Valuation LIC Housing Finance Limited

Equities

Delayed NSE India S.E. Other stock markets 03:57:41 12/02/2026 pm IST			5-day change	1st Jan Change
517.10 ^INR	-1.61%		+0.27%	-4.16%

03/02	Avendus Spark Downgrades LIC Housing Finance to Sell from Add; Price Target is INR443	MT
03/02	ICICI Securities Upgrades LIC Housing Finance to Hold from Reduce; Price Target is INR500	MT

Data adjusted to current consolidation scope

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Capitalization ¹	2,16,097	1,97,445	1,80,833	3,36,061	3,10,153	2,89,086	-	-
Change	-	-8.63%	-8.41%	85.84%	-7.71%	-6.79%	-	-
Enterprise Value (EV)	2,16,097	1,97,445	1,80,833	3,36,061	3,10,153	2,89,086	2,89,086	2,89,086
Change	-	-8.63%	-8.41%	85.84%	-7.71%	-6.79%	0%	0%
P/E ratio	7.9x	8.32x	6.25x	7.05x	5.71x	5.33x	5.06x	4.69x
PBR	1.05x	0.8x	0.67x	1.07x	0.86x	0.71x	0.63x	0.57x
PEG	-	-0.4x	0.3x	0.1x	0.4x	-41.43x	0.94x	0.6x
Capitalization / Revenue	4.01x	3.4x	2.79x	3.8x	3.64x	3.26x	3.07x	2.85x
EV / Revenue	0x	0x	0x	0x	0x	3.26x	3.07x	2.85x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	3.84x	3.63x	3.37x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	8.5	8.5	8.5	9	10	10.99	12.65	13.14
Rate of return	1.99%	2.37%	2.59%	1.47%	1.77%	2.09%	2.41%	2.5%
EPS ²	54.18	43.14	52.56	86.63	98.7	98.57	103.9	112
Distribution rate	15.7%	19.7%	16.2%	10.4%	10.1%	11.2%	12.2%	11.7%
Net sales ¹	53,946	57,994	64,882	88,440	85,243	88,543	94,177	1,01,345
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	46,662	47,664	55,000	76,976	71,416	75,325	79,729	85,850
Net income ¹	27,343	22,873	28,910	47,654	54,290	54,279	57,225	61,601
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	428.20	358.95	328.75	610.95	563.85	525.55	525.55	525.55
Nbr of stocks (in thousands)	5,04,663	5,50,063	5,50,063	5,50,063	5,50,063	5,50,063	-	-
Announcement Date	15/06/21	18/05/22	16/05/23	15/05/24	15/05/25	-	-	-

¹INR in Million²INR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
LIC HOUSING FINANCE LIMITED	5.33x	-	-	2.09%	318.54Cr
CAPITEC BANK HOLDINGS LIMITED	31.39x	-	-	1.73%	3.35TCr
ABSA GROUP LIMITED	9.02x	-	-	6.31%	1.36TCr
PENNYMAC FINANCIAL SERVICES, INC.	8.5x	-	-	1.33%	470.63Cr
PIRAMAL FINANCE LIMITED	26.12x	-	-	-	441.45Cr
JB FINANCIAL GROUP CO., LTD.	8.62x	-	-	3.37%	412.93Cr
CEMBRA MONEY BANK AG	15.59x	-	-	4.62%	373.88Cr
WSFS FINANCIAL CORPORATION	13.57x	-	-	1.01%	369.88Cr
CATHAY GENERAL BANCORP	11.97x	-	-	2.56%	357.5Cr
OSB GROUP PLC	7.88x	-	-	5.98%	284.9Cr
Average	13.80x			3.22%	774.14Cr
Weighted average by Cap.	20.10x			2.98%