Cr	-16Cr
Total Depreciation, Depletion & Amortization	938.6Cr	937.3Cr	895.5Cr	912Cr	919.7Cr
(Gain) Loss On Sale of Asset - (CF)	190.8Cr	423.7Cr	68Cr	118.1Cr	100.9Cr
(Gain) Loss on Sale of Investments - (CF)	658.8Cr	1.01TCr	4.54TCr	2TCr	1.7TCr
Total Asset Writedown	-	-	-	-	-
Change in Trading Asset Securities	246.1Cr	715.5Cr	140.6Cr	-92Cr	158.8Cr
Change in Other Net Operating Assets (Collected)	3,15900Cr	62TCr	-3,76400Cr	-31TCr	-1,20200Cr
Other Operating Activities	-4.52TCr	-10TCr	-7.86TCr	-10TCr	-1.45TCr
Cash from Operations	3,18600Cr	61TCr	-3,74000Cr	-32TCr	-1,10600Cr
Capital Expenditure	-385.7Cr	-382.4Cr	-364Cr	-576.6Cr	-437Cr
Sale of Property, Plant, and Equipment	43Cr	67Cr	43Cr	20Cr	32Cr
Purchase / Sale of Intangible Assets	-357.1Cr	-290Cr	-236.3Cr	-418.8Cr	-358.9Cr
Investment in Marketable and Equity Securities, Total	-10TCr	-35TCr	93TCr	-32TCr	-19TCr
Other Investing Activities, Total	-216.3Cr	-16Cr	-130.6Cr	-25Cr	-16Cr
Cash from Investing	-11TCr	-36TCr	92TCr	-33TCr	-20TCr
Long-Term Debt Repaid, Total	-3TCr	-	-	-	-
Total Debt Repaid	-3TCr	-	-	-	-
Issuance of Common Stock	15Cr	10Cr	18Cr	14Cr	12Cr
Repurchase of Common Stock	-	-1.95TCr	-500Cr	-2TCr	-2TCr
Common Dividends Paid	-1.28TCr	-1.24TCr	-1.19TCr	-1.21TCr	-1.31TCr
Common & Preferred Stock Dividends Paid	-1.28TCr	-1.24TCr	-1.19TCr	-1.21TCr	-1.31TCr
Net Increase (Decrease) in Deposit Accounts - (CF)	1,47500Cr	62TCr	37TCr	29TCr	12TCr
Other Financing Activities, Total	-	-	3.2Cr	-	10L
Cash from Financing	1,43300Cr	59TCr	36TCr	26TCr	9.15TCr
Foreign Exchange Rate Adjustments	2.2Cr	-22Cr	1.6Cr	-	-
Miscellaneous Cash Flow Adjustments	-	-20L	10L	-10L	-10L
Net Change in Cash	4,50600Cr	84TCr	-2,46200Cr	-38TCr	-1,21000Cr
Supplemental Items
Cash Income Tax Paid (Refund)	1.4TCr	1.99TCr	1.67TCr	469.1Cr	2.6TCr
Net Debt Issued / Repaid	-3TCr	-	-	-	-

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.18	0.18	0.14	0.2	0.27
Return On Equity %	3.88	4.39	3.45	4.58	5.96
Return on Common Equity	3.88	4.39	3.45	4.58	5.96
Shareholders Value Added	-7.65TCr	-7.47TCr	-7.98TCr	-7.04TCr	-5.93TCr
Margin Analysis
SG&A Margin	51.31	48.41	36.5	41.3	38.77
Net Interest Income / Total Revenues %	66.55	65.48	50.79	54.07	56.67
EBT Excl. Non-Recurring Items Margin %	23.83	27.27	15.82	24.09	29.14
Income From Continuing Operations Margin %	16.17	18.14	10.97	16.64	20.52
Net Income Margin %	16.17	18.14	10.97	16.64	20.52
Net Avail. For Common Margin %	16.17	18.14	10.97	16.64	20.52
Normalized Net Income Margin	14.89	17.04	9.89	15.06	18.21
Asset quality
Nonperforming Loans / Total Loans %	1.54	1.64	1.58	1.53	1.33
Nonperforming Loans / Total Assets %	0.79	0.8	0.92	0.9	0.84
Nonperforming Assets / Total Assets %	0.79	0.8	0.92	0.9	0.84
NPAs / Loans and OREO	1.54	1.64	1.58	1.53	1.33
NPAs / Equity	18	20.08	21.79	19.73	18.52
Allowance for Credit Losses / Net Charge-offs %	252.42	368.45	377.14	291.46	194.19
Allowance for Credit Losses / Nonperforming Loans %	45.61	48.7	46.6	43.47	41.11
Allowance for Credit Losses / Total Loans %	0.7	0.8	0.74	0.67	0.55
Net Charge-offs / Total Average Loans %	0.28	0.22	0.2	0.23	0.29
Provision for Loan Losses / Net Charge-offs %	75.14	94.22	50.67	21.45	21.39
Earning Assets / IBL	85.92	81.32	82.8	84.26	101.77
Capital And Funding
Total Average Common Equity / Total Average Assets %	4.63	4.17	4.1	4.39	4.53
Total Average Equity / Total Average Assets %	4.63	4.17	4.1	4.39	4.53
Total Equity + Allowance for Loan Losses / Total Loans %	9.28	8.97	8	8.43	7.74
Gross Loans / Total Deposits %	70.51	68.53	71.17	71.61	74.92
Net Loans / Total Deposits %	70.02	67.98	70.64	71.13	74.51
Total Capital Ratio %	10.87	10.92	13.32	12.71	12.2
Interbank Ratio	-	-	-	-	-
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	13.05	24.15	3.34	2.61	2.64
EBT + Interest Expense / Interest Expense	9.74	18.81	3.07	2.45	2.28
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	0.22	3.25	-3.96	-5.39	14.11
Non Interest Income, 1 Yr. Growth %	-0.08	5.86	48.16	-19.61	4.06
Provision For Loan Losses, 1 Yr. Growth %	15.31	-1.72	-48.55	-49.38	29.71
Total Revenues, 1 Yr. Growth %	-1.31	4.95	23.83	-11.14	8.88
Earnings From Cont. Operations, 1 Yr. Growth %	0.3	17.76	-25.1	34.78	34.27
Net Income, 1 Yr. Growth %	0.3	17.76	-25.1	34.78	34.27
Normalized Net Income, 1 Yr. Growth %	2.04	20.1	-28.15	35.29	31.7
Diluted EPS Before Extra, 1 Yr. Growth %	1	23.93	-23.26	39.38	40.11
Dividend Per Share, 1 Yr. Growth %	0	0	0	9.09	33.33
Gross Loans, 1 Yr. Growth %	2.5	0.85	6.1	2.3	5.35
Allowance For Loan Losses, 1 Yr. Growth %	17.71	14.4	-2.07	-7.59	-13.35
Net Loans, 1 Yr. Growth %	2.4	0.75	6.17	2.37	5.47
Non Performing Loans, 1 Yr. Growth %	6.74	7.15	2.33	-0.94	-8.37
Non Performing Assets, 1 Yr. Growth %	6.74	7.15	2.33	-0.94	-8.37
Total Assets, 1 Yr. Growth %	28.25	5.65	-11.35	1.86	-1.73
Total Deposits, 1 Yr Growth %	9.81	3.76	2.17	1.67	0.7
Tangible Book Value, 1 Yr. Growth %	13.66	-3.84	-5.51	9.56	-2.31
Average Interest Earning Assets, 1 Yr. Growth %	8.38	8.24	-3.41	-5.03	21.69
Average Interest Bearing Liabilities, 1 Yr. Growth %	14.08	14.36	-5.14	-6.67	0.76
Common Equity, 1 Yr. Growth %	13.22	-3.99	-5.66	9.35	-2.36
Total Equity, 1 Yr. Growth %	13.22	-3.99	-5.66	9.35	-2.36
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-1.96	1.72	-0.42	-4.68	3.9
Non Interest Income, 2 Yr. CAGR %	-0.03	2.85	25.24	9.13	-8.54
Provision For Loan Losses, 2 Yr. CAGR %	196.78	6.45	-28.89	-48.97	-18.97
Total Revenues, 2 Yr. CAGR %	-5.64	1.77	14	4.9	-1.64
Earnings From Cont. Operations, 2 Yr. CAGR %	-11.27	8.68	-6.08	0.47	34.52
Net Income, 2 Yr. CAGR %	-11.27	8.68	-6.08	0.47	34.52
Normalized Net Income, 2 Yr. CAGR %	-11.84	10.7	-7.1	-1.41	33.48
Diluted EPS Before Extra, 2 Yr. CAGR %	-10.74	11.88	-2.48	3.42	39.74
Dividend Per Share, 2 Yr. CAGR %	0	0	0	4.45	20.6
Gross Loans, 2 Yr. CAGR %	1.99	1.67	3.44	4.18	3.81
Allowance For Loan Losses, 2 Yr. CAGR %	5.85	16.04	5.85	-4.87	-10.52
Net Loans, 2 Yr. CAGR %	1.96	1.57	3.42	4.25	3.91
Non Performing Loans, 2 Yr. CAGR %	2.24	6.95	4.72	0.68	-4.73
Non Performing Assets, 2 Yr. CAGR %	2.24	6.95	4.72	0.68	-4.73
Total Assets, 2 Yr. CAGR %	14.65	16.4	-3.22	-4.97	0.05
Total Deposits, 2 Yr CAGR %	6.15	6.74	2.96	1.92	1.18
Tangible Book Value, 2 Yr. CAGR %	4.32	4.55	-4.67	1.75	3.45
Average Interest Earning Assets, 2 Yr. CAGR %	-	8.31	2.25	-4.22	7.5
Average Interest Bearing Liabilities, 2 Yr. CAGR %	-	14.22	4.15	-5.91	-3.03
Common Equity, 2 Yr. CAGR %	4.23	4.26	-4.83	1.57	3.33
Total Equity, 2 Yr. CAGR %	4.23	4.26	-4.83	1.57	3.33
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	0.86	-0.26	-0.21	-2.11	1.21
Non Interest Income, 3 Yr. CAGR %	0.93	1.9	16.16	8.03	7.41
Provision For Loan Losses, 3 Yr. CAGR %	52.34	105.33	-16.46	-36.51	-30.36
Total Revenues, 3 Yr. CAGR %	-1.57	-2.24	8.65	4.91	6.21
Earnings From Cont. Operations, 3 Yr. CAGR %	-5.39	-2.49	-4	5.94	10.67
Net Income, 3 Yr. CAGR %	-5.39	-2.49	-4	5.94	10.67
Normalized Net Income, 3 Yr. CAGR %	-5.72	-2.27	-4.15	5.3	8.58
Diluted EPS Before Extra, 3 Yr. CAGR %	-4.9	-0.42	-1.34	9.85	14.44
Dividend Per Share, 3 Yr. CAGR %	0	0	0	2.94	13.3
Gross Loans, 3 Yr. CAGR %	3.28	1.61	3.13	3.06	4.57
Allowance For Loan Losses, 3 Yr. CAGR %	1.11	8.63	9.66	1.16	-7.79
Net Loans, 3 Yr. CAGR %	3.3	1.56	3.08	3.07	4.66
Non Performing Loans, 3 Yr. CAGR %	-0.86	3.86	5.39	2.79	-2.43
Non Performing Assets, 3 Yr. CAGR %	-0.86	3.86	5.39	2.79	-2.43
Total Assets, 3 Yr. CAGR %	10.84	11.57	6.3	-1.56	-3.9
Total Deposits, 3 Yr CAGR %	5.04	5.35	5.2	2.53	1.51
Tangible Book Value, 3 Yr. CAGR %	3.94	1.53	1.08	-0.15	0.38
Average Interest Earning Assets, 3 Yr. CAGR %	-	-	4.25	-0.24	3.74
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	-	7.36	0.41	-3.74
Common Equity, 3 Yr. CAGR %	4	1.41	0.84	-0.32	0.24
Total Equity, 3 Yr. CAGR %	4	1.41	0.84	-0.32	0.24
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	10.86	6.12	0.35	-2.05	1.42
Non Interest Income, 5 Yr. CAGR %	8.67	4.43	10.03	4.73	5.56
Provision For Loan Losses, 5 Yr. CAGR %	27.83	18.61	12.32	17.65	-17.47
Total Revenues, 5 Yr. CAGR %	8.74	4.49	4.39	0.56	4.41
Earnings From Cont. Operations, 5 Yr. CAGR %	3.2	-22.98	-5.66	-1.32	9.87
Net Income, 5 Yr. CAGR %	3.29	-22.98	-5.66	-1.32	9.87
Normalized Net Income, 5 Yr. CAGR %	2.71	4.51	-6.28	-1.92	9.43
Diluted EPS Before Extra, 5 Yr. CAGR %	-3.04	-24.3	-3.94	1.1	13.4
Dividend Per Share, 5 Yr. CAGR %	1.41	-	0	1.76	7.78
Gross Loans, 5 Yr. CAGR %	14.68	2.76	3.35	2.63	3.4
Allowance For Loan Losses, 5 Yr. CAGR %	15.06	3.54	2.98	3.01	1.09
Net Loans, 5 Yr. CAGR %	14.67	2.75	3.35	2.63	3.41
Non Performing Loans, 5 Yr. CAGR %	10.95	0.18	1.33	2.57	1.22
Non Performing Assets, 5 Yr. CAGR %	10.95	-	1.33	2.57	1.22
Total Assets, 5 Yr. CAGR %	19.79	8.39	4.98	4.63	3.76
Total Deposits, 5 Yr CAGR %	15.28	4.44	4.2	3.96	3.57
Tangible Book Value, 5 Yr. CAGR %	11.06	2.09	0.41	1.62	2.02
Average Interest Earning Assets, 5 Yr. CAGR %	14.82	-	-	-	5.54
Average Interest Bearing Liabilities, 5 Yr. CAGR %	18.95	-	-	-	3.08
Common Equity, 5 Yr. CAGR %	11.09	2.13	0.37	1.47	1.83
Total Equity, 5 Yr. CAGR %	11.03	2.13	0.37	1.48	1.83